HOME BUILDING OUTLINE, PLANNER, AND GUIDE

An Owner-Builder Approach to Residential Construction

5th Edition Copyright 2008, Original Edition Copyright 1976 by Tom Landis

All content, figures, and line drawings are licensed to Barden Building Systems for
limited use for training and educational purposes. This material is distributed through
Barden Building Systems for use only by their employees, dealers and clients.

Barden Building Systems

The Barden & Robeson Corporation
P.O. Box 310
103 Kelly Avenue
Middleport, NY 14105

All rights reserved. No part of the outline, planner, and guide may be reproduced without
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review with appropriate credits. Nor, may any part of this material be reproduced, stored
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The information in the outline, planner, and guide is true and complete to the best of our
knowledge. All recommendations are made without guarantee on the part of Tom Landis
or Barden Building Systems. The author and publisher disclaim any liability, expressed
or implied, in connection with the use of this information and assume no responsibility
for errors or omissions.

The author has applied due diligence and judgment in locating and using reliable sources
and information for this publication. However, he assumes that every building site is
unique and every owner-builder situation is different requiring specialized knowledge
and interpretation. You should contact a professional Attorney, Accountant, Architect,
and Engineer for specific details that pertain to your building circumstance and locality.

For further information, please contact the author:

Tom Landis
P.O. Box 711
Black Diamond, WA 98010

Owner Builder Services

http://www.ownerbuilder.com/
Overview
What is involved in the B.Y.O.B. Program?
The ultimate goal of the Build Your Own Barden (B.Y.O.B.) Program is to create a home to match your
family’s lifestyle. Your vision will guide the entire project. For this reason, Barden Building Systems
puts you, the Owner, at the center of all decisions.

Roles & Responsibilities

Constructing your new home will require the participation of a variety of professionals including:

• Real-Estate Agent – Responsible for assisting his/her connections in and knowledge of

the Owner in buying and selling land, and the industry but s/he may be involved as
usually coordinates various aspects of the little or as much as you deem necessary.)
closing when the property deed is
transferred. • Architect/Designers – Responsible for
creation of Drawings & Specifications
• Construction Lenders – Responsible for following the requirements provided by the
lending money to the Owner to purchase Owner orienting house and the site to
land and/or the house. (Most often, the family lifestyle prior to and during
land and house are used as security until construction.
the loan is paid in full.)
• Civil & Structural Engineers – Responsible for
• Construction Manager (C.M.) or General Contractor providing scientific knowledge to solve
(G.C.) Acting as CM – Responsible for assisting construction problems related to geological
the Owner in planning, organizing, and and structural conditions during creation of
controlling the B.Y.O.B. process to ensure Drawings and Specifications.
the Owner's best interest is maintained
from start to finish. (If you have chosen to
act as General Contractor (G.C.) under this
B.Y.O.B. program, you may want to
consider hiring your Barden Building
Systems dealer to act as your Construction
Manager under a Personal Service
Agreement. In this way, you benefit from

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• Specialty Trade Contractors (such as plumbers, phase of construction adhering to Drawings
electricians, painters, etc.) – Responsible and Specifications, and are accountable
for providing trade labor and bid proposals directly to the Owner.
at each phase of construction adhering to
Drawings and Specifications, and are • Plan Examiner & Field Inspector – Responsible
accountable directly to the Owner. for reviewing Design/Build criteria both
prior to and during the construction process
• Suppliers & Manufacturers - Responsible for to maintain compliance with applicable
providing material and products at each codes and ordinances in your area.

Each construction professional should dedicate his/her activities to serving the Owner's best
interest. Under the B.Y.O.B. Program, the Owner acts as the General Contractor, leading the
entire construction organization. With the possible assistance of a Construction Manager, the
Owner contracts all services to save costs, maintain standards for quality, and provide personal
attention to all phases of the Design/Build process.

So, Do You Want to B.Y.O.B.?

Do you want to be your own General Contractor under the B.Y.O.B. program? To determine
whether or not you “have what it takes,” ask yourself these questions:

1. Do I have the time to dedicate 10-20 hours a week to the G.C. job each week?
2. Am I tenacious enough to communicate effectively with professionals when we disagree?
3. Can I make decisions quickly and confidently?
4. Am I a good planner who remains organized from the beginning to the end of a project?

If you’ve been honest with yourself and answered yes to these questions, then you may have
what it takes to undertake the B.Y.O.B. program. If not, then you should follow the more traditional
route of hiring a General Contractor for your home building project. Or, you could hire your Barden Building
Systems dealer to act as your Construction Manager under a Personal Service Agreement.

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Decision-making & Project Management Process
It’s important to be a good decision maker to overcome the kinds of problems that customarily
arise on any project—budgets, deadlines, conflicting priorities, and the inherent complexities of
organizing people with different expertise into an effective team. Follow these simple best
practices when making decisions for your project:

1. Pre-qualify with your lender.

2. Know your site before you buy land.
3. Plan with a systems view of the
whole process.
4. Build it on paper with a complete set
of Drawings & Specifications.

A key to effectively managing your

construction project to recognize it is a
highly interdependent system. By
seeing the connections, you can
understand the roles and contributions
of the various players, and make
effective, informed decisions. (For
instance, where you locate your home
on site determines logistics for material
delivery and utilities layout. A
seemingly terrific location may end up a
logistical nightmare – or worse, result in
the denial of a building permit.) The
DECISION-MAKING MODEL illustrates
the information-sharing and decision-
making system of your residential
construction project. As you can see,
each professional provides specialized
information and services, yet each relies on the others for guidance throughout the process.

Although an optimistic "can do" attitude by the Owner is admirable, be mindful that these
specialties exist out of necessity. Defining the requirements of your lifestyle, generating
Drawings & Specifications, determining a budget and schedule, and locating trade contractors
and suppliers are major undertakings. Decision making begins early in the process, so it is
important to collaborate with the team (and your attorney/accountant) as soon as possible. This
B.Y.O.B. Guide was written to help you anticipate problems! Remember, you, the Owner,
should be at the center of all decisions.

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Staying Organized
Another consideration for the Owner is how to stay organized throughout the Design/Build process to
manage the project and make decisions efficiently and effectively. You have two choices: a
manual or an automated system for information storage and referral. A manual system relies on
files, checklists, and the traditional “paper and pencil” techniques. An automated system
incorporates computer hardware, construction management software, and an electronic
approach to information processing.

Barden Building Systems encourages you to use a manual system. For a one-time use on a
construction project, a considerable amount of time will be dedicated to training for and
development of a software system geared toward construction management. Rather than
expend the time and effort, not to mention costs, to develop a proficiency in the use of a
software system, you should concentrate on the primary goal of Project Management: to create a
home which meets the needs of your lifestyle.

Following a manual approach allows you to begin immediately with the Design/Build process,
analyze the circumstances of the project, and concentrate on decisions which directly relate to
Project Management. You might consider acquiring a construction calculator (one manufacturer
is Calculated Industries) to help you solve building problems in the feet-inch format when
figuring material quantities, unit costs, stair and roof layout, square footage, and volume
calculations. The instructions are easy to understand, and you can begin using the calculator
immediately.

However, if you are proficient in the use of a computer, by all means use the standard desktop
word processing, spreadsheet, email and browser capabilities. Microsoft Outlook is a standard
feature on all Microsoft Desktops. Its features include a Calendar, Contact Manager, Drafts
Folder, Email Inbox/Outbox, Journal, Notes and Tasks. This will be all you need to supplement
a manual approach to Project Management. Owners with computer skills can easily begin with
what they already know and progress into more efficient desktop applications. The result of
supporting a manual system with a construction calculator and Microsoft Outlook creates a
hybrid method combining small-scale automated system with traditional paper and pencil
techniques. When analyzing and recording information for decision making, the Owner should
utilize available technology yet realize the need to get on with the tasks of Project Management.

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Project Guide
For the Owner with an optimistic "can do" attitude, the DESIGN/BUILD process may seem
manageable – and indeed it can be if you stay organized. The DESIGN/BUILD MATRIX below
helps you “compartmentalize” the complex information so that you can make decisions sensibly
and sequentially. The matrix allows the Owner to focus on one block of information at a time.
First, you will need to translate the requirements of your lifestyle into Contract Documents which
will direct all activities for your B.Y.O.B. home building project.

Note that the matrix has two dimensions: the DESIGN dimension (which sequences the
flow of major events for creation of Drawings and Specifications), and the BUILD
dimension (which sequences the flow of major events during construction). To manage
your project, you will need to operate in both dimensions.

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Both dimensions focus on the Owner's requirements for the house and site. As such,
you will need more than a tangle of ideas. Designing your home will be a process of
“progressive approximation” where ideas are presented, problems identified, solutions
considered, and decisions refined and finally implemented. As you concentrate on each
block of information, you will progress toward a final solution which gradually
approximates WHAT products and materials will be used for creation of your homestyle.
It begins with vague notions and ends with specific choices.

The DESIGN phase AND the BUILD phase ARE INTERDEPENDENT and take into
consideration the Owner's needs and desires in both written and graphic form. A
reasonable amount of time must be allotted to address all aspects for DESIGN
solutions. The purpose of this section is to provide definitions for the terms used on the
DESIGN/BUILD MATRIX.

The DESIGN Phase

The DESIGN phase is generally defined as follows:

• Schematic: Define Owner's lifestyle, site

conditions, and relevant code and • Bid/Negotiations: Prepare Contract
zoning standards; study alternative Documents for contractor Agreements
ideas and cost ranges for each and Conditions of construction;
component of the Building assembly establish budget guidelines and
from site to landscape. secure proposals from Trade
Contractors and Suppliers for total
• DESIGN Development: Consider scope of work to be performed.
alternatives and sketches most
apropos for Owner’s lifestyle and site • Construction Observation: Check
development; investigate more materials and methods at critical
definitive plans, and up-date Budget points during construction; review
Estimate for the entire BUILD Trade Contractor's completion of work
sequence. and application for payment; up-date
design, budget, or products if required
• Contract Documents: Create Drawings by changed conditions. Maintain
and write Specifications through a Quality Control from outset to
series of conferences by Owner; completion of project.
prepare documents for code and
zoning compliance and building permit
application for all components.

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The BUILD Phase
The BUILD phase complements the DESIGN phase utilizing materials and products
chosen by the Owner and defined by the Drawings and Specifications. Supported by
Suppliers, each Trade Contractor completes a major component of the construction
project. The BUILD phase is generally defined as follows:

• Site – Combines geographical location,

topography, climate orientation, water, • Electrical – Distributes energy for light,
geology, trees and vegetation, views, heat, and operation of appliances and
and noise considerations. equipment; trim package adds to
interior DESIGN; services installed for
• Foundation – Transfers Building loads television, telephone, security, and
directly to soil by use of footings, office.
walls, slabs, piers; anchors Building to
site to avoid racking or uplifting. • Insulation - Controls heat loss or gain in
floors, walls, and ceilings; weatherizes
• Framing & Roofing – Provides structural doors, windows, and sills; offers
elements of floor, wall and roof sound deadening for interior spaces.
systems; acts as a barrier to heat loss,
moisture and air infiltration; creates • Drywall – Covers interior walls and
aesthetic form. ceilings for finishes and fireproofing;
texture and corner trim contribute to
• Exterior Finish – Includes windows, decor package.
doors, siding, gutters and
downspouts; allows physical, visual, • Interior Finish – Establishes color,
and light penetration; creates stylistic texture, pattern, and scale of interior
detail. DESIGN motif; includes paints, doors,
hardware, trim, closet kits, cabinets,
• Plumbing – Supplies potable and utility floor coverings.
water, sanitary drainage, and sewer
disposal; trim package contributes to • Landscape – Arranges vegetation,
interior decor. walks, drives, lighting to marry house
architecture to site; allows drainage of
• HVAC – Generates heating, ventilation, storm water; places gazebos, decks,
and air conditioning systems; trim patios, summer kitchens, gardens for
package and vent caps lend to decor. climate orientation and lifestyle.

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Organization
A good way to begin using the B.Y.O.B. DESIGN/BUILD MATRIX is to label manila files
with the eleven categories of the BUILD phase. As you consider different aspects of
each of the BUILD events, you should place notes, drawings, and ideas into each
respective manila file. It’s a process of considering your options, refining your thinking,
and making a choice among the range of alternatives open to you. Don’t try to finalize
decisions. Remember: This is a process of “progressive approximation”.

Once you've initially reviewed the major events of the BUILD phase, you'll feel more
confident with your original ideas and begin to weigh and consider alternative ideas.
Your Schematics are based on considerations such as code and zoning standards,
costs, lifestyle requirements, and aesthetic quality. Your manila files will begin to bulge
with ideas and the "DESIGN/BUILD Collage" (Read more about the "DESIGN/BUILD
Collage" in the PUNCH LIST section) will unfold as an artistic endeavor.

You'll start over again as you refine ideas gathered for each of the BUILD events and
progress into DESIGN Development. More than likely, you'll be creating additional
manila files to expand your growing information base. For instance, your "Exterior
Finish" file may be expanded into separate files for windows, doors, siding, and storm
water control (Read more about the "Cardboard Box Files” in the PUNCH LIST section).
Your original ideas become more definitive plans and the Budget Estimate becomes
more accurate.

At this point, your homestyle should be clearly defined, and you're now ready to create
Contract Documents. Depending how adept your drafting and writing abilities, it may
become especially important to retain the professional services of a Construction
Manager, Architect, or DESIGNer if required by your situation. The creation of Drawings
and Specifications are crucial to code compliance and successful Building permit
application so be prepared for a collaborative effort.

For Bid/Negotiations to occur, the Owner must have ample copies of Drawings and
Specifications in hand to circulate among Trade Contractors and Suppliers in order to
solicit their bid proposals. Depending on how skillful your legal and negotiating abilities,
the Owner might consider the professional services of a Construction Manager, Lawyer,
and Accountant if required by your situation. The preparation of Agreements and
Conditions for the work to be performed will refine your Budget Estimate and begin to
determine who will provide labor and materials for your project.
Although there is always room for improvement, you should realize that any major
changes or deviations may cause financial and logistical problems as you move into

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Construction Observation. Quality Control involves checking materials and methods as
each phase is completed but changing conditions may cause the Owner to up-date the
DESIGN, budget, or products. Your lending institution will require on-site review of
construction in order to authorize payment for work completed, and formal inspections
by Building officials will also occur at critical points in the schedule.

DESIGN/BUILD Questionnaire
You can use this B.Y.O.B. DESIGN/BUILD questionnaire to begin your action plan:

1. Is your lot buildable (according to 13. What are your preferences for door
local, city, state, and federal and window styles?
guidelines)? 14. Will the garage be detached or
2. What are the dimensions and attached to your home?
topography of your site? 15. Where will you locate sidewalks,
3. Are there special site features to patios, decks, and porches?
incorporate into the landscape 16. During construction, will site traffic
DESIGN? and material pose problems?
4. Do any distinctive geological, 17. Where are temporary water and
meteorological, or biological power as well as job toilet to be
conditions exist? placed?
5. Are there unique soil or structural 18. How will you enter/exit the home,
conditions which require and do you require a foyer?
engineering? 19. Will the living room be formal or
6. How will utility infrastructure be informal, and how will it be used?
developed to and on site? 20. Will the dining room be formal or
7. Where will driveway access and informal, and how will it be used?
parking be located? 21. Will the kitchen be formal or
8. Why do you prefer a certain informal, and how will it be used?
architectural style? 22. Will your family use an outdoor
9. Do you anticipate specific square eating area off the kitchen?
footage and cost range? 23. Will your family room be open to
10. Is a one- or two-storey home the kitchen or separate from it?
preferred, and do you require a 24. Is there a need for a study, home
basement? office, hobby room or other special
11. What roofing material will be used, area?
and what is the color and texture? 25. How many bedrooms are required,
12. How will the exterior be covered, and where will they be located?
trimmed, and treated?

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26. How many bathrooms are required, 32. What is the total number and types
and where will they be located? of appliances, and who are the
27. What is the total number of manufacturers?
plumbing fixtures, and who are the 33. What is the aesthetic nature of trim
manufacturers? package by style, color, and finish?
28. What is the means of 34. What floor coverings will be used,
heating/cooling your home, and and how will style/color match
who is the manufacturers? decor?
29. Where will you need electrical 35. What style, color, and configuration
outlets, switches, lights, fixtures? of cabinets do you want?
30. What are the specific requirements 36. How will landscape be designed
for weatherization and insulation? and implemented?
31. Will the drywall be textured, and 37. Who will be responsible for site
what will be interior color schema? clean-up and waste recycling?

Keep in mind that corrections or "fine tuning" are always necessary as you progress
from schemas, DESIGN development, contract documents, bid/negotiation, and
construction observation. It's highly unlikely every detail will be determined at the outset
for all the BUILD categories. Good advice is to be a stickler for detail yet allow yourself
the freedom to make some decisions later realizing that this "fine tuning" is accepted as
part of the DESIGN process.

Let the B.Y.O.B. DESIGN/BUILD Matrix guide you through this process!

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Costs
A Cost Analysis is a comprehensive breakdown of all expenditures related to the
B.Y.O.B. DESIGN/BUILD process. The following list is a line item representation for a
typical residential project combining hard and soft costs. Strive for accuracy as each
item is assigned a cost by bidders. Assigning accurate costs will be an extension of
estimating activities except these numbers will be based on Trade Contractors' and
Suppliers' bid proposals.

WITHOUT any formal contracts or binding agreements, an Owner can solicit proposals
from a Trade Contractor or Supplier for each type of work to be performed. You will
need copies of Drawings and Specifications to circulate among bidders so be prepared
to own a set of six to eight copies. Remember: Two copies will eventually be submitted
to the building department for their review so keep these in clean condition.
Whether you purchase stock Drawings from a plan service or hire an Architect to create
an original design, either way be sure to attach a copy of your Specifications to each
set, then Trade Contractors will make proposals based on same product types, sizes,
and quality.

After the first round of proposals, you will be able to embellish your BUDGET
ESTIMATE with details provided by the people who will actually do the work and
provide the materials. All items of the COST ANALYSIS will be a greater elaboration of
your original idea of what your project would likely cost.

A second round of bid proposals from different Trade Contractors and Suppliers will add
a competitive edge to this endeavor as each business attempts TO WIN your contract.
The following list expands on the basic categories covered in your BUDGET
ESTIMATE. What now occurs is a more thorough COST ANALYSIS as you begin to
collaborate with the entire building community.

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Hard & Soft Cost Worksheet
Item Estimated Cost
1) Architect/Designer's Fee
2) Site Survey
3) Permits
a) Building
b) Water
c) Septic/Sewer -Electric -Plumbing
d) HVAC
4) Install Electrical Service
5) Install Water Service
6) Excavation
7) Hauling
8) Environmental Protection
9) Framing Labor & Lumber
10) Framing Hardware
11) Sealants & Adhesives
12) Concrete Labor & Materials
a) Pads
b) Footings
c) Walls
d) Floors
e) Sidewalks
f) Steps
g) Patios
h) Driveways
13) Drain tile and/or Dispersal Trench for Stormwater Control
14) Downspout Drains
15) Damp and/or Waterproofing
16) Reinforcing Steel
17) Anchor Bolts
18) Sheet Metal Flashing
19) Backfill
20) Exterior Doors
a) Pre-finished
b) Pre-hung
c) Handles
d) Deadbolts
e) Thresholds
21) Asphalt Paving

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22) Roofing
a) Felt Paper
b) Flashing
c) Vents
d) Shingles
23) Garage Doors
a) Openers
24) Windows and Skylights
25) Doors
a) Sliding
b) Specialty
c) Shower
d) Include Hardware -Include Finishes
26) Mirrors
27) Medicine Cabinets
28) Glass & Glazing
29) Brick Veneer or Masonry
30) Stone Veneer
31) Fireplace/Wood Stove
32) Chimney/Vent Stack
33) Insulation Material & Labor
a) Foundation
b) Floor
c) Walls
d) Ceiling
e) Fire Stuffing
f) Weatherproofing
g) Soundproofing
34) Plumbing
a) Rough-in/Service Connection –Finish
b) Hot Water Tank
35) HVAC
a) Rough-in/service Connection –Finish
b) Gas or Oil Piping -Oil Tank -Radon Gas
36) Electric
a) Rough-in/service Connection –Finish
37) Fixture Allowance
a) Hanging Fixtures
b) Sconces
c) Hair Dryer
d) Vent Fans
e) Heat Lamps
38) Appliance Allowance

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a) Cook top & Hood
b) Oven
c) Microwave
d) Refrigerator
e) Dish Washer -Garbage Disposal -Clothes Washer -Clothes
Dryer
39) Finish Labor & Lumber (Millwork Package)
a) Case & Base
b) Window Liner -Specialty Trim -Half or Full Jambs -Sauna Kit -
Shelf & Ledger
40) Interior Doors Material & Labor
a) Pre-finished
b) Pre-hung
c) Include hardware
d) Panel
e) Flush
f) Bi-Fold
g) Bi-Pass
41) Drywall Material & Labor (Gypsum Wallboard)
a) Hang
b) Tape
c) Finish/Curing
d) Seal & Texture
42) Cabinets Material & Labor
a) Kitchen
b) Laundry
c) Bath
d) Entertainment
e) Office
43) Exterior Finish Material & Labor
a) Siding
b) Trim –Soffit
44) Gutters & Downspouts Material & Labor
45) Paint & Stain Material & Labor:
a) Interior
b) Exterior
c) Trim Pkg
d) Door Pkg
e) Window Pkg
f) Cabinet Pkg
46) Wall Coverings Material & Labor:
a) Paper
b) Fabric

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c) Mirror
d) Wood Panel
47) Floor Coverings Material & Labor:
a) Vinyl
b) Tile
c) Stone
d) Marble
e) Hardwood
f) Carpet
48) Cabinet Countertops:
a) Laminated Plastic
b) Solid Surface
c) Hardwood or Tile
49) Septic System Material & Labor:
a) Percolation
b) Design
c) Installation
50) Storm Water Material & Labor:
a) Leach Field
b) "French" Drain
c) Culvert
d) Perforated Tile
51) Finish Hardware
52) Ornamental Iron/Specialty Metals
53) Deck Material & Labor
a) Structural
b) Surface
c) Guardrail
d) Stair
e) Handrail
54) Landscape Material & Labor
55) General Labor
56) Construction Consultant
57) Clean-up
a) Recycle/Refuse
b) Broom & Bags
58) Builder's Overhead and Profit
59) Professional Service Fee (Construction
Manager/Lawyer/Accountant/Engineer)

You are NOT expected to figure material and labor costs for each line item of the Cost
Analysis BY YOURSELF. The Owner's job is to assemble Drawings and Specifications

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then request bids from and negotiate contracts with Trade Contractors and Suppliers for
the work to be completed on your project. If this seems overwhelming, another option is
to work directly with a General Contractor because his/her reputation is based on an
existing organization of Trade Contractors and Suppliers. HOWEVER, as a B.Y.O.B.
Owner/Builder, you are expected to be fully responsible for all GC duties!

Pricing
Even though you won't be calculating specific material and labor costs, it may be helpful
to understand how bidders arrive at a price for the work to be completed. Generally,
most pricing systems fall into one of three categories: Square Foot, Assembly, and Unit
Pricing.

• Square Foot pricing is the least accurate, but less time consuming to prepare.
This method determines total square footage of an area and assigns an average
dollar amount per square foot of that area.

• Assembly pricing is more accurate, and it takes into consideration an entire

component of construction, such as a roof truss assembly, and arrives at a more
detailed cost of the pieces for that component.

• Unit Pricing is the most accurate, but the most time consuming to prepare. It
takes into account every item which needs to be purchased and installed for an
entire phase of the work.

R.S. Means Company has developed a construction cost data base covering all phases
of residential construction. The database is organized into trade sections covering
square foot cost, assemblies cost, and unit price cost. Costs are broken under headings
for material, labor, equipment, overhead, and profit. Since these are "average" costs,
the Means Residential Cost Data Guide has factored a number of variables affecting
costs such as quality, productivity, size of project, and location. There's also a list of
other unpredictable factors covered in the book's content which may be useful for
identifying less than ideal conditions on your project. Cost data guides from R.S. Means
are also available for remodeling and refurbishing homes.

Referring to a residential construction data base is a good way to weigh and consider
the bid proposals which are being submitted. Just be sure your cost analysis thoroughly
covers all items in the Drawings and Specifications because the bid proposals form the
basis of your Contract Documents. You may also want to consult with a Certified Public

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Accountant familiar with the construction industry for professional advice regarding Cost
Analysis.

You’ll be determining what offer to accept based on price, quality, service, and
compatibility. Your relationship with Trade Contractors and Suppliers isn’t conditional
upon lowest bidder. Your relationship is also based on adherence to Specifications and
how well the bidder conforms to the conditions under which the work will be performed.

Remember: This process is an opportunity for ANALYSIS and NEGOTIATION!

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Budget
A Budget is a financial plan for your entire Design/Build process. It is the dollar
equivalent for all the work it takes to design and build your new home. You are NOT
expected to create this document accurately at the outset of your experience so it's best
to begin with estimates and refine your financial plan as time goes by.

The primary purpose of preparing a Budget is to understand and control costs.

Beginning with estimates, one is able to approximate the total dollar amount for the style
and size of home on a particular lot. At the very least, an Owner should be able to
consider if the project is feasible once estimates are made. The total dollar amount can
be broken into two categories: (1) hard costs and (2) soft costs. Hard costs include labor
and material to build the house. Soft costs include everything else. The Budget format
provided here outlines products and services which one utilizes during the Design/Build
process.

The Budget estimate for hard and soft costs is a departure point for considering the
scope of Drawings and Specifications. These budgetary considerations BEGIN early in
the schematic phase of the Design/Build process. Consider the initial study of costs as
an exercise in project feasibility. Based on your projection of costs, the Owner should be
able to weigh and consider the Design/Build options.

With estimates prepared, you can now give attention to the Budget review process:

1. Identify priorities;
2. Recognize trade-offs;
3. Complete cost/benefit analysis;
4. Revise cost estimate.

Hard Costs
The following percentage estimate of hard costs is a ballpark guess. It simply is a
beginning point for determining if the amount you have to spend is even close to the
house you want to build. One should realize that this is a very VOLATILE estimate. For
instance, if you choose the "Sub-Zero" brand refrigerator for your appliance package
(and if comparable products are used), then you might as well accept that once you

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complete your estimate, you will hold the price tag on a very high-end, luxury house. If
you purchase the “Sears Best Buy” brand refrigerator for your appliance package (and
remain with comparable products), then your estimate will result in a medium-priced,
custom house. There is a cost range from economy, to modest, to custom, to luxury
which CORRELATES with the products and materials you choose to install in your
home. Match material/product choices with the price category in which you can afford to
build.

Construction Budget Estimate by % of Hard Costs

(Includes Labor and Material ONLY)

PHASES % NOTES
Excavation 3% Full Basement
Structural Concrete 7% Footer, Walls, Flatwork
Framing 23 % Floors, Walls, Sheath, Trusses
Roofing 3% 3-tab asphalt shingles
Windows 4% Vinyl to energy code
Plumbing 5% Rough and Finish
Electrical 5% Rough and Finish
HVAC 5% Rough and Finish
Masonry 1% Decorative only
Siding 4% Walls and Exterior Trim
Insulation 2% Floors, Walls, Ceiling
Drywall 5% Hang, Tape, Finish, Texture
Sewer Hook-up 1% Ditch and Connectors
Water Hook-up 1% Ditch and Connectors
Paint/Stain 2% Interior and Exterior
Trim Package 12 % Cabs, Counter, Doors, Millwork
Garage Doors 1% 2 Doors with Openers
Floor Coverings 7% Vinyl and Carpet
Appliances 4% Standard Brand in White
Deck 1% Structural and Finish
Storm water 1% Gutters, Downspouts, Drains
Exterior Concrete 2% Garage Apron and Sidewalk
Final Grade 1% Machine and Hand Work
100 %

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Soft Costs
The soft costs are even more difficult to estimate because they are in proportion to the
hard costs. In other words, the higher cost of building creates higher costs in order to
build. A review of the following items will provide a general guide of what one must take
into consideration for soft costs. Assign a cost to these items based on their percentage
of total hard cost estimate.
With a projected hard cost estimate of $150,000.00, your soft costs would increase the
project budget by an additional 50% (or $75,000.00). The total cost of your construction
project including hard costs and soft costs would be $225,000.00.

Construction Budget Estimate by % of Soft Costs

All Permits (may differ) 8% (depending on your state)

Builder's Overhead and Profit 10 % (may vary greatly, see below)
Site Survey 1%
Off-site Utilities 10%
Clean-up and Recycle/Refuse 1%
State Sales Tax (will differ) 8% (depending on your state)
Landscaping 2%
Architect/Designer's Fee 10 % (may vary greatly)
50%

Be aware of the volatility of both soft costs and hard costs. For instance, consider the
10% allotment (or $15,000.00) for Utility costs, which would go toward Stormwater
Management, Septic or Sewer Systems, and Potable Water. A system to handle storm
water can be more expensive than a septic system and in some cases may be cost-
prohibitive to build for conformance to your local ordinance. Whether you rely on a
public sewer or a septic system, you will want to investigate costs and buildable size
restrictions on site before you purchase a lot or begin with construction plans.

Issuance of a Building Permit will also require proof of water availability. There may be a
municipal water system to your site, but if not you must consider the cost of a well and
pump system to service your home. These factors must be taken into consideration to
determine if the 10% budget allotment for utilities is sufficient to cover costs.

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Builder's Overhead & Profit Breakdown

The following list is a further breakdown of Builder's Overhead and Profit. The
breakdown assumes a 10% fee of total hard cost estimate. For example, let's again
assume your estimate of total hard costs will be $150,000.00. With Builder's Overhead
and Profit at 10% the amount would be $15,000.00.

Phone, Fax, Mail 5%

Outdoor Toilet 5%
Office Equipment, Supplies 5%
Rental Equipment, Tools 5%
Automobile Gas, Maintenance 5%
Temporary Heat, Power 5%
Builder's Bond/Liability Insurance 5%
Miscellaneous Hardware 5%
Job Shack 5%
Overhead Labor 10%
Bid/Negotiations 5%
Superintendent 20%
Profit 20%
100%

Keep in mind that this Budget Estimate is just a beginning point: it’s a means for you to
better understand how money MAY BE proportioned into various categories. For
instance, let’s consider Builder’s Profit. On a $150,000.00 project, is it reasonable to
expect a Builder to only make $3,000.00 in Profit? If you take over the duties of the
General Contractor as an Ownerbuilder, wouldn’t you want to experience more sweat
equity? Then, why would you ever begrudge a GC from making more Profit on the
management of a project?

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Architect/Designer's Fee Breakdown

The following list is a further breakdown of the Designer's Fee. The breakdown
assumes a 10% fee of total hard cost estimate. For example, let's again assume your
estimate of total hard costs will be $150,000.00. With Designer's Fee at 10% the total
amount would be $15,000.00.

Schematic Design 15%

Design Development 20%
Contract Documents 40%
Bid/Negotiations 5%
Construction Observation 20%
100%

Keep in mind that your home design may be acquired from a stock plan service rather
than hiring an Architect to provide this service. If you purchase a stock plan for
$1,000.00 rather than spend $15,000.00 on full architectural services, then you’ve
radically changed how money will be proportioned in your anticipated budget. This type
of flexibility is what your Budget Estimate is all about!

Understanding the Process

Budgetary activity can be accomplished at a very rudimentary level literally months
before construction begins. Your project may not be feasible now but that doesn't mean
one shouldn't prepare for the future. It's never too early to look at three key ideas:
objective, strategy, and plan.

An OBJECTIVE is a defined target or position that can be quantified; it is developed

from an analysis of the situation at present and projected future development. A
STRATEGY is one of the several ways possible to reach an objective. A PLAN is the
detailed outline of activities which will be undertaken to satisfy the strategy selected to
reach the agreed objective.

An example: You enjoy the home in which you currently live but realize there will come
a time when you build a similar residence in a different architectural style. That's the
situation: you understand your lifestyle but want to alter your homestyle. More
objectives than one are possible, but you decide on one OBJECTIVE: to stick with a
similar floor plan but change the motif and decor.

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Several strategies come to mind. You can let the situation continue and wait until you
find a house for sale which meets your expectations. You can remodel your existing
home. You can create a ball park estimate for the new house and complete a feasibility
study of Design/Build costs. There are a number of strategies possible but you select
one STRATEGY as being most practical for your wants and needs: to do a feasibility
study.

Your PLAN is: 1-go to the public library and review plan books or trade magazines for
helpful ideas, 2-find a similar house for sale through a local builder and get the "asking"
price, 3-use the "Budget Estimate" format for hard and soft costs to breakdown costs
into discrete categories, 4-visit local Suppliers and choose products for your new house,
5-compare the quote from your local Suppliers with the percentage estimate, 6-
complete the budget review process.

Remember: The primary purpose of preparing a Budget is to understand and control

costs. Ideas must take shape and become quantifiable. Project familiarization requires
one to move from generalities to specifics. What begins as a vague notion or a few
sketches on the back of a napkin, evolves into an itemized list of services, products, and
materials chosen specifically for your home design. Or, you may decide to purchase a
pre-built home based on your desire just to get into a new home as quickly as possible.

Getting started on a Budget can be very exasperating with no formal training in

business. The example described in the previous paragraphs suggests a "seat of your
pants" approach but when you get serious, the Owner must take the time to produce a
written PLAN OF ACTION.

As the pressures of starting a construction project increase, you'll begin to ask yourself,
"Why are we doing this? What do we want from our lifestyle? How should we create our
homestyle?"

Begin with a written statement of your OBJECTIVE. This statement will describe the
purpose of your endeavor by defining your values and concerns. Try to answer
questions like "What do we want this project to achieve?" and "What type of impact will
me make on the community in which we live?"

Don't expect to write your objective statement in a few minutes. Take your time. Savor
the moment. Go to a favorite cafe or park bench making this a special occasion.

Once your Objective has been defined, you'll begin to ask yourself, "When do we do
this? How do we accomplish this? What are our financial goals for the next 24 months?"

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Your next step is to prioritize your activities so alternative schemes can be considered
and general ideas become more definitive. By developing a STRATEGY, the Owner
accepts that there may be multiple ways to reach one's objective, and ample time
should be given to considering the options.

As you consider options, be ready to attach costs to the various phases of construction.
What you're considering is a list of services, products, and materials for your home. This
is a financial projection of what will happen if you go "this way" or "that way." Enjoy the
luxury of being able to change your mind.

Now the options have been considered, the Owner is able to direct attention to a
specific PLAN. This doesn't have to be fancy. Simply state how you expect to reach
what it is you hope to accomplish. Establish hard and soft costs basing estimates on
what you can afford and what you want, and compare them with the percentage
guidelines. Go to the marketplace to check your estimates with actual costs. If the
actual costs go beyond the percentage guidelines, consider a different strategy for
reaching your objective or maybe begin to challenge your preconceived notions of
what’s a reasonable expectation.

Writing a plan of action will only be worthwhile if you review it regularly and revise it
when necessary. Don't expect to get it completely right the first time, and allowances
should be made for flexibility. Your Budget Estimate is a LIVING DOCUMENT!

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Schedule
In home building and remodeling, people rely on one another. Their relationships are
interdependent. When you create a Schedule what you’re actually doing is arranging events
between people. You’re making your best effort to organize people and events before the first
shovel full of dirt is turned.

This is not a clean, neat operation: There will be conflicts between Design and Build
considerations. Individual differences between participants will create competing values
and concerns. Dissimilar sensibilities impose varying standards for Quality Control. And when you're
told by a Trade Contractor, "I’ll be there on Monday morning," what does this really mean?

For a construction organization to remain effective, the Owner must maintain a dual fit between what
goes on in the marketplace and what occurs on the jobsite. The Owner stands in the "middle" looking
both directions. On one hand, there's the economic environment comprised of realtors,
lenders, realtors, public agencies, manufacturers, suppliers, and trade contractors. On the
other hand, there's the site criteria defined by Owner's life/home style, soil conditions, weather patterns,
access to public utilities, and flow of work activities.

What this means is the Owner should recognize the natural linkages between off-site and on-
site events. The point is to Design/Build with people in mind. The Owner formulates an "agenda"
when doing a construction project taking into consideration the key events for management of a
residential construction project. By defining what best fits your situation, the Owner is prepared
for the uncertainties, and provides leadership to the entire organization of people. Here are the key
elements for management of a residential construction project, either new construction or a remodel
project:

1. Project planning 10. Cost analysis

2. Decision making process 11. Purchasing
3. Design-build matrix 12. Trade contractors
4. Building green 13. Suppliers
5. Contract documents 14. Scheduling
6. Drawings 15. Safety
7. Specifications 16. Quality control
8. Permits 17. Punchlist
9. Budget estimate

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The key elements for project management are presented in outline form appearing in a vertical
column. These elements are presented in this format so you can visualize a “linear way” of
modeling Project Management. The following "Topic Diagram" presents the very same elements in a
“systems way” as a horizontal flow chart. The elements are presented in this format to show
interdependent relationships. By placing the "linear way" adjacent to the "systems way,” you have the
opportunity to compare two different formats for the same information. You should be impressed by
the interdependence of people and events.

For Project Management, the “Topic Diagram” illustrates how events relate to one another.
Relationships will exist that become more apparent when actually doing a construction project. For
instance, the decision to implement a "custom" set of Drawings and Specifications directly
impacts Design/Build considerations as well as your Budget. A "stock" set of Drawings and
Specifications impacts these concerns much differently. Only you can realize specific
differences for your project and make appropriate decisions based on whether you decide to work
with an Architect or a Stock Plan Provider.

Likewise, as you negotiate Contract Documents with Trade Contractors and Suppliers, the terms of your
Agreements directly impact project Schedule and the flow of materials and products to your jobsite.
Subsequent Quality Control of workmanship and Safety will be based on the "pace" of activities, and how

section five|| page 2

much time you are able to give to the details while still holding everyone accountable for their work.
People make the difference!

The best way to describe the interaction of B.Y.O.B. Design/Build events is to understand that both
linear and system formats can be useful to you. Approach this endeavor like a painter: you don't start at
the corner of the page and work down; you put on one layer and then another layer, step back, and
put on another layer. Yes, there is a scientific aspect to residential construction utilizing existing
technologies, but the B.Y.O.B. Design/Build process is also an artistic endeavor. The challenge is to
draw on your full potential to create a home-style which matches your lifestyle.

The “Topic Diagram” provides the big picture, systems view of your project. But, to insure Quality Control
during the course of construction, you’ll also want to micro-manage the day-to-day relationships on your
project.

Your ability to Schedule during course of construction is based on your competence at assigning priorities
to various items of work to accomplish the desired end result in an orderly fashion. The "Generic
Schedule" provided here is for a typical residential construction project developed over a six month
period of time. It’s useful as a general model, but should NOT be misconstrued as being applicable to
every situation.

The “Generic Schedule” is presented provided to you as a DIALOG TOOL. You can share it with Trade
Contractors and Suppliers during negotiations so every individual can comment on its accuracy. Adapt it
to your situation! Most definitely, you’ll want to fine-tune it by collaborating with the individuals who’ll
actually do the work.

The Bar Chart is probably the best known scheduling technique. For the purposes of scheduling
major activities of a construction project, the chart indicates project sequence and scheduling of each
major activity plotted on a weekly time scale. The chart has certain shortcomings which limit its
usefulness but once aware of these inherent weaknesses, the Owner can rely on it as a beginning
point for dialog with the people on your team.

A list of a Bar Chart's shortcomings would include:

• Failure to require a detailed analysis and further breakdown of major activities.

• Omission of indirect, support tasks such as tool maintenance or material purchases.
• Failure to communicate complete details of the project schedule which indicate activity
interdependence.
• Failure to indicate adequately the consequences of scheduling changes.
• Failure to provide a suitable means for updating purposes.

From the standpoint of the Owner, the "Generic Schedule" is easy to visualize and understand its
meaning. One possible solution to overcome the inadequacies of a Bar Chart is to note, during
review of the B.Y.O.B. Design/Build Matrix, pertinent information which would affect activity

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duration and changes. This means asking Trade Contractors and Suppliers for assistance in determining
length of activity durations and possible obstacles to completion of their work.

Another possible precaution is to understand that the Bar Chart is a "paper model" and, like all scheduling
techniques, the results will not always meet one's expectations or the reality of working under field
conditions. This approach helps one to realize that all ideal types have limitations and to accept
difficulties; however, this does not mean we reject using a model as a reference.

Anticipating construction relationships and key events is central to successful scheduling of your
project. For instance, site layout will involve placement of a portable toilet, job shack, and
recycle/refuse bins. Simultaneously, you'll want to consider location of temporary electrical
power pole, telephone cable, and water supply. Positioning of these items will require the Owner to
consider current and future use. Site logistics is vital for an efficient and effective schedule.

Preparing for Trade Contractor's work and Supplier's support will also demand foresight. The
idea of good coordination is to plan and organize for labor, material, and products before they are

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needed on site. An example would be ordering the exterior door package which includes choosing
products and doing field measurements, transporting the package to the finish shop, and scheduling
delivery of exterior doors for installation. Part of the framer's contract should include the setting of the
exterior door package, and obviously the Owner's responsibility is to make arrangements for the
package to be on site during the final week of the framing phase.

Weather conditions also become a concern for control of project schedule. Part of the Owner's
evening routine will include watching the five-day weather forecast so one's expectations of the
coming week's activities will match what the weather will accommodate. For instance,
scheduling a concrete pour for sidewalks and driveway on a "dry" day guarantees a better finish.
Why take a chance on inferior finish when there's only one chance to do the job correctly?

Remember: there is no replacement for critical thinking and analysis of your project to determine both
standard and unique elements of your project. Planning, organizing, and controlling construction
activities are the heart of project scheduling. Keep work activities in natural sequence and don't play
hopscotch with your project's Schedule. Here’s a list of questions to consider when scheduling:

1. When will the building permit be issued 13. Are exterior windows and doors
for construction to begin? ordered so they can be set during
2. Do a complete set of specifications exist framing?
to accompany the drawings? 14. Who is responsible for arranging
3. Are house dimensions established on inspections by respective agencies?
site? 15. Do mechanical systems require roof
4. Do front, side, and rear yard penetrations?
dimensions conform to setback 16. Did you schedule masonry or
requirements? fireplace installation?
5. Did you ask utility companies to verify 17. When will mechanical contractors
all utility locations? meet on site with framing contractor?
6. Will electrician and plumber coordinate 18. How soon can the roof covering be
and install temporary services? installed?
7. Is demolition or clearing required prior 19. When will the exterior decks, siding,
to excavation? and trim be installed?
8. Does your landscape design include 20. Are there conflicts between
storm water control? plumbing/heating layout and structural
9. Is final grade established prior to elements?
excavation so elevations can be set? 21. Did you meet with electrician to
10. Is a soil test required for a foundation discuss outlet, switch, and fixture
design by a structural engineer? layout?
11. Did you meet with 22. Will the cabinet supplier visit the site
excavation/foundation contractors to to confirm all dimensions?
discuss site layout? 23. When will the millwork and interior
12. Will framing contractor order lumber door supplier visit site to confirm
package in a "phased" delivery? layout?

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24. Prior to insulation installation will you 32. Will appliance supplier warehouse
do a video recording of rough-in? your order until you're ready for
25. When will septic or sewer installation delivery?
be installed and inspected? 33. Can the landscape be installed during
26. Is the exterior trim and siding ready trim package installation?
for paint and/or stain? 34. Are you ready to install sidewalks,
27. Are floor coverings specified and patios, and driveway?
ordered for installation? 35. When will you take delivery of
28. When will weatherization package by cabinets and interior trim package?
insulation contractor be installed? 36. Are your punch list items completed?
29. Are wall, ceiling, and floor insulation 37. Who will perform final cleaning of
scheduled? house?
30. Is ample time allowed to hang, tape,
finish, and seal drywall?
31. When will the painter complete
interior wall coverings?

Dialog and collaboration are the keys to creating a reliable schedule!

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Site Work
Be Forewarned: You may be heading through a vale of tears and sorrows or into one of the
most enjoyable experiences of your life. Different land professionals from different regions of the
country define what may be called a "buildable site" differently. To some professionals, a
"buildable site" means the city, county; state in which the site is located will simply ALLOW you
to build on it. Is it economically feasible to do? A lot of times it may be allowable by government
agencies but just too expensive to develop!!! Other professionals use the phrase "buildable
site" to define a piece of land's characteristics. Language like, “Very buildable, gently sloping,
1.18 acreage.'' may mean it's pretty to look at, but might be a nightmare when it comes time to
install a septic system. To a more experienced professional, a "buildable site'' would mean the
lot is ready to build -- feasibility studies completed, all utilities available at the site, sometimes
even permits for services available.

Bottom line: Research the property.

Does the site meet every requirement at every level of government?

This research can be a trying experience and you may want assistance from someone who's
familiar with the process to guide you. Ask all the questions a few times, a different way each
time. Government employees are notorious for answering exactly your question and nothing
else. If you ask the wrong question you may get the wrong answer.

Remember: It's not a government employee's job to engineer a solution to your problem. Their
primary role is to hold you responsible for the design solution you present to them. Don't expect
them to do your work!

There is no “guaranteed'' way of determining if a site is “buildable'' until the governing

jurisdiction says it is. The different governing authorities have many and varying sets of criteria
ranging from issues like minimum lot size to environmental impact.

First things first: Legal Status

Inquire with the county land assessor regarding legal status. Tell them where the site is located,
and they'll provide you with a plat map of the property and legal description. Check if there are
any easements of any kind recorded on the site.

section six|| page 1

If you have a difficult time moving forward on your property search, seek the assistance of a
reliable Real Estate professional familiar with residential properties. Be sure to look for a
professional with great credentials and a content-rich web presence.

Second concern: Zoning

What is the zoning of the site? If it's not zoned for what you want to build, what will it take for a
variance, or to change the zoning? If it's zoned correctly, find a builder/contractor or survey/land
planning company or realtor to get an idea of what may be some of the issues in order to build
on the site -- too steep, heavily treed, flood plain, seismic zone. There could be many, many
different issues with which to contend, or it could be a very desirable location.

Third concern: Liens

With the address of the property and legal description in hand, contact a title company and find
out if there are any liens against the deed or if the site is technically or physically encumbered in
any way. If you don't have access both legally and geographically, you can't get building
materials to the site!

Fourth concern: Buildability

Go to the county or city planning department and ask them what needs to be done to make the
site buildable. ``Buildable'' may mean whether the soil will perc, will not fall off a cliff, or will not
experience flooding. Find out if a septic system is allowed! You may be required to tie into a
public sewer system; otherwise, you'll install a septic system. A septic design specialist will
determine whether it will perc. (A percolation test is a soil test to see how fast water drains
through the soil.) If it percs, application to the county for a septic design approval will determine
if the design is appropriate. After that you will incur the cost of installation per design and county
regulations.

Where are the other utility services located? Utility services such as electrical power, potable
water, fire hydrant, and telephone cable are necessary. How much will it cost to bring them to
the site? Do you need alternatives like a water well or tie into a community water system? How
much will utility hook-ups cost? Is natural gas or television cable available to the site?

Are any environmental studies required? Are there any wetlands, creeks, lakes on OR NEAR
the property? What is your state's legal definition of a wetland? How far is the setback for your
house from wetlands or waterways? What possible mitigation might be required? If the site is on
or near a hillside, is it in a seismic hazard or landslide area? How much will the geotechnical
analysis cost to prove that the site is stable? What precautions are necessary for storm water
control?

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Fifth concern: Constraints

Is the site located in an area that constrains the design/build process in any way? A city that is
concerned about the aesthetic values in a historic neighborhood will usually require an
architectural review committee to judge whether or not the design preserves the historical
integrity of the locality. If these criteria don't appeal to you, then the site is not buildable.

Similarly, in most developments a set of ``covenants, conditions, and restrictions'' (CCR) will
establish building standards to which you must adhere. Items such as brick veneer, tile roof, or
landscape may be mandatory for every home. You may not be allowed to construct additional
structures on the property or park recreational vehicles adjacent to your home. If the CCR's
don't appeal to you, then the site is not buildable.

Key items to VERIFY:

• legal description and property tax identification

• zoning designation and requirements of lot size/setbacks
• title search for legal or technical encumbrances
• potable water availability and certificate of availability
• sewer availability or approved septic system design
• electrical availability and requirements of public utility
• natural gas availability and requirements of public utility
• fire protection availability and requirements of fire marshal
• driveway accessibility and easement to site if necessary
• storm water drainage and requirements of local authority
• telephone and television cable service requirements
• necessity of a geotechnical analysis
• necessity of a sensitive area review
• covenants, conditions, and restrictions for development
• CALL DIG SAFELY 888-258-0808 TO PREVENT UNDERGROUND DAMAGE

Some high-cost items which may deter site development:

• LENGTHY WATER LINE

• LENGTHY SEWER LINE
• LENGTHY ELECTRICAL LINE
• FIRETRUCK TURNAROUND
• ASPHALT ACCESS ROAD
• FIRE SPRINKLER SYSTEM
• STORMWATER CONTROL

section six|| page 3

Sixth concern: Building Permits

Ask the building code enforcement department for a copy of their application procedure for a
building permit. This document will outline the necessary information required by the agency
having jurisdiction over issuance of a building permit. It will not entirely describe the criteria by
which this information will be judged, but you'll at least obtain their guideline for application.

Most likely, there'll be a myriad of details to consider when compiling the information required to
apply for a permit but that's not the point of obtaining a copy of these procedures. The point is to
understand the issues which you'll need to address when building on this particular site. For
instance, what if there's a building moratorium due to lack of water availability within the
jurisdiction where the site is located?

Finally: Purchase Offer

Make your offer to purchase the property contingent on the site being buildable to your
satisfaction. You may be very interested in the site but need some time to do your research.
Don't lose your earnest money because you've failed to include this contingency with your
offer!!!

Above all else, remember most professionals from whom you'll be seeking information are
employed to protect and maintain the public's health, safety and welfare. Nothing is gained by
an adversarial relationship. These folks are bound by laws, ordinances, and codes which have
been enacted by state, county, and city authorities. Their job is to inform the public and enforce
the law. As you work to determine whether your site is buildable, maintain a positive, proactive
attitude. It's better to discover the "truth" about a potential site before the land is purchased, but
it's no one's fault but your own if you've purchased the site before you did your homework.

Your potential home site may or may not be buildable. Verify that it meets every requirement of
the agency having jurisdiction over its location before proceeding with purchase or development
of real estate.

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DRAWINGS
As you develop Drawings for a new home, be sure that you consider what you want based on the way
you live. Before deciding on a design, make a list of those features you find most valuable to your
own style of living. (Read the “Home Plan Questionnaire” at the end of this article.) There is no
standard procedure for arranging your ideas: your approach will reflect the unique circumstances
surrounding your home life and characteristics of your site.

A good starting point might be rough sketches of a Floor Plan, the most fundamental element in a
set of Drawings. Many basic decisions are made while considering a Floor Plan such as site
orientation, room layout, wall placement, door types and swings, window types and sizes, electrical and
plumbing fixtures, cabinets, and trim package. These are not firm decisions, only a way to TEASE
ideas onto paper and begin to arrange your thoughts.

A floor plan is a road map of your lifestyle. It’s a top view, drawn to scale, showing all the interior
features. You’ll find that all designers use architectural symbols, which are standard icons, to
represent objects that appear in your home. Bath tubs, showers, sinks, and appliances are all
represented by symbols. There are standardized acronyms that also appear on the Drawings but
these aren’t your main concern. Your concern should not be how to create Drawings…your
concern should be defining your lifestyle so you get the home style you need.

There are several ways to acquire a home design. One way is to use one of Barden Building System’s
plans. A second is to purchase a Stock Drawing from a plan book bought through a mail order
service. Another way is to retain the services of an Architect or Designer to produce a custom design.
A final way would be to note a house in a local neighborhood then contact the General
Contractor to replicate a similar house on your lot. A variation on any of these approaches may
prove successful; for instance, develop your rough sketches, find a similar stock plan then
hire a Residential Designer to assist in changes to fit your requirements.

No matter what method you use to acquire a home design, the main point to remember is that this is
a creative process. Most Designers consider themselves to be Artists. Their personal style will
dictate how the Drawings are rendered and assembled.

Rather than suggest one method of acquiring a home design over another, it may be best to consider
what all Drawings have in common. All Drawings are created through a design process from
Schematics, to Design Development, to Contract Documents, to Bid/Negotiations, through
Construction Observation. Whether the Drawings are stock or original design, there are universal
elements common to all Drawings.

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A Complete Set of DRAWINGS will include these Universal
Elements:
Site Plan – This bird’s eye view of your location of electrical, plumbing and
site shows the lot boundaries, the HVAC details. If the house is
structures on the lot, any existing complicated, a different sheet is
features, and the compass direction. It dedicated to each trade specialty
should also indicate any required separately.
setbacks and topography contours.
Elevations – This drawing shows the front,
Foundation Plan – This drawing shows side and rear exteriors of the house.
layout and dimensions of slab-on-grade, This drawing of the house provides a
basement or crawlspace walls flat, straight-on view so you can see the
depending on what best fits your site siding, windows, doors, and the entire
plan. It indicates how the underpinning outside of the building from ground floor
structure of your house is supported by to roof ridge.
the earth below it.
Cross-sections – This drawing shows all the
Floor Plan – This drawing shows the hidden details of the house by cutting an
room layout of your home. It’s the most imaginary line through the middle of the
user-friendly page of the Drawings structure so the interior of the walls,
because it indicates room use, doors, floors, ceilings and roof can be
windows, fixtures, cabinets and built-ins. examined. This view shows all the major
Most of the construction details originate elements of your house’s construction.
from the room layout of your home.
Details – This drawing highlights specific
Framing Plan – This drawing is an areas of construction where details need
oversimplified floor plan showing just the to be shown in order for the building
walls. Besides that, the joists, trusses crew to join together the structure.
and beams are usually depicted so the Specific areas, such as foundation
structural aspect of the building is connections, door assemblies, and
revealed. window installations, are presented in
greater detail.
Roof Plan – This drawing is a top view of
the entire roof system, including ridges, Schedule – This chart appears on the
hips, valleys, rakes and eaves. It may drawings, listing doors, windows,
also indicate where gutters and fixtures, and hardware. Under each
downspouts are located. category, there’s an indication as to
where each item is located within the
Mechanical Plan – This drawing is an building, accompanied by the
oversimplified floor plan showing the manufacturer’s make, model, and size.

Every life and home style is unique. The B.Y.O.B. Design/Build process itself will have its own
special conditions. A set of Drawings will assume the unique characteristics of your situation and the
Architect/Designer's approach so the document's sequence may not appear exactly as just

section seven|| page 2

described; however, to be complete and correct, all elements should appear.

Of course, the best way to familiarize yourself with the details of your project is to follow the
B.Y.O.B. Design/Build Matrix from the very beginning.

However, if you choose a Barden plan or a Stock Drawing from a plan book, you've
eliminated Schematic and Design Development activities which are important to familiarizing
yourself with the many variables which contribute to how the Drawings are created. If you choose a
Stock Drawing, your first contact with your design will occur during preparations to submit for a
Building Permit. If this is the case, proceed cautiously while reviewing the Drawings and creating
Specifications for the design. Major alterations to your design after Drawings are approved by the
Building Department can be costly and difficult.

After your Drawings are returned from the Building Department, there will be two official sets: one for
the Field Inspector and the other for the Owner. The official set should never leave your files; use
extra copies of Drawings to circulate among Trade Contractors and Suppliers for bid
proposals; watch for any changes by the Building Department on Drawings.

Remember: Look over the whole set of Drawings as you seek proposals from Trade Contractors before
beginning the job. Take notes about points that seem unusual or in need of extra study. Be sure that
door, window, electric, plumbing, HVAC (Heating, Venting, and Air Conditioning) and trim package
Specifications conform to Drawings. Every piece of material, product, or equipment should appear in
respective Trade Contractor's proposal.

Regardless how complete a set of Drawings should appear, ambiguities will manifest themselves on the
job, as the Trade Contractors proceed with their work. Too often, Drawings are so crammed and
cluttered that Trade Contractors miss information and misread them when preparing bid proposals.
The only way to avoid this type of problem is to become very familiar with all aspects of your design
and review layout and details with each Trade Contractor during Bid/Negotiations before work begins. As
time consuming as this may seem, every competent General Contractor invests this time and effort in
preparing for a construction project in order to avoid material and monetary losses.

The following sequence of pictures is a set of overlays which in combination depict a typical Site Plan.
The overlays are provided to illustrate how one might "read" information symbolized on a set of
Drawings by separating the layers of information.

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On the first overlay, information pertaining to a legal survey is presented. A "North" Arrow, Dimension
Scale, and Property Lines indicate bearing and length of boundaries. The "IP" symbol shows the location of
an "Iron Pipe" at each corner of the building lot. The "BM" symbol provides a "Bench Mark" elevation in
the lower corner of the building lot.

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On the second overlay, there's a graphic representation of the raw land with the location of the
largest trees, fire hydrant ("FH"), and several test holes which were dug on site in preparation for
construction work. In this case, the fire hydrant becomes the fixed point on which the "Bench Mark"
elevation has been established for future use.

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On the third overlay, a topographical profile describes current and future contours of the landscape
around the house. The dotted line represents the current contour, and the solid line represents the
future contour after the home is completed. The contour elevations are established in relation
to the "Bench Mark" elevation taken from the top hub of the fire hydrant.

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On the fourth overlay, an outline of the house and driveway indicate their location on site. Overall
dimensions are also provided, and the gutter and downspouts are represented by a series of dashes
and dots around the house perimeter. The "F.F.EI." symbol gives the "Finish Floor Elevation" in relation
to the "Bench Mark" established on site. Access for utilities are indicated by "T" for "telephone,"
"E" for "electrical," "W "for "water," and "S" for "sewer."

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The final picture depicts the Site Plan’s "layered effect."

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There's only one way to learn how to "read" construction Drawings: study, study, study. As you
immerse yourself in the details of your project, the lines, dimensions, objects, and symbols will
gradually begin to hold meaning. There's no short-cut.

Remember: Your role is to define a homestyle which matches your living pattern and unique site
characteristics. Ideally, every design will be created individually, and an appropriate response developed
for each situation. Your first impulse may be to memorize the icons and mimic the drawing techniques
of the design profession. Resist this impulse. There's no need to purchase design software or
drafting equipment for doing just one house. Architects, Designers, and Plan services are ready to
offer this technology to you but you can't go to them empty handed. Your job is to DEFINE how you
intend to live and CHARACTERIZE the best place in which to do it.

Let's consider the principal element of a design: the floor plan. An enormous amount of thought
and coordination must go into the floor plan so rely on your instincts and allow the design to gradually
evolve (See "Design/Build Collage" in the PUNCH LIST article.). Take advantage of the "layered
effect" by grouping your ideas on separate sheets of paper without worrying about how they
might go together. Rest assured: your mind has the capability of self-organizing, a natural means of
comprehending the unified whole, which will eventually bring together the disparate pieces.

Ask yourself: "How will I approach the house?" Your response to this question will raise issues
relating to car garage, parking, pedestrian pathways, deck, front door, vestibule, and foyer.

Next question: "How will I arrange the living spaces?" Your response to this question will raise issues
relating to floor levels, stairways, activity areas, privacy, public centers, and family functions.

Now consider: "How will the interior/exterior relate to one another?" Your response to this question
will raise issues relating to windows, doors, views, sounds, roof, climate, geographic factors,
topography, and vegetation.

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Home PLAN Questionnaire
About the Owner: jurisdiction over the issuance of
1. Who are the family members and building permits?
their ages?
2. Are there any special needs
regarding accessibility? About the house:
3. Where does your family spend the 16. What is the anticipated square
most time together? footage of heated/cooled space?
4. Where does your family eat meals 17. What is the preferred architectural
together? style?
5. Does your family enjoy any hobbies 18. How many levels in the house?
together, or do you engage in family 19. If two-story, where will the
activities in separate areas? staircases be located? How many?
6. How do you entertain? 20. Will there be a full or daylight
7. How important are formal living basement?
areas to you? 21. What are the preferred exterior
8. How do you plan to use your yard? materials and color?
9. MOST IMPORTANT: What amount 22. What are the preferred window and
of money did you pre-qualify with door styles?
your construction lender, and are 23. How many garages in the house?
you using this dollar figure as the Attached or detached?
basis for proceeding in the 24. Are there any special garage
Design/Build process? requirements, such as workshop,
storage, hobby area, heated or
About the property: cooled?
10. What are the dimensions? 25. What are the number and location of
11. What is the topography? bedrooms?
12. Are there any special features, such 26. What are the number and location of
as views, water, trees, adjacent bathrooms?
property, steep slope, historic 27. Are there any special room
preservation, and home requirements, such as hobby or
association? office?
13. Are there any owner requirements, 28. In which rooms to you want
such as driveway access, parking, fireplaces?
ramps, rockeries, outdoor living 29. Where is the preferred laundry
areas, decks and patios? location?
14. Is the utility infrastructure available 30. MOST IMPORTANT: Are you doing
to the building site, such as water, budget-based designing?
power, gas, sewage, cable, and
storm water?
15. Does the site buildable according to
the standards of the agency having

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choices for counters?
About room requirements: Floors? Cabinets?
31. Describe the foyer: size; style; g. Do you want a desk in or
ceiling height? near the kitchen?
32. Describe the living room: location; h. Do you want a walk-in
formal or informal; use; furniture; pantry?
special features; ceiling height? i. Will there be an outdoor
33. Describe the dining room: location; eating area adjacent to the
formal or informal; use; furniture; kitchen?
special features; ceiling height? 1. Describe the family room: location;
34. Describe the kitchen: entertainment area; fireplace;
a. Will the kitchen be used for furniture; wet bar; furniture; special
serious meal preparation or features; ceiling height?
for quick, convenient meals? 2. Describe the study or home office:
b. Is this where you’ll eat most location; formal or informal; use;
family meals? furniture; special features; ceiling
c. Do you want a breakfast height?
counter with stools? 3. Describe the bedrooms: location;
d. Where do you prefer your formal or informal; use; furniture;
work area? special features; ceiling height?
e. Describe the type of 4. Describe the bathrooms: location;
appliances you prefer? formal or informal; use; furniture;
f. What are your material special features; ceiling height?

The adage "form follows function" will generally hold true. By responding to these questions
and preparing rough sketches and a B.Y.O.B. Design/Build collage, the Architect, Designer, or Plan
Service has a basis for understanding your needs.

A final word: Collaborate with a professional to better understand your Drawings!

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Punch List
A “can do" spirit will help the B.Y.O.B. Owner to persevere and overcome obstacles during the
B.Y.O.B. Design/Build experience but there is always room for improvement. A standard of zero defects
may seem impossible to attain; however, the ideal presents a measure for Trade Contractor and
Supplier performance. A PUNCH LIST organizes and states those details which remain
incomplete, broken, lacking parts, or requiring your review. To a great extent, if an installation or
product does not maintain a standard of zero defects, it becomes a line item on your PUNCH LIST. A
PUNCH LIST is the road to zero defects.

The PUNCH LIST begins as a single note written on a scrap of paper, a simple reminder to call a
Supplier requesting two screws to replace the one's missing in the installation package. By the end
of a construction project, a scrap of paper may evolve into a two page document with over fifty items
in need of final attention. If this happens, you will be required to dedicate several weeks at the
end of your project to complete the PUNCH LIST. In other words, the PUNCH LIST becomes a
proverbial nuisance: a source of procrastination and aggravation.

To minimize this source of aggravation, B.Y.O.B. Owners are advised to incorporate a

few TRICKS OF THE TRADE. By using the techniques suggested here, one's PUNCH LIST can
be kept to a short list of items but you don’t wait until the end of the job to start your PUNCH LIST.
Action is taken on incomplete tasks and activities when they occur by constant vigilance and
persistence. What follows are descriptions of five techniques to assist project coordination. Use them
to control lengthy and bothersome PUNCH LISTs.

1. STORYBOARD or a DESIGN/BUILD COLLAGE

Find a large wall in a designated area of your current residence to act as a huge bulletin board.
Separate the wall area into two sections: one for interior Design/Build package, and another
for exterior Design/Build package. On the first day you begin the decision making process of the
Design/Build experience, begin hanging pictures, colors, samples, sketches, newspaper excerpts,
magazine pages, or photographs with stick pins to the wall. Add to or subtract from this
AESTHETIC COLLAGE on a daily, weekly, monthly basis changing your mind as you improve
your preferences for YOUR life and home style. Since these are approximations of your end
result, don't get bogged down in details. This is ART WITH A PURPOSE.

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2. BANKER BOX HANGING FOLDERS WITH FILES
Purchase a banker’s box with dimensions of approximately 12" wide by 15" long. Purchase a
box of hanging folders and a box of manila files with third-cut tabs. Place manila files into the
hanging folders then place the hanging folders inside the banker’s box labeling each file according
to the major cost categories of the "Construction Cost Breakdown." Consider this activity a
natural extension of the files you previously created for the "Design/Build Matrix."
More than pictorial representation, your filing system will be for technical information,
product guides, proposals from Trade Contractors and Suppliers, contract documents
from principal players, and official building plans and permits. Eventually, this banker’s box
becomes a place for warranties, installation instructions, and information sheets for
future reference or turn-over to the next homeowner.

3. ACTIVITY FLOW CHART

Purchase a Week-At-A-Glance Appointment Book and several felt tip marking pens in
different colors. Open the Appointment Book to today’s date so both pages represent a full
week's worth of work, and write across the top of the pages what your short term goals are for that
week. If you’re in the Schema Phase of your project, you’ll be considering your options. If you’re
doing Design Development, you’ll be refining choices for all your components. Your timeline
will vary depending on the size and complexity of your project. Refer to the "Design/Build
Matrix" to determine what should be happening during each phase of work. When you talk
with Architects, Designers, Trade Contractors, Suppliers, and your Building Department there
will be supplemental information to add to your Appointment Book to support each activity.
Key ideas and support activities can be written in different colors throughout the sequence of
events that reference the B.Y.O.B. Owner to critical points in work flow from week to
week. Begin developing your flow chart at the very beginning of your project to
better understand how activities relate to one another and keep your appointment schedule up-to-
date.

4. JOB DIARY
Purchase an inexpensive Business Card Index, an Incoming/Outgoing Message Register, and a pad
of Memo Forms with duplicate sheets attached. Dedicate these items to the Design/Build
process noting all contacts, meetings, letters, phone calls, conversations, and changes which
occur from beginning to end of your home building project. Business cards will never get
lost and always reside in the same place. A thorough phone record will accurately
describe all communications and become a source to refresh memories and maintain
order. Use the Memo Forms to put into written form all verbal agreements; be factual,
honest, and accurate in your written communications; place copies in respective files
of each Trade Contractor and Supplier. Remember the old builder's adage: Hard Copy Cures
Amnesia.

5. COST LEDGER

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In addition to using your Check Register/Job Cost Journal to track expenditures, keep a
Cost Ledger to anticipate your Budget Estimate and do a Cost Analysis while you’re
thinking about your options and refining possible choices. Breakdown your cost ledger
into five parallel columns labeled: budget estimate, contingencies, bid proposals, actual
payments, and extra costs. At the outset your project, you’ll get an overview of how easily your
costs can soar and fly away. For each cost item there will be immediate indication for what
you estimated the cost would be, any additional contingencies for which you may need to
make an allowance, and what the Trade Contractor's proposal indicated the cost to be VERSUS
what actually will actually be paid for the product or service and any extra costs which you
may incur. Attention should be given to cost items that seem volatile and capable of soaring out
of control.

These five techniques will assist in controlling your PUNCH LIST before it becomes a burdensome list
of items in need of further attention. The idea is to anticipate your PUNCH LIST.

Best results occur if you're able to note questions or concerns BEFORE the item becomes
incomplete or incorrect. The value of your "Storyboard" and "Activity Flow Chart" is to anticipate
problems and their solutions. Next to each item of concern write name and phone number of
contact person and pertinent identification or model numbers for immediate referral. Your "Banker’s
Box Hanging Folders/Files," "Job Diary," and "Cost Ledger" will also be useful to anticipate key
information. Use the Phone Message Register to record dates, times, and content of
all phone communications.

When a General Contractor walks through a house under construction, what s/he is performing is
Quality Control per Specifications. The Specifications are rich with details derived from
manufacturers’ installation instructions, parts’ lists, products’ warranties, and written guarantees for
performance. As an B.Y.O.B. Owner, these are the documents that will enrich the files in your
Banker’s Box. You are responsible to hold Trade Contractors and Suppliers accountable.
You want to minimize surprises and so do your Trade Contractors and Suppliers. You want to
establish acceptable tolerances for materials and workmanship, and know in advance how repairs
will be made. Set deadlines and place weekly phone calls to eliminate as many incomplete tasks
as possible. It’s vitally important to set standards and delegate responsibility to the individual or business that
provided the product or service.

It’s just as important in the Design phase to create a PUNCH LIST as it will be to create a PUNCH LIST in the
Build phase. Holding Designers accountable for their scope of work is vital to defining the crucial issues for
Trade Contractors and Suppliers’ performance.

During the final week of construction activities, you'll call for a final inspection by your local
Building Department. This will be their attempt to maintain a standard of zero defects by reviewing your
project one last time. Keep in mind that any code requirements which may have been overlooked during
the original plan review and did not get noted on the "Approved" Drawings will still apply to your
project. For instance, most local jurisdictions require house numbers be placed prominently on a

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new home. You probably won't find this requirement written on the "Approved" Drawings but the first
comment the field inspector will make as s/he arrives for final inspection is "Where's the house
numbers?" Prepare yourself for these types of surprises!

If you thought by hiring an Architect or Designer these types of surprises would be entirely
avoided, then think again. Standard language utilized by Architects and Designers is "If
there is a conflict between Drawings/Specifications and Code, Code will govern." In other words,
as construction professionals they strive to do their best work but sometimes rely on Plan Examiners
to discover their design errors. Similarly, Plan Examiners may rely on Field Inspectors to catch any
requirements they may have overlooked during their plan review. And, Field Inspectors expect
each Trade Contractor and Supplier to be familiar with building requirements and c o d e
c o m p l i a n c e w h e t h e r o r n o t n o t e d o n " A p p r o v e d " Drawings. This is why your choice
of Trade Contractors and Suppliers is crucial to project success and completion of PUNCH LIST items.

As a result of this final review, you may be required to "call-back" Trade Contractors and Suppliers
who need to correct deficiencies in their work. If you were able to anticipate significant difficulties, you
may have withheld 10% of the contract price from your payment. This will be a definite incentive to
expedite correction of deficient or defective work; otherwise, repeated phone calls may be
required to get the "call-back" completed. As a courtesy to Trade Contractors and Suppliers,
make a PUNCH LIST identifying what will be required to finalize their work on your project. Don't ask
for work to be done piecemeal. Provide each respective business with their PUNCH LIST to correct and
complete all remaining work, and then be done with it. Don’t become the customer from hell!

Rather than clean windows, floors, and cabinets during this final week of the project, there's a
great convenience in engaging the services of a professional cleaning crew to put the polish to
your new home. Your time may be better allocated toward the coordination of PUNCH LIST activities.
Another factor to consider is the amount of effort dedicated to moving your furnishings from one
residence to another. If you’re busy cleaning, who's responsible for placing phone calls and
making arrangements for logistics?

If your PUNCH LIST has been given its proper attention throughout the project, you'll enter the
final week with your mind on what it takes to move-in. With good organization and control, this should
be your situation.

It's not enough for Owners to make decisions sensibly and sequentially. It's a good beginning
but it's not enough!

To really get a grip on managing a construction project, an individual must contend with the experience
of simultaneous interaction of ideas and events. As one proceeds through the Design/Build process,
there comes a time when you leave the comfort of the kitchen table and begin to relate ideas to actual
events.

If something can go wrong, it will: if it's not inclement weather, it's a flat tire on the wheel barrel; if
it's not a late delivery, it's the plumber with a bad knee from a recent ski accident. All the

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refined planning and organizing quickly becomes less relevant as you scramble to find another Trade
Contractor or reschedule delivery with a new Supplier. What once was someone else's job may
unexpectedly become your problem.

A sensible, rational approach to the sequence of events is the start but a more realistic and reliable
track allows for the interdependent and unpredictable nature of construction activities.

We discover our endeavor to plan, organize, and control a residential construction project is
both an art and a science. Although our preparations are decisive and rational, there's a
chaotic side to the construction experience which demands we remain creative problem solvers.
Any attempt to give careful consideration to all aspects of building a home will only remove part of the
uncertainty. In reality, a modest number of possible Design/Build solutions will be considered, and
there's no way of telling whether our solution choices are the best because so many other
possibilities go unexamined. The "unexamined possibilities" will become the surprises, the
challenges, which test your character and ingenuity.

Providing leadership to your construction organization is an awesome responsibility. The weight

of decision making must be fully acknowledged: site analysis, design choices, budget allowances,
and work schedules become a significant investment in terms of time, money, and effort.
Involving a General Contractor, Construction Manager, Architect, Lawyer, Accountant, Trade
Contractors, and Suppliers may alleviate part of the decision making burden but the B.Y.O.B.
Owner must accept her/his position at the center of decisions. You can't make the
assumption that someone else will identify or solve all Design/Build problems for you. You
will rely on construction professionals for their advice and opinion, but ultimately the B.Y.O.B.
Owner's position is pivotal to the project team.

Nothing will replace your ability to think critically and analyze the unique circumstances
surrounding your project. But more important is your capacity to let artistic and scientific
energies combine to become the creative force of your B.Y.O.B. Design/Build experience
through collaboration with the entire Building Community.

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Specs
Specifications are a written document for organizing the graphic information depicted on the
Drawings. All the construction details are shown on Drawings as they relate to one another, with
no attempt to separate diverse materials. It is the Specifications that break down the interrelated
information shown on Drawings into organized, technical sections so Trade Contractors and
Suppliers are more able to identify the work to be performed. Since they are written instructions,
Specifications are frequently adjudged by the courts as having greater importance than Drawings
when these documents are in conflict, and judgments are frequently resolved on the basis of the
Specifications.

Some valuable resources for decision making are the numerous trade, professional, and
consumer organizations that establish construction standards and will provide product
specifications or installation information to the general public as well as their membership.
Consumer Reports Online is the Web's source of unbiased information about products and
services based on testing conducted in their extensive state-of-the-art laboratories. The site
offers two levels of access. Visitors can get solid consumer advice for free. Paid site subscribers
have access to exclusive product and service Ratings and recommendations. You can
subscribe for $4.95 per month, or $26.00 for a full year. (Or Consumer Reports magazine
subscribers can have full access to Consumer Reports Online for just $19 per year.)

As you develop written specifications for your home design and building project, these product
search engines will be very helpful for locating manufacturers and/or determining industry
standards:

• American Society for Testing Materials – www.astm.org

• ARCAT Search Engine – www.arcat.com
• Architects First Source – www.afsonl.com
• Blue Book of Construction – www.thebluebook.com
• Building Industry Exchange – www.building.org
• Construction Specifications Institute – www.csinet.org
• Hanley-Wood's EBuild – www.ebuild.com
• Sweet's Group – www.sweets.com
• Thomas Register – www.thomasregister.com

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These information resources are helpful to the consumer and professional alike. The resources
are organized chronological by phases of work as they may occur during the build sequence.

Site Work and Civil Engineering

• American Society of Civil Engineers-http://www.asce.org/

• Land Surveyor Reference Page-http://www.lsrp.com/
• National Environmental Publications-http://www.epa.gov/epahome/publications.htm
• US Army Corps of Engineers-http://www.usace.army.mil/
• United States Geological Survey-http://www.usgs.gov/

Concrete Foundation and Flatwork Installation

• "Aggregates Manager" Magazine Online-http://www.aggman.com/

• American Concrete Institute-http://www.cssinfo.com/info/aci.html-
• American Concrete Pumping Association-http://www.concretepumping.com/-
• Concrete Reinforcing Steel Institute- http://www.crsi.org/
• Portland Cement Association-http://www.portcement.org/
• The Concrete Society-http://www.concrete.org.uk/

Frame Structures

• American Institute of Timber Construction-http://www.aitc-glulam.org/

• APA - The Engineered Wood Association-http://www.apawood.org/
• California Redwood Association-http://www.calredwood.org/
• Domes Northwest-http://www.domesnorthwest.com/
• National Center for Construction and Education Research-
http://www.domesnorthwest.com/
• National Forest Products Laboratory-http://www.fpl.fs.fed.us/
• Timber Framers Guild of North America-http://www.tfguild.org/
• Western Wood Products Association-http://www.wwpa.org/

Roofing Materials and Installation

• Cedar Shake & Shingle Bureau-http://www.cedarbureau.org/

• National Roofing Contractors Association-http://www.cedarbureau.org/
• National Tile Roof Manufactures Association-http://www.ntrma.com/
• The Roofing Mall-http://www.roofingmall.com/welcome.html
• Wood Truss Council of America-http://www.woodtruss.co

Door and Window Installation and Maintenance

• Door and Hardware Institute-http://www.dhi.org/

section nine|| page 2

• International Garage Door Association-http://www.doors.org/
• National Glass Association- http://www.glass.org/
• National Sash & Door Jobbers Association-http://www.nsdja.com/
• National Wood Window and Door Association-http://www.nwwda.org/

Plumbing Installation and Maintenance

• Plumbing Forum-http://www.nwwda.org/
• PlumbNet –http://www.plumbnet.com
• PlumbingNet –http://plumbingnet.com
• Plumbing Supply-http://plumbingsupply.com/
• Plumbing Web-http://www.plumbingweb.com/
• . . . and, a classic-http://www.toiletology.com/index.shtml

Heating, Ventilation, Air Conditioning, and Refrigeration

• Alternative Energy Engineering-http://www.alt-energy.com/

• American Society of Heating, Refrigerating and Air Conditioning Engineers-
http://www.ashrae.org/
• EPA's Energy Star Program HearthNet -http://www.energystar.gov/
• Home Energy Magazine-http://www.homeenergy.org/
• HVAC City-http://www.hvac-city.com/
• HVAC Mall-http://www.hvacmall.com/
• Residential Energy Services Network-http://www.natresnet.org/

Geothermal (Ground Source) Technology

• Geothermal Heat Pump Consortium-http://www.geoexchange.org/

• Geothermal Resources Council-http://www.geothermal.org/

Electrical Installation and Maintenance

• Appliance Repair FAQ-http://www.repairfaq.org/

• Architectural Lighting-http://www.archlighting.com/
Electrical Contractor Network- http://www.electrical-contractor.net/
• Energy Efficiency and Renewable Energy Network-http://www.eren.doe.gov/
• National Electrical Contractors Association-http://www.necanet.org/
• National Electrical Resource Center-http://www.electrician.com/

Insulation Installation and Energy Performance

• Advanced Energy's Applied Building Science Center-http://www.advancedenergy.org/

• Alliance to Save Energy-http://www.ase.org/

section nine|| page 3

• Energy Efficient Building Association-http://www.eeba.org/
• National Insulation Association-http://www.insulation.org/
• North American Insulation Manufacturers Association-http://www.naima.org/

Hardwood Floor Installation and Maintenance

• National Hardwood Lumber Association-http://www.natlhardwood.org/

• National Oak Flooring Manufacturers Association-http://www.nofma.org/index.htm
• National Wood Flooring Association-http://www.woodfloors.org/
• Wood Floors Online-http://www.woodfloorsonline.com/

Floor Coverings

• Floor Installation Association of North America-http://www.fiana.org/html/Home.htm

• Tile Council of America-http://www.tileusa.com/
• World Floor Covering Association-http://www.wfca.org/

Gypsum Wallboard Installation

• Association of the Wall and Ceiling Industries-http://www.wfca.org/

• Ceilings and Interior Systems Construction Association-http://www.cisca.org/
• The Gypsum Association-http://www.cisca.org/
• Wall and Ceiling Magazine-http://www.wconline.com/

Paint & Stain Preparation, Installation and Maintenance

• Color Marketing Group-http://www.colormarketing.org/

• Paint Info-http://www.paintexpo.com/
• Painting and Decorating Contractors of America-http://www.pdca.com/
• The National Paint & Coatings Association-http://www.paint.org/
• The Virtual Paintstore-http://www.paintstore.com/

Bath and Kitchen Remodeling

• Absolute Kitchen and Bath Marketplace-http://www.kitchenplace.com/

• Integrity Bathtub & Countertop Refinishing Coatings-http://www.integritycoatings.com/
• Kitchen Remodeling Secrets and Tips-http://www.tapdirect.com/kitchentips.htm

Cabinet and Millwork Installation and Maintenance

• Hardwood Information Center-http://www.hardwood.org/

• Kitchen Cabinet Manufacturers Association-http://www.kcma.or
• Kitchen to Kitchen Web-http://www.kitchenweb.com/

section nine|| page 4

• KitcheNet http://www.kitchenet.com
• National Kitchen and Bath Association-http://www.nkba.org/
• Stairway Manufacturers' Association-http://www.stairways.org/

Landscape Installation and Maintenance

• American Nursery & Landscape Association-http://www.anla.org/

• Associated Landscape Contractors of America-http://www.alca.org
• Association of Professional Landscape Designers-http://www.apld.com/
• Landscape Contractors Association-http://www.lcamddcva.org/
• Professional Lawn Care Association of America-http://www.plcaa.org/

General and Specialty Contractors

• Associated Builders & Contractors-http://www.abc.org/

• Associated General Contractors of America-http://www.agc.org/
• National Association of Home Builders-http://www.nahb.com/
• National Association of the Remodeling Industry-http://www.nari.org/

Tools and Hardware

• American Hardware Manufacturers Association-http://www.ahma.org/

• Builders Hardware Manufacturers Association-http://www.buildershardware.com
• National Retail Hardware Association-http://www.nrha.org/

Television Shows

• Home and Garden Television -http://www.nrha.org/

• Hometime –htttp://www.hometime.com
• This Old House-http://www.thisoldhouse.com/
• Your New House-http://www.yournewhouse.com/

Working in combination, these informational resources provide consumers with a very

integrated approach to remodeling or new home construction project by collaborating with the
building community. The homebuilding experience is as much about developing relationships
with people you know and trust as it is about creating a home style to match your life style.

REMEMBER: Every region has special geological, biological, and meteorological conditions
which must be taken into consideration when writing Specifications. For instance, in some
regions radon gas emits naturally from geological formations, and will enter your home through the
soil below the foundation. Special ventilation will be required to rid your home of this gas. Another
example would be hurricanes or tornadoes which may be part of your region's regular weather

section nine|| page 5

pattern; if so, extreme wind forces will be placed on your home. The foundation and roof
assembly will require additional hardware for a positive, uniform connection. Pay
attention to natural phenomena affecting B.Y.O.B. Design/Build considerations and
consult your local Building Department during Design Development. Specs are the engine that
drives the home building vehicle!

section nine|| page 6

Quality Control
Supervision of your project requires a consistent, organized approach to each phase of construction
checking the work performed against Drawings, Specifications, and Conditions with Trade
Contractors and Suppliers. Your daily and weekly construction "Quality Control" inspections
will be much more than examining materials and methods; this will be an opportunity to greet people,
establish relationships, as well as look for hazardous conditions or unsafe practices.

Your first concern should be for people. While greeting workers make sure the site is clean and orderly.
Using the "Safety Checklist," remain alert for problem areas or behaviors. Your arrival will make
workers self-conscious so use this safety tour to put them at ease as well as examine their
working conditions. Any problems need to be dealt with directly yet diplomatically. Best
procedure is to deal with the lead person of the crew in error rather than breaking the chain of
command by going directly to a crew member.

Once the safety and social issues are completed, your attention can focus on construction work. Look
over work in progress and check it against Drawings and Specifications. Don't be afraid to carry a
clipboard and 35 mm camera or video camera recorder to document your observations. Keep in mind
the project's schedule especially in regards to the appropriate sequence of work flow.

Remember: there's no such thing as a dumb question so don't be afraid to ask. You’ll need to record
key questions and answers in your job diary. Manufacturer’s installation instructions and spec sheets
are the best way to scrutinize what’s being accomplished. Your job is unique so keep in mind that your
approach to QC depends on product specific factors like whether you’re using stick frame, metal
framing, panelization, modular, insulated concrete forms, or log construction.

Many states have passed “notice-and-opportunity-to-repair” (NOR) laws, which let contractors offer to
repair a defect before you seek another remedy. You should become familiar with your state’s NOR
law by checking with your state’s Consumer Affairs Division of the Attorney General’s Office to
determine your rights and responsibilities. Also, some states have enacted a “home warranty policy”
or “warranty of habitability” laws to protect consumers from defective work. A “warranty policy”
encourages a relationship of trust between a contractor and owner so they can work together to solve
a problem. Your state’s AG office will provide details on provisions of the warranty law.

Given the variety of circumstances in residential construction, it becomes very difficult to create a
master checklist covering all circumstances. Although the following checklist may seem
comprehensive, it should merely be regarded as a guide and should NOT be used as a means to
troubleshoot your project. The most important aspect of the checklist is to understand the level
of detail you’ll encounter should you decide to act as an B.Y.O.B. Owner. If you’re

section ten|| page 1

uncomfortable with this responsibility, then you’ll definitely want to hire the services of a
construction manager or general contractor to assist you in project management duties.The
following checklist does not become a substitute for good observation and critical thinking about
quality control for your project per your product and material specifications.

SAMPLE OF A QUALITY CONTROL CHECKLIST

Preconstruction
Site Access Storage and Protection
• Check type, surface, and capacities of roads • Check relation of storage areas to traffic flow
• Check traffic flow • Check future activities such as trenches, fills,
• Check number of entrances to site rockeries
• Check condition of driveway • Check material to be first-in and first-out
• Check overhead electrical utilities • Check security precautions
• Check street signs and directions • Check necessity for tarps or plastic covers
• Check protection for finished surfaces
Temporary Facilities • Check materials that may require heated
• Check location for job shack space
• Check location for sanitary shack
• Check location for temporary fences if Cleaning and Debris
required • Check debris: reduce, reuse, recycle, and
• Check adequacy of parking spaces refuse
• Check availability of local storage areas • Check location of dumpster
• Check areas for stockpiling materials • Check scrap for reuse by Trade Contractors
• Check storage areas for aluminum,
cardboard, glass
• Check need for bags, brooms, receptacles

section ten|| page 2

Sitework
• Check locations of topsoil for final grade
Demolition
• Check area for demolition with "approved" Grading
Drawings • Check deck installation on foundation for
• Check local regulations for debris disposal bracing
• Check location of tie-ins • Check elevations and lines on site plan
• Check allowances for top soil, bedding,
Layout plants
• Check location of building corners with site • Check for 2-3% slope after final grade
plan • Check berms for placement, height, form
• Check legal setback requirements
• Check location of underground utilities Retaining Walls
• Check locations with site plan
Site Clearing • Check for "deadman" anchors
• Check location of tree and shrubs to remain • Check placement of rock behind wall for
• Check trees for firewood or lumber drainage
• Check local regulations for burn piles • Check for drainage holes in lower portion of
• Check for opportunity to bury trees and wall
brush
Asphalt Paving
Excavation • Check sub-grade compaction to 95%
• Check storage areas for topsoil and sub-soil • Check mixture is at min. temp, of 280 degree
• Check foundation location and depth (allow F.
extra 3 feet for work space around • Check smoothness tolerance of 3/8" in 10
perimeter) feet.
• Check fireplace footing location and depth • Check air temperature is at least 50° F.
• Check crawlspace location and depth
• Check garage slab location and depth Concrete Paving
• Check areas for downspout leach field • Check forms for straightness elevation,
• Check location of trash pit for debris slope
• Check sub-grade compaction and gravel fill
Backfill • Check necessity for reinforcement: mesh or
Note: Prior to backfill review foundation checklists rebar
• Check deck installation on foundation for • Check location of reinforcement mid-way in
bracing pour
• Check for necessity of clean fill for • Check concrete mix: slump, mix, additives
drainage • Check finish: broom, smooth, exposed
• Check for fill for very large rocks or wood • Check cure rate: excessive hot or cold
scraps temperatures
• Check locations where compaction is
needed Brick Paving
• Check locations of water meter and • Check compaction of sub-grade
power pole • Check thickness of sand bed

section ten|| page 3

• Check pattern for brick installation Storm water Control
• Check location, size, and slope of tight lines
Public Utilities • Check required setback from septic system
• Check location and layout of house footprint • Check tie-ins with downspouts
• Check site plan for inclusion of all systems: • Check tie-ins with catch basins
1. Water District or Well • Check tie-ins to leach pit
2. Electrical Distribution • Check adequacy of leach pit and rock size
3. Sewer or Septic
4. Gas or Oil Foundation Drainage
5. Television Cable • Check location, size, and slope of lines
6. Telephone Cable • Check for perforated lines separate from tight
7. Storm water
lines
• Check with locating service for existing
• Check for tie-in to leach pit
utilities
• Check adequacy of leach pit and rock size
• Check with utility companies for installation
procedures
• Check with governing agencies for Trees, Plants, Groundcover
regulations • Check for site preparation per grading
• Check with Trade Contractors for their • Check for location of topsoil, gravel, bark
requirements • Check for plant species, sizes, and quantities
• Check compatibility of installation for layout • Check proper application of sod/seed
• Check proper sequence for scheduling • Check proper installation of bushes and trees
• Check excavation depth, slope, and elevation • Check all plants remain alive and growing;
• Check materials consistent with procedures hold Trade Contractor accountable for
and regulations damage
• Check inspector's report and retain copy • Check proper maintenance schedule
• Check that proper trench bedding material for
utilities is used
• Check site plan to create "as-built
drawings" when completing actual work

section ten|| page 4

Foundation, Slabs, Damp Roofing, Radon Gas

than 5' from chute

Batter boards 2. Do not move concrete more than 20'
• Check location of property lines once in form
3. Do not over-vibrate
• Check distance of setbacks per “approved”
4. Prevent radical cure rate: hot/cold
Drawings
temperature
• Check for presence of groundwater
• Check for location of major components
1. Exterior Walls Walls
2. Piers and Support Columns • Check for plumb, level, straight, square
3. Garage or Carport • Check dimensions: length, width, height
4. Fireplace Footing (+1/4",-1/4")
5. Porches and Entryway • Check elevation with benchmark
• Check for level and square • Check location of step-downs
• Check dimensions according to "approved" • Check size, location, bracing of major
Drawings components
1. Fireplace
2. Windows
Footings
3. Bulkheads
• Check for location of major components
4. Beam Pockets
• Check proper elevation
5. Doors
• Check for level and square
6. Offsets and Jogs
• Check offsets and jogs
• Check for sleeves or block-outs (coordinate with
• Check width and depth
Trade Contractors)
• Check for cleats to maintain width 1. Plumbing
• Check location of block-outs 2. HVAC
• Check rebar size, spacing, ties: horizontal 3. Electrical
and vertical • Check rebar size, spacing, ties: horizontal and
• Check rebar bends at corners vertical
• Check bracing and backfill • Check rebar bends at corners
• Check inspector's report and signature; • Check form ties, shoes, walers, cleats, bracing
retain copy • Check anchor bolt size and layout
• Check quantity of concrete ordered, mix, and • Check inspector's report and signature; retain
slump copy
• Check schedule for delivery • Check quantity of concrete ordered, mix, and
• Check method of pour slump
1. Concrete truck chute • Check schedule of delivery
2. Wheel barrel • Check method of pour
3. Pump truck 1. Concrete truck chute
4. Vibrator 2. Wheel barrel
• Check logistics 3. Pump truck
1. Do not allow concrete to drop more 4. Vibrator

section ten|| page 5

• Check logistics • Check wall for honeycomb pattern; patch
1. Do not allow concrete to drop more with cement mortar
than 5' from chute • Check all ties twisted off and all tie holes
2. Do not move concrete more than 20' filled with asphalt emulsion
once in form • Check wall for any concrete protrusions
3. Do not over-vibrate and remove
4. Prevent radical cure rate: hot/cold • Check seam between wall and footing for
temperatures cleanliness; fill seam with asphalt emulsion.
• Check asphalt emulsion on all sub-
Slabs grade walls surrounding habitable areas;
• Check size, location, bracing of major not necessary for walls at crawl space
components • Check that asphalt emulsion does not go above
• Check installation of "groundwork" by Trade grade level
Contractors • Check all downspout drains securely in place
• Check inspector's report of Trade Contractor's • Check all footing drains securely in place
work; retain copy • Check all debris removed from trenches
• Check installation of insulation if required by
code Radon Gas
• Check gravel fill for drainage • Check placement of gravel below slab
• Check rebar or mesh if required • Check placement of 6 mil plastic over gravel
• Check placement of 6 mil plastic for moisture • Check seal at concrete slab joints and all slab
barrier penetrations
• Check 4 inch diameter vent stack running
Note: Review footing and wall checklists for from below slab through penetration in roof
relevant guides. • Check installation of electrical supply line and
junction box for future fan if required
Damp Proofing
• Check size, location, bracing of major Note: Contact your local Building Department
components to confirm its standard construction practice for
• Check top of wall for smoothness; use Radon resistant home construction.
"rebar sander" if required day after stripping
forms

section ten|| page 6

Framing
• Ch eck j oi st d ou bl ed at al l o pe ni n g s;
General Notes ha ng er s i n st al l ed an d completely nailed
• Check local building code for nailing where required
schedule and sizing structural members • Check bridging inst alled and nailed
• Check framer's lumber take-off to insure per code; solid blocking installed and
adequate supply of material on site; ask to be nailed per code
notified in advance should additional lumber • Check plywood (or equivalent) sub-floor
be required installation:
• Check framing deviations; not to exceed 1. Proper thickness with APA grade stamp
standard 1/4" leeway for error; changes correct
should be recorded on Drawings, dated, and 2. Glued and nailed with all-weather
signed adhesive; follow manufacturer's
specifications and building code
Note: Review all errors objectively to determine requirements
difference between those errors which will • Check stairwell installation:
create major difficulties for quality work and 1. Refer to official prints for locations
those errors which will have minor impact on 2. Plywood sub-floor should overhang stairwell
quality work. This is a judgment call: one must opening to match treads
realize that all errors do not create problems 3. Stair risers should be of equal height (max
which are insurmountable. 1/8" variance)
4. Treads should be level and same
width (max 1/8" variance); nailed and
Floor Framing
glued to stair jacks
• Check sill plates for exterior grade, pressure
5. Stair jacks should have no cracks
treated lumber
6. Fire-blocking installed per code
• Check sill sealer installed between sill and 7. Railings properly fastened and solidly
foundation secured
• Check anchor bolts installed with nut and • Check cantilevers per plan: overhang, blocking,
washer; min. 2 fasteners per plate, max 16" from joist layout
each end, max 6' on center • Check for proper clearance around masonry or
• Check for termite shield if required double wall chimney
• Check grade, species, and span of all floor joists,
posts, beams, purlins
Wall Framing
• Check location and nailing of all metal
• Check walls located per "approved" Drawings
connectors shown on official prints for posts
and beams • Check walls for straightness, plumb, and
• Check beams for straightness and consistent square; correct size lumber for studs and
headers
height
• Check header locations and sizes with proper
• Check all joists are crowned-up
grade stamp
• Check rim and header joists straight and nailed
• Check sheathing size, manufacturer's
properly
installation instructions, and nailing schedule
• Check all joists of uniform width and tight
per code
joints with proper nailing pattern

section ten|| page 7

• Check critical dimensions; no room studded Note: Roof framing may be "stick frame" or "truss
without installing large fixtures or appliances package." The main difference is that "stick
that will not fit through door openings later frame" roofs will be built piece by piece on
• Check window and door openings; dimensions, site; a roof erected with a "truss package" will
plumb, square be cut and assembled at the factory and
Note: Rough framing for window and delivered to the site.
door openings will require a thorough • Check t russe s erect ed accordi ng t o
review with vendors to determine engi neered desi gn a nd installation
allowances for products chosen f or instructions accompanying package:
installation. Items such as f loor 1. Nailing schedule per applicable building code
cov ering, door and window trim will affect 2. Framing anchors installed per applicable
the allowances for framing measurements. building code
• Check all warped studs removed or 3. Catwalk installed at center of attic
straightened; pull string along wall lines to 4. Wind brace installed at gable ends
determine straightness 5. Attic vents installed at gable ends or ridge
• Check plate splices located over studs 6. All gable and firewall trusses have studs
• Check trimmer studs and header joints tight installed per sheathing or drywall layout
• Check for square corners in critical areas; 7. Lookouts installed at peak of gable and 4'
kitchens, baths, and utility areas where cabinets o.c. for sheathing layout
and countertops designed for 90 degree angles 8. Fascia and Barge boards installed straight
• Check for backing where required for drywall and and secure
fixtures: 9. Vent blocks installed at exterior walls
1. Curtain Rods between roof rafters
2. Towel Rods and Rings
3. Cabinets • Check stick framing installed per "approved"
4. Ledgers and Shelves Drawings according to applicable building code:
5. Closet Kits 1. Rafters correct size, straight, crown-up
6. Ironing Boards 2. Ridge board correct size, straight, without
7. Ceiling sag
3. Rafters properly connected to wall plates
• Check garage door jamb and brick mold installed 4. Collar ties correct size, spacing, height
properly 5. Vent blocks installed at exterior walls
• Check f raming and drywall installation between rafters
per f ire code in areas surrounding fireplace 6. Attic vents installed at gable ends or
masonry; coordinate this activity with framer and ridge
masonry contractors prior to enclosure 7. Fascia and Barge boards installed
straight and secure
• Check measurements required for spaces which
8. Lookouts and rake supports installed per
cannot be altered:
layout
1. Cabinets and Vanities
• Check for proper clearance around chimney
2. Showers and Tubs
3. Built-in Furniture • Check attic access properly sized and located
Note: Maintain allowances for installation. • Check ceiling backing in place before sheathing
• Check that walls have adequate installed Check location and backing for skylights
temporary bracing to maintain straightness
and plumb prior to setting truss package Roof Sheathing
• Check sheathing grade stamp, size,
Roof Framing manufacturer's installation instructions, and
nailing schedule per code

section ten|| page 8

Note: Skip sheathing will be required for there is no better judgment than common
wood shingles or shakes. Contact sense and extra protection. Duri ng rough
roofing contractor to review f rami ng, f l ashi ng f or all appli cati ons
requirements for specialty materials such shoul d be available at the site, properly
as tile or metal. stored to avoid damage, and installed in
• Check sheathing staggered from row to row proper sequence.
• Check ply clips used at horizontal seams
between rafters Flashing
• Check vent holes cut at or near ridge if • Check flashing located/installed per applicable
gable vents inadequate or unavailable code:
• Check skylight framing size and location 1. Ground contact
• Check storage and protection of excess and 2. Deck Ledger
scrap sheathing 3. "Belly" Board
Note: Many problems occur after construction 4. Window Headers
due to water damage from improper flashing. 5. Door Headers
Metal flashing comes in all shapes and 6. Skylights
sizes and its applications should be 7. Chimneys
provided in "approved" Drawings; however, 8. Valleys

section ten|| page 9

Roofing

Roofing Material • Check gut ters spaced and secured per

• Check "approved" Drawings and Specifications specif icati ons using aluminum nails and
for type, color, size, and manufacturer: sleeves or "hidden" fasteners
1. Asphalt Shingle • Check wat er drai nage t o
2. Wood Shingle or Shake d o w n s p o u t u s i n g h o s e ; completely in
3. Fiberglass Shingle one minute without water collection anywhere
4. Tile or Slate • Check for leaks in corner miters, elbows,
5. Roll Roofing downspouts
6. Metal • Check downspouts secured to walls with straps of
Note: Locate all vent stacks that penetrate same color
roof prior to installation of roofing. Vents • Check downspouts land on splash blocks or
and flashing will be provided by Plumbing connect to drain line leading to leach pit or
and Heating contractors and installed per storm water system per applicable code
their layout and NOT be responsibility of
Roofing contractor. Vents and
flashing are usually required for
plumbing, HVAC, wood stove or fireplace,
attic ventilation, "moist" room fans.
• Check metal drip edges at rakes or eaves if
required
• Check felt paper overlaps: minimum 2" on sides; 4"
on ends
• Check manufacturer's warranty for weather
exposure and nailing pattern, sealers,
membranes, cements, fasteners
• Check r oof i ng m at eri al f or squar e,
st rai ght n e ss, col or uniformity, no buckling or
cracks
• Check edges, ridges, hips, valleys for smooth,
even trim
• Check roofing material extends over roof edge by
2"
• Check roofing material fit tightly around all stack
vents and installed with flashing to shed water.
• Check nails are galvanized and not
exposed to weather unless special protection
provided by manufacturer or Trade Contractor
• Check all debris removed from roof and site

Gutters & Downspouts

• Check style, color, size as specified by owner

section ten|| page 10

Exterior Finish & Siding

Note: Prior to trim and siding installation, siding

contractor will provide and install "infiltration
barrier" per local building code as air and moisture
control. Product will be installed per
manufacturer's installation instructions. All
wall penetrations will be caulked with suitable latex
caulk to eliminate air infiltration.
Siding
Exterior Finish • Check Drawings and Specifications for
type, style, color, and manufacturer of
• Check all trim material for all-weather
siding:
conditions suitable for paint or stain or varnish
1. Brick
• Check soffit installation for tight end and
2. Stucco
lateral joints, and vents to provide adequate
3. Hardboard
ventilation for attic
4. Vinyl
• Check corner boards for fit to soffit and tight
5. Plywood
against building
6. Lumber
• Check window trim for joint fit, tight against
7. Waferboard/OSB
building and window frame
8. Aluminum
• Note: If window trim is integral component of
9. Shakes or Shingles
frame unit then install window plumb, square,
10. Concrete Block
and tight to building
11. Stone
• Check door trim for joint fit, tight against building
• Check siding installed per manufacturer's
and door frame
installation instructions
Note: If door trim is integral component of
• Check exposure to weather in accordance
door unit then install door plumb, square,
with Drawings
and tight to building
• Check flashing installed at critical areas
• Check cornice for tight joints at soffit and fascia
• Check fasteners for flush or countersunk
with proper flashing to prevent water damage
condition and finished per code and
• Check "belly" board for straightness, tight
manufacturer's instructions
end joints, secure to building with
• Check all necessary areas for latex caulk
galvanized casing nails
per applicable building code

section ten|| page 11

Masonry, Fireplace, Wood Stove

• Check brick type, size, and color as 1. Firebrick inside firebox

specified by owner 2. Refractory mortar
• Check reinforcing, anchors, ties if required: 3. Dimensions in accordance with applicable
1. Rebar: Grade 40, No. 3 and larger building code
2. Anchors: Galvanized steel per code 4. Cleanout, ash dump, damper operate
3. Ties: Corrugated and galvanized properly
type 5. Vent for outside combustible air
• Reinforcement: Truss type, drawn steel 6. Framing proper distance from masonry per
• Check mortar and joints per plans and specs code
1. Mortar Type S (use type I or II cement) 7. Chimney flashing at roof
2. Joints consistent width • Check zero-clearance f ireplace
• Check weep holes and vents clear of mortar inst alled by manuf acturer's installation
and debris instructions
• Check location of bond beams or angle iron 1. Use stainless steel, double-wall flue
• Check dimension and location of 2. Maintain dimensions and clearances per
fireplace/chimney: applicable code
3. Install proper supports and downdraft cover
at chimney

section ten|| page 12

Plumbing

Rough-in
Trim
Note: Be sure shower and tub fixtures are ordered Note: Confirm manufacturer, style, type, color
and placed in proper location if access will be a of fixtures at rough-in, pri or t o orderi ng t r i m
problem package, and deliv ery t o si t e. I nspect
• Check location of all utilities to guarantee fixtures before and after installation for scratches,
proper layout and site logistics chips, and dents.
• Check access to house supply lines
and drains to establish openings in • Check operation of faucets and drains
concrete walls and slabs 1. Hot on left, cold on right
• Check Drawings and Specifications to 2. No drips or leaks at traps or joints below
verify types and location of plumbing fixtures fixture
to guarantee proper layout and Underwriter's 3. Drain stops operate properly and form
Lab approval seal when closed
1. Order long lead time items for procurement • Check operation of toilets
2. Locate and place specialty hardware in walls 1. No drips or leaks at shut-off valve or
and floors connections
• Check framing requirements of plumber to allow 2. Water fills properly and action stops
for layout of joists and studs to minimize cutting completely
and call-backs 3. Flush acts immediately with proper draw
1. Repair cut-out framing by plumber • Check garbage disposal operates properly
• Check roof vents installed with proper flashing • Check operation of dishwasher and clothes
1. Locate vents on roof for aesthetic appeal washer
• C h e c k wa t e r se rv i c e a c t iv e t o 1. Run through entire cycle
h o u se so " l i v e " t e st c a n b e 2. No drips or leaks at connections or
accomplished on water lines and available for machine
"water" test on waste lines 3. Hot and cold water present at proper
1. Keep potable water lines under cycle
pressure after inspection and continue • Check water heater firmly set, connected to
to observe for evidence of leaks wall, with floor drain pan under appliance
• Check nail straps at all framing to protect pipes 1. No drips or leaks at connections
from nails 2. Safety relief valve properly installed and
• Check exterior water spigots and lines connected to drain line leading to building
insulated and protected from freeze exterior
• Check permit signed by inspector • Check for evidence of "water hammer" in
1. Note corrections if required entire system by turning each faucet on and
2. Make copy of permit off very quickly and listen for knocking noise
• Check pipe holes in concrete walls or
floors sealed with hydraulic cement
• Check permit signed by inspector
1. Note corrections if required

section ten|| page 13

2. Make copy of permit

Heating/ Ventilation/Air Conditioning (HVAC)

Rough-in
Trim
Note: Be sure HVAC fixtures are ordered and
placed in proper location if access will be a problem Note: Confirm manufacturer, style, type, color of
fixtures at rough-in, prior to ordering trim
• Check equipment per specifications for package, and at delivery to site. Inspect
correct manufacturer, model, size, capacity fixtures before and after installation for scratches,
with Underwriter's Lab approval chips, dents.
• Check heating, air units, compressors installed in
correct location and anchored properly • Check gas line hook-up to gas appliances:
• Check zone systems have proper units in correct 1. Stove
locations. 2. Dryer
• Check ductwork installed according to 3. Water Heater
manufacturer's installation instructions and 4. Fireplace
mechanical code 5. Hot Tub
1. Proper number of supplies and returns 6. Furnace
2. Joints sealed tightly with duct tape 7. Grill
3. No return ducts in bath or kitchen • Check H V A C e l e c t r i c a l hook-up
4. Ducts in floors and walls do not interfere compl et ed per code and
with drywall installation manufacturer's installation instructions
5. Duct insulation correct "R" rating and • Check thermostat's location and operation
properly secured • Check filter installation on furnace and air
6. Prepare vent for combustible air circulation conditioning
• Check adequate vents and ducts for dryer, • Check radiators, vents, ducts for cleanliness
stove, moist rooms, air circulation. Check heat • Check air conditioning condensate drain
exhaust vents installed per applicable code operation
1. Keep wood framing lumber away from heat • Check water line to/from humidifier
vent • Check Noise Rating of Vent fans
2. Flashing conforms to roof material to resist
• Check exterior openings sealed with caulk to
water
applicable code
3. Down draft caps securely in place
• Check furnace operation through 24 hour cycle
4. Vents placed for aesthetic value
• Check supply trim for proper air flow direction
• Check air conditioning condensate drain installed
• Check permit signed by inspector
Check gas fixture layout and pipe logistics
1. Note corrections if required
1. Locate meter for access and inspection
2. Make copy of permit
2. Place stub-out for future use
• Check placement of floor pan under attic furnace
• Check permit signed by inspector
1. Note corrections if required
2. Make copy of permit

section ten|| page 14

Electrical

Rough-in • Check for proper placement and installation of

equipment:
Note: Be sure electrical fixtures are ordered and 1. Telephone Jacks
placed in proper location if access will be a 2. Television Jacks and location of cable service
problem or antenna
3. Smoke Detectors located per fire code
• Check location and size of service panel 4. Security installed per manufacturer's
1. Place conduit in wall for underground installation instructions
wiring • Check for electrical requirements for
2. Locate for access to public utility and specialty items
meter installation 1. Fire Sprinkler
3. Coordinate with public utility 2. Landscape fountains
4. Ground rods placed per electrical code • Check hole penetrations sealed with exterior
• Check layout and number of outlets and grade caulk
switches • Check permit signed by inspector
• Check lighting layout per owner's 1. Note corrections if required
furniture and expected use or function and 2. Make copy of permit
Underwriter's Lab approval
• Check wiring provided for appliances and Trim
fixtures:
1. Garbage disposal or Hot Water Dispenser Note: Confirm manufacturer, style, type, color of
2. Dishwasher fixtures at rough-in, prior to ordering trim
3. Stove and Hood package, and at delivery to site. Inspect
4. Refrigerator fixture before and after installation for scratches,
5. Microwave chips, dents.
6. Entertainment Center
7. Clothes washer and Dryer • Check covers installed on all switches, outlets,
8. Built-in Ironing Board fixtures
9. Built-in Hair Dryer • Check operation of all electrical items
10. Built-in Vacuum Cleaner and equipment following manufacturer's
11. Sauna or Hot Tub recommendations
12. Medicine Cabinet Lights • Check panel circuits labeled per house layout
13. Moist Room Fans • Check appliances for correct operation
14. Attic Fans • Check permit signed by inspector
15. Landscape Lighting
1. Note corrections if required
16. Outside outlets 2. Make copy of permit
17. Interior hanging lamps
18. Wall Sconces
19. Garage door opener

section ten|| page 15

Insulation, Soundproofing, Weatherization

Note: Insulation and Weatherization conforms to • Check insulation placed around perimeter of
requirements of applicable building and energy doors and windows in a manner which
code conforms to code and correct operation of
doors and windows
• Check Drawings and Specifications for location • Check baffles installed at all vent blocks between
and type of insulation, soundproofing, rafters
weatherization • Check insulation placed at specialty areas such
• Check i n sul at i on i n st al l at i on in as skylights
area s whi ch woul d b ecom e impossible • Check areas which will produce unacceptable
to insulate at a later date noise levels and require treatment to reduce
1. Shower or tubs on exterior walls problem
2. Joist bays and wall corners with tight 1. Plumbing in walls or ceilings adjacent to
clearance living areas
3. Behind furnace and water heater areas 2. Family or recreation rooms
4. Ceiling corners on hip roofs 3. Stereo or music rooms
5. Foundation walls and slab perimeters • Check floor insulation fits snugly in joist bays
6. Sill and wall sealer and against rim; secure insulation with rods or, if
• Check exterior wall holes for Trade required, twine
Contractor work sealed with exterior grade • Check ductwork and plumbing properly
caulk insulated in areas exposed to cold weather
• Check air/moisture infiltration barrier installed • Check insulation in attic (either blown or batt)
prior to exterior siding placed uniform depth and cover all areas
• Check interior wall and floor penetrations • Check vent baffle used between insulation
stuffed with insulation per applicable building and roof sheathing for vaulted/cathedral
and fire code ceiling
• Check wall insulation installed tightly without air
gaps or punctures and secured in place behind Note: Prior to insulation of house, use video camera
wiring, plumbing to record all work by contractors inside interior
• Check vapor barrier on warm side of wall and exterior walls to verify layout and number
conforms to code of items; use recording to verify trim package layout.

section ten|| page 16

Drywall

• Check video recording to verify location of all

Before Hanging items or fixtures which need to penetrate drywall
• Check access and logistics for delivery and
storage of drywall, joint compound, tape, nails, During Finishing
corners • Check necessity of heat between coats of
• Check framing for moisture content; drywall compound to assist curing time; who is
beware of excessively moist conditions responsible for heat?
which will contribute to high humidity in house • Check three separate coats of compound
during drying are applied to all joints; each successive coat
• Check studs for irregularities in wall line; make should leave a wider track and smoother finish
partial cuts in studs to straighten wall line • Check windows, doors, and other finish
• Check backing in walls and ceilings for nailing work remain covered with plastic to avoid
• Check rough openings for square, plumb, level, splattering and spillage
size • Check excessive water or compound
spillage in house during finish; excess
moisture will cause high humidity during
Before Taping
curing
• Check nailing pattern conforms to applicable
building code
• Check drywall thickness conforms to fire After Finishing
code at critical walls and ceilings • Check all joints feathered smooth and
• Check unnecessary gaps, damage, warpage, sanded to finish
or voids which must be replaced prior to finish • Check all openings are exposed and
• Check rough cuts around all openings for final cleaned of compound
trim to allow proper fit • Check cuts are smooth and ready for trim
• Check nail/screw heads are properly "dimpled" • Check nap of paper not raised or
• Check need for waterproof drywall (green roughened by excessive sanding
board) in moist rooms; tile areas will be • Check for nail heads exposed
provided with cement backer board • Check joint compound completely dry
• Check metal corners installed on outside before sealing
corners and nailed flush with finish surface
• Check type of window trim to be installed After Sealing
• Check type of finish after taping; smooth wall • Check primer used for sealer is approved by
require more labor and higher cost per square energy code if required
foot • Check primer applied consistently over all
• Check floors for cleanliness and cover with areas
building paper prior to finishing and texture
• Check primer allowed to completely dry
• Check windows, doors, and other finish work
• Check walls for imperfections prior to
covered with plastic to avoid splattering and
texture; correct imperfections prior to
spillage texture application
• Check type of texture to be applied in house

section ten|| page 17

After Texture • Check plastic remains in place if painting is
• Check consistent pattern throughout entire to be accomplished immediately after
house texture
• Check all debris removed from site • Check texture thoroughly dry before painting

Windows, Millwork, Doors

Windows 4. Window seats

• Ch eck r ou g h f ram e si z e c oi nci d e s 5. Paneling
wi t h wi n do w sc he dul e an d "approved" 6. Sauna Kits
Drawings and Specifications 7. Closet Rod & Shelf
• Check windows conform to applicable 8. Pantry Shelves
building and energy codes 9. Handrails
10. Caps, Aprons, Crowns
• Check size, type, number, and condition of
windows on delivery to site • Check trim/molding installed to finish standards
1. All material is void of major defects
• Check screens match size and type of
2. Trim intersects with walls, ceilings, floors
window
evenly with no gaps or irregularities
• Check windows installed per manufacturer's
3. Trim joints are tight and caulked, sanded and
installation instructions
smooth
1. Window frame secure against building
4. All finishing nails set below surface and
2. Gap around window frame consistent on
sealed with wood putty
all sides
• Check trim/molding installed per industry
3. Windows open and close smoothly
standard and functions according to intended
4. Reveal at open window to be consistent
use
• Check windows installed per manufacturer's
installation instructions
• Check windows installed per manufacturer's Doors
installation instructions • Check door type, quantity, size, swing, finish,
• Check window casing nails set below surface and hardware per owner's requirements
sealed with putty • Check condition of doors and hardware at
• Check window size and type consistent with trim delivery
application • Check thresholds and weather-stripping
accompany exterior doors
Millwork • Check automatic closers accompany fire-rated
doors
• Check location and type of all wood trim
• Check location of all doors per door schedule
• Check paint or stain color per owner's
1. Exterior
requirements
2. Interior
• Check accurate quantity of case trim for
3. Pocket
windows and doors, and base trim for floor
4. Bi-Pass
• Check specialty molding/trim for type and color
5. Bi-Fold
1. Stair kits
6. Attic
2. Wainscoting
• Check final installation of all doors
3. Mantel

section ten|| page 18

1. Doors open and close smoothly 7. Weather-stripping in place
2. Reveal is consistent with proper 8. Thresholds properly adjusted
clearances 9. Door stops in proper locations
3. Knobs, latches, bolts align with insets 10. Allow for clearance from finish floor
4. Swing in proper direction with privacy surface
facing correct side • Check finish nails set below surface
5. Locks function easily and smoothly and sealed with wood putty
6. Keys available and keyed the same for • Check doors free from mars,
ease of use scratches, dents

section ten|| page 19

Painting, Staining, Wall Covering

Painting & Staining • Check no dried paint drips or drops exist

• Check manufacturer, type, color per owner's • Check all debris and spillage removed from
selection site
• Check proper preparation to surface to be • Check windows, doors, trim free of
painted or stained paint/stain
1. Nail holes filled • Check extra paint/stain remains with owner
2. All knot holes, pitch pockets sealed
appropriately
3. Cracks and defects filled to finish Wall Covering
surface • Check wallpaper located in specified areas
4. Drywall imperfections smoothed and 1. No texture applied to these areas
textured 2. Seams are consistent without gaps
5. Primer/Sealer used where possible 3. Pattern matches at seams
6. Protected areas to be "taped and 4. End cuts conforms to floor and ceiling
bagged" 5. Excess paste removed and paper clean
7. Floors continue to be covered with
building paper • Check paneling located in specified areas
8. Exterior plants and earth protected from 1. Match grain and color of individual
overspray pieces
9. Decks, siding, windows, doors, patios 2. Use color finish nails or color putty to
protected match stain
3. All cuts match existing area
• Check al l t reat ed ar ea s a ppe ar
uni f orm i n col or and m ai nt ai n • Check ceramic wall tile located in specified
consistent pattern areas
• Check trim treated according to owner's 1. Owner specifies color, size, pattern
requirements 2. Cement backer board installed as substrate
• Check color intersections are distinct 3. Use proper setting and grout materials
and clean creating true and correct lines 4. Use sealant in critical areas

section ten|| page 20

Floor Covering

Note: All floors to be scraped, sanded, 2. Smooth, consistent final surface

cleaned prior to installation of floor • Check stain or natural oil applied uniformly
covering • Check finish type and glaze per owner's
requirements
• Check formaldehyde off-gassing during
• Check plans and specifications for
curing
owner's requirements

Vinyl Floors
Carpet
• Check material at delivery for make, color,
• Check pad/carpet at delivery for color, pattern, size
type, size, condition • Check sub-floor installed with ring-shank
• Check manufacturer's installation nails @ 4" o.c.
instructions • Check filler applied to sub-floor to eliminate
• Check carpet stretched tight and dips
secured with nail strips • Check vinyl installed per manufacturer's
• Check no damage done to walls or directions
corners • Check seams and edges for smoothness
and tight fit
• Check seams tight and trimmed
• Check thresholds cover edges at transition
• Check metal threshold strips for
area
appearance and weather-tightness
• Check no scratches or mars after installation
• Check carpet stairs tight and secure to
• Check seam sealer applied if recommended
treads and risers by manufacturer

Wood Floor Ceramic Floor Tile

• Check material species, size, grade, and • Check material at delivery for make, style,
pattern color, size, and pattern
• Check double layer tar/building paper • Check method for setting tile and preparing
placed on floor if required substrate
• Check proper fastener: 1. Thin-set adhesive
1. Strips nailed with ring-shank nails using 2. Mortar bed
floor nail gun • Check for need for vinyl membrane as
2..Parquet adhered with recommended moisture barrier installed per
mastic manufacturer's recommendation
• Check material layout and joinery • Check shower pan installed with
• Check headers at thresholds, fireplaces, proper reinforcement and vinyl
registers membrane in place at walls and corners, and
• Check sanding completed in three phases to secure to floor drain with slope
final finish • Check tile layout for consistent border
1. Specialty sanders equipped with dust
on all sides
bags

section ten|| page 21

• Check grout spaces are uniform; grout • Check base, cap, corner tiles are
color as specified factory-produced molded pieces or
• Check tiles are secure and do not move field-cut with smooth, even edges
under pressure • Check no scratches, cracks, chips exist
• Check grout is sealed as specified after installation

Cabinets & Countertops

• Check alignment of all units, openings, finished
Note: Selection and configuration of surfaces
cabinets and countertops become a personal, • Check all specified components installed
subjective set of choices which depend mainly
on lifestyle. W hether stock or custom
Countertops
cabinets are incorporated, the combination
of drawers, doors, tip-outs, lazy-susans, pull-
Note: Countertops may be made of a plastic
outs, glass doors, etc. will be the result of
laminate such as "WilsonArt" or "Formica"
how one intends to put the area to use.
brands. However, a variety of materials
including butcher block, tile, stainless steel, and
Cabinets solid surfaces such as "Corian" brand are
• Check dimensions at drywall installation and available based on use and cost
prior to ordering cabinets to confirm dimensions considerations.
• Check wood species, cabinet style, and type of • Check installation details
finish 1. Backsplash
• Check type of hinges and pulls 2. Edge
• Check product at delivery for make, 3. Faucet & Sink Layout
style, finish, quantity, size, condition prior to • Check countertop secured to cabinet and level
installation • Check fit at seams, corners, walls, corners
Note: Cabinet manufacturer/vendor and cabinet • Check stability and security of overhangs
installer may be two different Trade • Check backsplash conforms to wall with proper
Contractors. When possible a single Trade caulk at seam and wall
Contractor responsible for both activities will • Check edge provides solid and sanitary
increase accountability for quality and service connection with top
• Check cabinet installation for level, plumb, and • Check cutout "templates" for sinks, faucets,
units secured to wall cook tops, ranges are available to countertop
• Check doors and drawers open and close installer
smoothly

section ten|| page 22

Trim Package & Hardware

Trim Package • Check door hardware

• Check wall covering completed 1. Deadbolts
• Check floor covering completed 2. Handles/Latches
• Check woodworking completed 3. Spring-loaded hinges
4. Strikes
• Check door installation: fit, operation, stops
5. Thresholds
• Check attic access door insulated
6. Weather-stripping
• Check fixtures and appliances for operation
7. Bi-Fold/Bi-Pass Kits
• Check window installation: cleanliness,
operation, screens
• Check cabinet hardware
• Check switch and outlet covers in place and
1. Adjustable hinges
tight to wall
2. Tip-outs
• Check debris removed and all surfaces
3. Sliders
cleaned
4. Pulls
5. Lazy Susan’s
Hardware
• Check bathroom accessories • Check electronic hardware
1. Towel Bars/Rings 1. Telephone jacks
2. Paper Holder 2. Television jacks
3. Mirrors 3. Antenna/Cable installation
4. Shower/Tub Doors 4. Security system
5. Medicine Cabinet 5. Intercom/Radio/Speakers
6. Home Office/Entertainment Center

section ten|| page 23

Decks & Porches

• Check concrete foundations extend below frost • Check columns, posts, beams certified to
line and engineered to support structure carry load and not merely ornamental
• Check galvanized metal connectors installed • Check stair dimensions conform to applicable
using "approved" nails building code
• Check structural lumber stamped pressure- • Handrails
treated outdoor wood • Treads & Risers
• Check all connections to house properly flashed • Pickets & Guardrails
and secured • Check finish is exterior quality, with unlimited
• Check decking, rails, pickets, caps are cedar, warranty to not peel or flake on deck or rail
redwood, or pressure-treated to meet standard surfaces
of applicable building code

Landscaping
• Chec k site drains away f rom • Check areas specified for grass are installed with
house and conforms to sod or seed
requirements of applicable building code • Check pl ant s are placed and
• Check ground makes no contact with prot ect ed per landscape plan and
siding and conforms to requirements of specifications
applicable building code • Check fences firmly placed in soil to avoid
• Check all stoops, walks, aprons are connected movement or shifting; galvanized metal
to foundation with rebar to limit separation and connectors and nails used where necessary
settling • Check Sprinkler System installed per
• Check all flat surfaces drain away from house manufacturer's recommendations and Owner's
and measures are taken for storm water control requirements

REMEMBER: Pay attention to natural phenomena affecting Design/Build considerations. Your region
will present unique biological, geographical, geological, and meteorological conditions which may
require special materials and methods. Contact your local Building Department or a Civil Engineer if more
information seems to be required for your project. Your product and material choices are based on
personal choices and lifestyle decisions; however, the physical environment of your region and site
location will also be a significant determinant of what materials are specified and how they will be installed
on your project.

A FINAL NOTE: During construction work, the pace of activities requires the Owner to coordinate and
control Trade Contractors and Suppliers on a daily basis. Very quickly there arises a need to record
what happens and who is responsible for correct or incorrect work. Don’t let the pace of activities
interfere with documentation of quality control.

section ten|| page 24

DON’T FORGET: Many states have passed “notice-and-opportunity-to-repair” (NOR) laws, which let
contractors offer to repair a defect before the homeowner can sue. Also, some states have enacted a
“home warranty policy” or “warranty of habitability” laws to protect consumers from defective work.
Check with your state’s Consumer Affairs Division of the Attorney General’s Office to determine your
rights and responsibilities.

The B.Y.O.B. Owner will definitely want to record the basics of who, what, when, where, why, how
of a problem situation. The use of a Job Diary is a means to document your concerns and
communicate them to a Trade Contractor or Supplier. Suggestions for keeping a Job Diary are presented
in the PUNCH LIST section.

In addition, a video recording and still photographs are also important methods to authenticate
what's happening. This accomplishes two things: first, it lets people know you're serious about correcting
the situation; second, it allows you to review details in their original condition and share the
problem with others. Both points are vital to honest, open communication leading toward project
accountability. If the problem isn’t solved, your pictures and diary will become a factual basis for
explaining the problem to your attorney.

Here's what you can do to improve reliable documentation:

Video Recording: Dedicate a video tape for exclusive job site use. Follow normal sequence of
events and establish shots which truly represent the work. Record what's been accomplished
during rough-in and finish phases to create a "before and after" effect.

Still Photographs: Purchase a "one use" camera specifically for your project. Close-up shots will
amplify details in need of further discussion. Purchase "doubles" so there's a photograph for your
files and another copy to send to a Trade Contractor or Supplier.

Job Diary: Date and label all photographs. In your daily log, keep a record of dates,
names and events that occur. As you encounter problems, keep to the facts and plainly
describe existing conditions!

Don't forget the old adage: "One picture is worth a thousand words."

For Quality Control, no one cares as much about how the work is accomplished than you, the
people who'll live in the home.

section ten|| page 25

Go Green
One of the more onerous problems facing B.Y.O.B. Owners making Design/Build
decisions is what to do with construction and demolition (C&D) waste. One has only to drive-by
any construction site and see the unattractive pile of debris accumulated to be convinced of this
concern. Considering that construction of a single family residence generates about 2.5 tons of C&D
waste, this debris quickly becomes an economic problem costing from $500 to $1,000 for scrap removal
from a job site, not to mention what it takes to clean-up the job on a daily and weekly basis.

The solution is for Owners to apply the FOUR R's of the "building green" philosophy to their debris:

* REDUCE the amount of C&D waste you generate.

* REUSE what is reusable (or find someone who will).

* RECYCLE what's left on site.

* REFUSE belongs in a landfill.

Keep in mind…the problem is not just an economic issue but a moral issue, and like most moral
decisions the choice to follow the FOUR R's is difficult compared to the ease of renting a mammoth
metal container and chucking all debris over the side for the duration of the project. Our
concern is for the conservation of natural resources while decreasing material and disposal costs.

section eleven|| page 1

What you can do during the B.Y.O.B. Design Phase

• Research publications and sources • Consider the use of salvaged

which will assist in your efforts to windows, doors, electrical or
conserve. Contact your city or plumbing fixtures if they are code
county government for assistance. compliant. Items such as "flawed"
tiles and second-hand wood floor
• Specify slab-on-grade foundations, strips may be available. Hardware
adopt panelized construction, and can often be found at
adjust the floor plans and roof neighborhood garage sales.
pitches of your home to fit a two foot
grid. • Make sure job site recycling
and clean-up is written in your
• Incorporate design features which contract with Trade Contractors.
utilize standard sizes of materials Remember: your program will fail
such as lumber in 8', 10', 12' without the support of the people
lengths; C/D Exterior (CDX) who actually do the work.
plywood or Oriented Strand Board
(OSB) in 4'x 8' modules. • Dedicate an area on site for
recycle-reuse bins. Take into
• Change the way you design a house consideration logistics required for
by following a value-engineered excavation, material storage, job
approach that takes advantage of shack, utility access, job toilet, and
more efficient layout and spacing at parking area before locating bins.
corners, joists, headers, top plates,
and backing.

section eleven|| page 2

What you can do during the B.Y.O.B. Building Phase

• Clearly designate bins by attaching large • Figure out which categories of waste
identification signs. Consider using a single your project will generate (i.e.,
bin with dividers. dimensional lumber, drywall,
cardboard, asphalt, metal, masonry,
• Provide a trash can for lunch bags, coffee concrete, plastic). Coordinate regular
cups, caulking tubes, and other items pick-ups/deliveries to eliminate
which will contaminate the load and overflowing bins or huge piles.
make it unacceptable for recycling.
• Contact Construction Manager (or
• Consider locking bins at night and on Superintendent) and Trade Contractors as
weekends to prevent people from dumping each phase approaches to review the
their trash in your recycling bins. Conditions of your Agreement. As crews
come on the site, talk to the lead person
• Centralize wood-cutting operations to make to remind them of your reduce-reuse-
it easier to locate and reuse end cuts and recycle-refuse program.
scrap plywood. When cutting is done in
other areas, relocate your scrap pile so • Look for haulers willing to cooperate. If
people won't walk long distances to reuse they drag their feet, look for someone
end cuts. else. Make sure haulers who say they
recycle aren't actually dumping your waste
illegally.

• Donate used building materials to non-profit

building centers like Habitat for Humanity’s
Re-Store, which are willing to handle job
site leftovers.

Building your homestyle is just the first step toward creating your lifestyle, and by "building green"
you're providing a HABITAT for "living green." Understanding your home as an ecosystem
represents a concern for how the basic elements of air, water, energy, and materials interact with
nature in a manner consistent with our biological system.

On an economic basis we're interested in efficient operations that save money. But during the
construction process, we may be creating hazardous conditions caused by the very technology
that was designed to improve our lives. Chemical vapors from materials used during installation and
synthetic manufacturing materials used on products may contribute to an unhealthy living

section eleven|| page 3

environment. Your responsibility is to determine whether the materials and products for your
homestyle will become detrimental to your lifestyle.

The effectiveness of your home design will marry site to lifestyle but a healthy indoor climate
creates an additional "hidden" value. Due to energy and building codes, the modern house is sealed
tight with concrete floors, vapor barriers, airtight windows and doors, and layers of paints, stains, and
floor coverings. More than likely, the materials/products with which you build will contribute to the
environment in which you live.

Your challenge will be to choose products/materials for your HABITAT which will complement
good health. Remember: Use "green" products and materials that are nontoxic, nonpolluting,
low energy, and recyclable.

The Design/Build process allows the B.Y.O.B. Owner to slowly progress towards a final solution so
there's every opportunity to consider your community, site, architectural style, materials, products,
and decor. Being in harmony with home and life style will bring satisfaction to how you build and live.
Here are some building green categories that present an opportunity to introduce healthier products and
more efficient practices into your home and life style during the Design/Build process:

• Energy Star Rating from your local utility provider Water Heating, such as water heater with
insulating blanket installed to mfr’s specs
• Model Energy Code from your local building
department • Appliances meeting Energy Star Rating

• Land Use, such as reusing site topsoil and • Lighting, such as efficient, fluorescent light bulbs
orienting house properly on lot throughout house

• Waste Management, such as built-in kitchen • Structural Frame utilizes engineered lumber
recycling center products rather than dimensional products

• Building Envelope, such as advanced sealing • Doors, such as insulated garage and exterior
practices around windows and doors doors

• Mechanical System, such as high efficiency • Windows, such as double-glazed, Low-E with
furnace with zone heating/cooling insulated window coverings

• Indoor Air Quality, such as house meeting • Cabinetry made with formaldehyde-free
American Lung Association’s Health House particleboard and adhesives
Standards
• Wall Paints and Finishes with minimal VOC
content

section eleven|| page 4

To complete your "personal" ecosystem, a B.Y.O.B. Owner will want to develop the building site in a
manner which is environment-friendly. How one controls storm water, creates green spaces, allows
for driveways and sidewalks, provides spaces for septic and potable water, and orients the residence
to the sun will unify the design within and without the home. This environmental effort goes beyond
county or municipal ordinances covering setback requirements, green spaces, wetlands, or
conditions, covenants, and restrictions established by neighborhood associations. Although
these are legitimate issues which will be considered when you apply for a building permit, and
certainly need to be addressed even before you purchase a lot, these technical issues are only
part of a complete master plan of your site.

Your master plan will be determined by characteristics of the topography, soil, weather, vegetation,
size and shape of the site, zoning regulations, utilities, off-site features, and how the Owner intends
to use the outdoor space once the home is completed. For proper ecological management, the
Owner may want to involve the professional services of a Landscape Architect or Civil Engineer
especially if the site presents complex conditions which make a profound impact on issuance of a
building permit. However, if site conditions don't pose difficult technical issues, the Owner may
proceed using common sense and their own definition for what is suitable to their home and life style.
The key to creating an environment-friendly site is working with the processes of both biological
and technological systems.

First, the B.Y.O.B. Owner will want to examine A fourth step would be to layout traffic flow to
existing biological and geological conditions as and from the site both during and after
thoroughly and precisely as possible. construction.

Second, you'll want to become familiar with Fifth, place the residence in a location which
seasonal weather patterns which affect the allows for all the information generated by the
geographical area and specifically your site. previous four steps.

Thirdly, account for ALL utility requirements Sixth, co-opt all contractors and suppliers in
regarding ingress and egress, and any legal your initiative to properly handle material and
requirements which may affect development. debris disposal.

Finally, utilize the FOUR R’S of the building

green philosophy for handling construction and
demolition waste.

A natural, technically "correct" site satisfies all requirements by the local building department while
producing a healthy, clean, and safe building site. There's no pat formula for making this happen
so be prepared to define and analyze the conditions of your site. Remember: it’s a process of
progressively approximating solutions for your project. All decisions in the B.Y.O.B. Design/Build process
make a statement about what you value and its impact on the community.

section eleven|| page 5

Permits
In theory, a public agency overseeing building and land development is on your
side! Public agencies exist in order to protect the interests of the citizenry, and there is
certainly no reason to encourage an adversarial-type relationship. The purpose of building
departments and codes is to provide standards to safeguard the health, safety, and property
of the community.

Remember: Cooperation with plan examiners and field inspectors is going to be more
effective than confrontation and conflict.

Historically, there have been three "standard" building codes in the United States: building
codes have been developed by the International Conference of Building Officials, Building
Officials and Code Administrators, and Southern Building Code Congress. ICBO's Uniform
Building Code has been the most widely adopted, but recently many states are
adopting the International Residential Building Code and the IRC is NOW generally
recognized as America’s standard code. You should check with your Building
Department to identify which code is applied in your area and where you can obtain copies of
applicable codes and ordinances.

As you consider where to build your home, you'll want to be sure the site conforms to local
codes and ordinances BEFORE you purchase the lot.

When you obtain a residential Building Permit, your project may be checked to meet
the requirements of the following codes and ordinances:

1. International Residential Code

2. Uniform Mechanical Code
3. Uniform Plumbing Code
4. National Electric Code
5. Uniform Fire Code
6. Sensitive Areas Provisions and Administrative Rules
7. Storm water / Drainage Ordinance
8. County Zoning Code
9. Energy Code
10. Ordinances and policies adopted by your County or City.

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Required Information

Almost any type of construction requires a permit. Permit fees are set by the county or city,
and fees are paid when application for permit is made. In order to obtain a permit for New
Construction, Additions, and Remodels, you will likely provide the Building Department with the
following types of information:

1. Owner's Name, Phone Number, and Design

Mailing Address 8. Water Availability Letter/Recorded
2. Property Tax Account Number Well Covenant
3. Legal Description of a Legal Building 9. Owner Affidavit/Contractor's
Site (multiple copies) Registration Number
4. Site Plan (multiple copies) 10. Valuation for Special Site Items
5. Working Drawings & Specifications 11. Fire Marshal Application Receipt
(multiple copies) 12. Energy Code Compliance Form
6. Information on Heating Systems, 13. Miscellaneous: For instance, Storm
Fireplaces, Stoves water Control or Land Clearing
7. Sewer Availability Letter/Septic Permits

Note: Electrical, Plumbing, Septic, Mechanical, and Gas permits may be issued by your
Department of Labor and Industries and County Department of Public Health.
Contact these agencies in your State for related information. Not all permits will originate from
the same public agency!

Inspections

During construction a certain number of inspections are required as a result of the

permits issued for your project. Some of the critical inspection points are (this varies from
locale to locale):

• before pouring concrete footings

• before pouring concrete walls
• after plumbing rough-in
• after HVAC rough-in
• after electrical rough-in
• after framing rough-in
• after insulation installation
• after drywall installation

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• after laying sewer or septic lines
• after final completion

When a building permit is issued to you, there will be a schedule which identifies these
critical inspection points. Remember: septic, electrical, plumbing, gas, and HVAC
inspections are arranged by the respective Trade Contractors, but it is your responsibility
(or the General Contractor) to coordinate on-site activities.

It may not be your responsibility to actually apply for each respective permit. However, it’ll be
your responsibility to PAY for the permits as well as all work necessary to make your project
code compliant. You’ll be providing the necessary information for the General or Specialty
Contractors to get the permits on your behalf. The Contractors will apply for permits, call for
inspections, correct any problems, and receive final approval of their work.

Code Compliance

As work progresses on your project, you assume Drawings and Specifications are in
compliance with code requirements because they've been "approved," and Trade
Contractors are building according to these standards. Don't make this assumption!
Architects, Designers, and Engineers strive to meet the needs of a client, public agencies,
and their own design. Often, these construction professionals think that if their work has code
violations, the building officials will catch them during plan review. And, the attitude of some
professionals is based on the feeling that inspectors will catch any problems during field
inspection if they’re not discovered during plan review.

REMEMBER: It's much easier to change your home style on paper rather than six
months later under field conditions. Hold your B.Y.O.B. Design/Build team responsible for their
decisions early in the planning stages!

Regarding Architects and Trade Contractors responsibility, you should make their code
compliance a condition of your Agreement with them to perform their work in a professional
manner. This may seem obvious but it's rare to find an instance where an Inspector has found
no corrections to be made. In other words, don’t let the Architect disclaim responsibility for
code compliance by pushing it off the Trade Contractors. Similarly, don’t let the Trade
Contractors push responsibility back onto the Architect for a poor design. Collaborate with
your Design/Build team during Design Development to the greatest extent possible.

For instance, a framing inspection is required AFTER plumbing, heating, and electrical rough-
in work is complete. Since many Architects and Specialty Trade Contractors may be unfamiliar
with where and how often joists can be notched or drilled, the Inspector wants the opportunity

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to review how rough-in work has affected structural integrity. Often, poorly cut holes or
notches can be repaired, but sometimes a serious mistake may call for a Structural Engineer
to create a design solution. Who pays for this extra work by the Structural Engineer?

If this type of issue had been anticipated during Design Development, there wouldn’t be a need to
make corrections in the field. Proper planning is most important but this won’t always happen so
field inspectors are given ultimate power to make decisions during the course of construction
regardless of what’s in the Drawings or has been approved during plan review. So, why not
anticipate this dilemma by collaborating with both design and build professionals during Design
Development?

Inspections are necessary to enforce provisions of the code and ensure code compliance. If
there's a problem with your project, a "Correction Notice" will be issued identifying the
problem and the action to be taken to comply with code requirements. The work will be re-
inspected! You'll want to discuss the problem with the Field Inspector, and hold the Architect
who designed the work as well as the Trade Contractor who completed the work responsible
for the correction.

Resolving Conflicts

Whether you're dealing with a Field Inspector, Architect or Trade Contractor,

problems encountered during the Design/Build process may place individuals into
CONFLICT. Conflict situations usually originate when an individual is frustrated or feels about
to be frustrated, in the pursuit of an important goal. The B.Y.O.B. Owner should accept the
probability that conflicts will emerge and anticipate ways to resolve problems.

The most straightforward approach to resolving conflict is to attempt to identify the exact
nature of the problem, consider possible alternative solutions, and select the solution that
is most reasonable when both parties are willing to work together. However, individuals are
often placed in situations in which they experience considerable anxiety and often resort to
aggressive defense mechanisms in order to get their way. This type of behavior is the least
effective when communicating with a Field Inspector, Architect or Trade Contractor.

Compromise defense mechanisms allow individuals to make relatively satisfactory

adjustments to less than desirable situations. The process by which change comes about
and conflicts are solved rests squarely on communication. The B.Y.O.B. Owner wants the
project to remain on schedule and in budget so one must be prepared to contend with
difficulties surfacing during inspection of Trade Contractor's work by remaining in a
problem solving mode.

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After your final inspection, a "Certificate of Occupancy" will be issued. Sometimes this is
a formal certificate but often the original permit with all signatures may become this
document. Not all signatures appear on the original permit issued by the Building
Department. The septic, plumbing, electrical, gas, and HVAC permits may be separate
documents, and you'll want to retain these copies as well as the building permit.

As the B.Y.O.B. Owner, keeping signed copies of all original permits for your records is
essential as evidence that your project has complied with all codes and ordinances!

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Contract Docs
Construction Contracts usually consist of four documents in combination:

1. DRAWINGS
2. SPECIFICATIONS
3. AGREEMENT
4. CONDITIONS

DRAWINGS are a graphic representation of the work to be performed consisting of a site,

foundation, floor, roof, elevation, and cross section plans. They show the location, character,
dimensions, and details of the work.

SPECIFICATIONS are a written description of the work to be performed consisting of product

identification, types of finishes, and standards for performance. They explain the work to be
performed in terms that are not easily displayed in graphic form.

AGREEMENT identifies the parties to the agreement, the date, payment schedule for the work, the basic
commitment of the Trade Contractor to construct the described project in accordance with the
Drawings and Specifications, the schedule on which the work is to be performed, and the signatures of
the parties. Usually, this form is quite brief, but it incorporates by reference the other parts of the
contract.

CONDITIONS clarify in detail the rights and obligations of the Owner, Trade Contractors, and those
activities which will be shared by mutual agreement. These clauses deal with various subjects
such as Owner, Construction Manager, Architect, disputes, change orders, schedule, liability
insurance, safety, inspections, corrections, arbitration, termination, jurisdiction.

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All parties will want to be familiar with all the WRITTEN REQUIREMENTS of an enforceable contract.
Here’s a list of 16 conditions between an B.Y.O.B. Owner and an Architect and/or Contractor that you’ll
want to put into writing. Consult with an attorney practicing construction contract law to review your
contract documents before forming an agreement.

Business Documentation – The legal business of work? How long after substantial
name, address and business B.Y.O.B. completion of work is final payment due?
Owner, or legal representative, should be
stated. Indicate license numbers, Terms of Payments – How do you determine
professional certifications, proof of bond to substantial completion of work: when the
cover work performed, proof of occupational permit is issued or signed off or some other
insurance, personal and property liability more definitive date? Will a notarized waiver
insurance (contractor), and errors and of lien be required? Will dual signature
omissions insurance (designer). Be sure checks be utilized? How often will the
statutory notice is provided according to lender's representative visit the site to verify
your state’s law! progress? Never agree to an assignment of
funds!
Scope of Work – You should identify what will
be accomplished. What do you intend to do? Interest – Will you be charged interest? If so,
What type of work will be performed? The on what amount are you charged interest?
preferred method is to simply refer to When does interest begin to accrue? If the
Drawings and Specifications, and let those schedule exceeds the time allotted by
documents do the talking for you, rather lender, who pays any additional interest or
than try to re-describe or summarize the penalties?
scope of work. If drawings and specifications
are not yet created, describe how these Site Meetings and Workplace – Where will
documents will be created and what fees will meetings take place and how frequently?
be associated with their creation, Who will have the authority to call meetings?
Who will observe work to be accomplished
Contract Price – How much will be charged? and become the contact person for all
Does the price include sales tax or not? questions and inquiries? Who will maintain
Who is responsible for getting the permits workplace clean up and safety? Who will be
and scheduling inspections? Is the price responsible for maintaining portable toilet,
fixed on drawings and specifications, or cost first aid kits, signage, and temporary
plus a percentage with an estimate, or based services on site?
on an hourly fee? Can you break the work
into phases of completion? Building Codes – Who is responsible for
conformance of drawings and specifications
Schedule of Payments – How are you going to to the building code? What happens during
pay? Is there going to be a down payment or course of construction if building codes
retainer fee paid? Are there going to be change or a field inspector changes the
progress draws? Will you utilize a voucher interpretation of a plans examiner?
system? Is the balance due on completion

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Lender Requirements – Will both designer warranty of habitability according to
and contractor complete a construction cost provisions of your state’s law? What
breakdown form and description of limitations are placed on warranty? Does
materials using lender's forms? How will warranty cover workmanship, products and
you proceed from a very general estimate of materials? Who is responsible for collecting
costs of work to be accomplished to a and disseminating product specifications,
specific budget based on a thorough cost warranties, and installation instructions?
analysis? Who are the specialty contractors
and suppliers for each phase of the design Unforeseen Conditions – Who is responsible
and build endeavor? for identifying or removing hazardous
waste? Who identifies and fixes structural
Change Orders – How will changes to scope defects, nonconforming plumbing,
of work be documented? Are change orders mechanical or electrical conditions, or
going to be in writing, or can they be concealed problems with the structure? Who
authorized orally? How will changes be takes financial responsibility for theft and
billed? Will charges or credits be based on vandalism? What special conditions arise
time and material at cost or markup price? during inclement weather that may affect
Will receipts be provided for materials or work schedule or performance?
work outsourced to others? Is payment to be
made in advance for changes or at the time Scheduling – Whose responsibility is it to
of the next progress billing? Are hourly rates schedule the work? If the workplace is not
established for residential designer, ready at each phase of construction, then
contractor, or staff person? who takes responsibility? Who pays for
unnecessary trips to the workplace? Are
Disputes and Remedies – If there is a provisions given for labor and delay
misunderstanding, how will it be resolved? damages? Who determines who will be
Are you going to spend endless years in responsible for causes of delay? If work is
mediation or arbitration, or are you going to interrupted, how will you correct the
resolve this through Mandatory Arbitration problem?
Rules, which is set up and paid for by the
Superior Court system in your state? Will Correction or Completion of Work – Who has
disputes be settled in accordance with the the right to create the final punch list? Who
American Arbitration Association and their has the right to complete pickup work? Will
Construction Industry Arbitration Rules? any payment be withheld for any reason? Is
How will legal fees be paid? Can you it necessary to report deficiencies in writing
terminate the relationship without paying or can these be described orally? How long
penalties or additional fees to a designer or is a reasonable opportunity to perform
contractor? corrections? Who will determine substantial
completion of a phase of work for designer
Warranty – What kind of warranty is being or contractor's work?
offered for products and services? Who is
responsible for maintaining warranty? How Acceptance of Conditions – Is there a place for
long does the warranty remain in effect? Will signatures by owner and designer and
the designer or contractor agree to maintain contractor indicating their Agreement? When

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is the start date of acceptance? How long be utilized for formal agreement?
are conditions in effect? Whose forms are to

Becoming familiar with each of these issues begins with an informal meeting of all parties
either together or separately to discuss the expectations of each participant. This
meeting will open lines of communication on these issues and inform all participants of what
is expected of them during the course of construction. No firm agreements should be made during
information gathering meetings; this is a time for becoming acquainted with the various issues which
contribute to the overall project success. It’s always a process of progressive approximation so agree to
meet again to discuss the "Conditions" of your "Agreement."

B.Y.O.B. Owner's interest may best be served by meeting separately with the principal players:
Construction Manager, Architect, and Trade Contractors and Suppliers. Arranging a meeting with
everyone may prove impossible given busy schedules, the difficulty of locating a room which
adequately provides for the number of people the B.Y.O.B. Owner may want to attend, and the variety of
issues related to each participant.

One scenario which has proven effective is for the B.Y.O.B. Owner and Construction
Manager to initially meet and develop an overall strategy geared specifically for the Owner's situation.
As the B.Y.O.B. Owner proceeds through the Design/Build process, there is continuity in the
contract documents. Drawings and Specifications are developed and end-means relationships are
made clear.

At each meeting with Trade Contractors and Suppliers, there should be a prepared agenda so the
discussion is organized and comments made at the appropriate time. Begin on time and take
notes. Define terms, establish procedures, and stick to the agenda. Solicit opinions from all
parties requiring everyone at the meeting to present their opinions and positions at this time. At the
meeting's conclusion summarize decisions made and identify concerns that are still open for
discussion. As soon as possible, type these conditions on one side of standard 8 1/2" by 11" paper (if
possible use a word processor for ease of correction) and use it for later discussions.

Remember: Each profession/business produces standard form contracts which favor their
particular interests. For instance, most Trade Contractors have a boilerplate contract to divert
Owners from bringing their own, and then customize any special conditions for a particular client.
Similarly, Architects usually subscribe to the contracts generated by the American Institute of
Architects. There may also be a suggestion to take what's been generated at your meeting and attach it
to a standard contract labeled "Addendum," "Rider," "Contingency," "Option." Consider this
arrangement carefully.

After the "rough draft" contract documents have been reviewed, there’s still plenty of time for
changes. Ask for comments, suggestions, deletions, or problems to be identified and meet again
to make changes to your Conditions. Keep an open mind to alternatives and solutions. Discussing
problems without proposing viable solutions wastes time and may cause dissention needlessly.

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If possible, complete the "Conditions" of your "Agreement" in its entirety and create a clean copy to be
circulated among all parties for review. At any point in this process, all participants should take
the document to a Lawyer familiar with construction contract law for review.

Contract documents will be unique to each Owner's requirements and lifestyle. This is why
standardized forms should be avoided but this doesn't mean something cannot be gained from
examining documents from the American Institute of Architects and the Associated General
Contractors.

A useful approach is to take standard contracts from the AIA or AGC:

• cut them up into the various clauses

• group clauses together so you can compare and contrast similar issues

• adapt standard contracts to your situation by addition or deletion

• arrange the clauses to form "Agreement" and "Conditions" statements which fit your
situation.

Be sure this activity is completed PRIOR TO any meetings with Architects, Trade Contractors, or
Suppliers in order to become familiar with the many issues which need to be considered and what
questions you’d like to ask.

Keep in mind that whoever writes the contract often controls the terms of agreement so the point is for
all parties to participate in contract formation so that all parties are fairly represented. A good
beginning point is to consider HOW the contract is written. Standard forms are to be avoided.
Convince all parties that documents will be written in plain, easily understood English.
This means eliminating legally correct but professional language which belongs in the domain of
lawyers.

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“Legalese”

Here are some examples of common legal phrases and their plain English substitutes:

• *This agreement is made and entered into this ________________ day of,
• by and between "This agreement is made (date) between"
• Sometime before "Before"
• Exhibit A attached hereto "Exhibit A"
• On behalf of "For"
• Forbearance "Delay or Refrain"
• In the event that "If”
• Of even date herewith "Today"
• The law of the State of _________________ "(Your State) law"
• Heretofore "Before now"
• Hereunder "Below"
• Probity "Relationship"
• Aforementioned omit most of the time
• Herein omit most of the time
• Said "The"
• Such "The"
• Performance "Fulfill"
• Cease and desist "Stop"
• Clear and unambiguous "Clear"
• Covenant and agree "Agree"
• Made and entered into "Made"
• Full force and effect "Effect"
• Above and foregoing "Above"
• Consent and approval "Consent"

Written Contract Documents should be required for all construction jobs. Of course, the cost and
scope of the project will determine the complexity of the contract so be prepared for creating
documents which are proportionate to the size of your job.

Remember: Too much detail in a contract may lead to poor feelings between Owner and
Trade Contractors but often this can’t be avoided. You may be "comfortable" with a
person's reputation but a handshake will NOT suffice! A contract whether verbal or written
expresses the clarity of communication between the Trade Contractor and Owner; it's an
opportunity to describe what is to be accomplished, how long it will take, determine the costs,
and state under what conditions the work will occur.

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The "Sample Agreement and Conditions Document" which follows is provided as an
example of how terms may appear using plain, easily understood English, and how a variety
of issues might be systematically organized. This document describes the relationship possible
between an Owner and General Contractor.

Owners should carefully review their situation, and tailor Contract Documents to fit their
project when working with the General Contractor. You’ll definitely want to consult a Lawyer
familiar with construction contract law.

DO NOT USE THIS DOCUMENT “AS IS”

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Sample Agreement and Conditions Document

The Construction Work of this contract is between _____Contractor’s Name______,

____License Number______, ______Contractor’s Address________, AND _______Owner’s
Name_______, _____Owner’s Address_________, for completion of _____Type of
Work______.

1. Description of Work and Contract Price

1.1 Contractor agrees to furnish all labor, materials, supplies, equipment, services, machinery, tools,
and other facilities required for the prompt and efficient completion of work described: to
construct, according to the Drawings and Specifications, a house located at
____Project’s Street Address___.

1.2 Drawings and Specifications were prepared by ____Designer/Architect/Plan Service____.

Contractor will provide additional as-built sketches and depictions that describe work
performed.

1.3 The Work will be done in strict accordance with applicable codes and ordinances and to the full
satisfaction and acceptance of the Owner for the sum of ____Dollars and Cents______ to be
paid in accordance with the Payment Schedule provisions of the lender's construction
loan documents (or state other terms).

2. Owner's Responsibilities

2.1 The Owner will fully develop Drawings and Specifications with Construction Manager or
Architect prior to issuance of permit in a manner which allows Contractor ninety (90) days to
complete bidding process. The Owner will provide full information regarding requirements
for Work including all covenants and restrictions which apply to site. Code
alterations or changes made by inspecting agency during approval process will be considered
Changes according to Paragraph 5.

2.2 The Owner will furnish the Contractor with a legal survey and description of the
project site, and obtain and pay for the necessary permits, approvals, easements, and
variances required for Work.

2.3 The Owner will furnish all necessary documents for water service, electrical service, natural
gas or propane, sewer or septic, telephone, and television cable, and obtain and pay for
installation of utility services to project site when required by Permit Application and Work
Schedule.

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2.3 The Owner will be fully acquainted with the Work and has budget authority to authorize
payment to Contractor in accordance with the Payment Schedule provisions of the
lender's construction loan documents, to make Changes in the Work by mutual agreement in
writing with the Contractor, to render decisions promptly consistent with Work Schedule
and furnish information expeditiously.

2.4 The Owner will communicate with Trade Contractors and Suppliers through the Contractor.

3. Contractor's Responsibilities

3.1 The Contractor will carefully study all Drawings and Specifications and will at once report to
the Owner any error, inconsistency or omission the Contractor may discover. The
Contractor will do no Work without Drawings, Specifications, or Change Order with Owner's
written approval.

3.2 The Contractor will supervise and direct the Work using the most professional skill and
attention, and be solely responsible for all construction methods, techniques,
sequences, and procedures for completing all Work. The Contractor will coordinate Trade
Contractors and Suppliers to be in harmony with one another, and conform to Project
Schedule.

3.3 The Contractor will provide and pay for all labor, materials, equipment, tools,
equipment, machinery, transportation, facilities, and services necessary for the proper
execution and completion of the Work, except as provided in Paragraph 9.

3.4 All materials and products furnished for the Work will be new and free from faults, defects, and
conform to the Drawings and Specifications, unless otherwise specified by Owner. In the
event there are any discrepancies f rom the Drawings and Specifications, the
Contractor will arrange for the correction of such discrepancies and will notify the
Owner on completion of the work performed to eliminate any such discrepancies.
All Work not so conforming to these standards will be considered defective. If required by the
Owner, the Contractor will furnish satisfactory evidence to the kind and quality of materials and
products. The Contractor will make no deviation from the Drawings and Specifications unless
requested by the Owner to do so. The Contractor will cause any Work to conform strictly to the
Drawings and Specifications unless the Contractor receives written authorization from the
Owner describing in detail what Changes are to be made. Minor deviations may be made by
the Contractor from the Drawings and Specifications as are normal in standard
practices of the construction industry and the practical application of materials.

3.5 The Contractor will pay all sales, business, consumer, use, and other similar taxes required by
law.

3.6 The Contractor will provide all notices to comply with all laws, ordinances, rules,

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regulations, and orders of any public authority bearing on the performance of the Work. The
Contractor will also comply with any conditions, covenants, and restrictions which may be
applicable to the Project.

3.7 The Contractor will employ a competent Superintendent to supply necessary assistance,
and be in attendance at the Project site during the progress of the Work to insure correct
performance of the Work. The Superintendent will be satisfactory to the Owner and
not be changed except with Owner's consent, unless the Superintendent proves to be
unsatisfactory to the Contractor and is in his employ. The Owner will at all time deal with the
Contractor's employees, Trade Contractors, and Suppliers through the Superintendent.
The Superintendent will represent the Contractor and all communication given to the
Superintendent will be binding as if given to the Contractor. All significant communications will
be confirmed in writing. The Contractor will be responsible to and answer directly to the
Owner for the acts or omissions of the Contractor and of all of the Contractor's employees,
Trade Contractors, and Suppliers, as well as the wages of all employees and all other
persons directly or indirectly employed or retained by the Contractor in connection with the
Work.

3.8 The Contractor will correct any defects in workmanship and/or materials performed or
supplied by the Contractor for the Work or which fails to comply with the Drawings and
Specifications, whether observed on or after completion and whether or not fabricated, installed,
or completed within the time allotted to the Owner by the lender, i.e., six (6) months (or 8, 10,
12 depending on your situation) from date of start. The Contractor will bear all costs
and financial responsibility for the failure to complete and have approved the construction
within the six (6) month period (or 8, 10, 12 depending on your situation).

3.9 The Contractor agrees to clean Project site and remove debris from the premises after each
phase of construction. Each Trade Contractor and Supplier will be responsible for disposal of
respective waste material at completion of their portion of the Work, and recycle or reuse
material when feasible. The Project site must remain in a clean manner, acceptable to the
Owner and consistent with the "Building Green" philosophy.

4. Payment Schedule

4.1 The Contract price will be paid to the Contractor in accordance with the required payment
schedule and incorporated by this reference are the lender's disbursement requirements to
which the Contractor and Owner agree to submit (or state other terms).

4.2 With regard to a final inspection and Certificate of Occupancy from the Building Department,
the Contractor agrees to indemnify and hold harmless the Owner against any and all
mechanics' or material men’s liens attaching to the property. If any liens attaching to the
property have been recorded, then the Owner may use any or the entire amount of the
final payment to remove such liens. Nothing in this subparagraph will limit the Contractor's

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liability in Paragraph 13 of this Contract.

4.3 The Contractor agrees to complete Work in a lien-free condition for the Owner. Any
payment made prior to total completion of the Work will not be construed as evidence of
acceptance of any part of the Work nor a waiver of any claim by the Owner arising out of
faulty workmanship or materials or for failure of the Contractor to comply strictly with
the Drawings and Specifications.

4.4 The Owner may withhold 10% of contract price or any payment which may be necessary in the
Owner's reasonable discretion to protect the Owner from loss because of:

4.4.1 Defective Work not remedied;

4.4.2 Third-party claims filed, or reasonable evidence indicating a probable filing of such claims;

4.4.3 Failure of the Contractor to make payments promptly to Trade Contractors, Suppliers, or
for labor, materials, or equipment;

4.4.4 Reasonable doubt that the Work can be completed for the unpaid
balance of the contracted sum;

4.4.5 Reasonable indication that the Work will not be completed within the contracted time;

4.4.6 Unsatisfactory execution of the Work by the Contractor.

4.5 Final payment by the Owner will not constitute a waiver or any claims by the Owner including
claims for unsettled liens, faulty or defective work, failure of the Work to comply with the
requirements of the Drawings and Specifications, any guarantee or warranty required by the
Work.

5. Change Orders

5.1 The Owner reserves the right to perform portions of the Work on the Project by prior agreement
with the Contractor. The Owner will be credited an amount equal to the sum allowed in the
payment schedule for the portion of Work performed by the Owner.

5.2 The Owner may order changes, modifications, additions, and/or deletions to the Work.
Any such changes will not invalidate the Contract. The time for the Project completion and the
Project cost will be adjusted by mutual agreement in writing by Contractor and Owner.

5.3 Changes to the Work will only be made by written order signed by the Owner and Contractor.

6. Arbitration and Termination

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6.1 Arbitration

6.1.1 Disputes between Owner and Contractor will be settled by mutual agreement. If a dispute
cannot be settled within ten (10) days, the matter will proceed to binding arbitration according to
procedures of the American Arbitration Association after notice and demand.

6.1.2 If the Owner fails to begin or complete portion of Work on the Project which by prior
agreement would be Owner's responsibility, the Contractor may, after five (5) days written
notice, begin or complete that portion of the Work. The Contractor will be credited an
amount equal to the sum allowed in the payment schedule for the portion of Work to be
performed by the Owner.

6.1.3 If the Project is stopped for a period of ten (10) days through no act or fault of the Contractor,
then the Contractor may, after five (5) days written notice, receive payment from the Owner
for all work performed, and proceed to binding arbitration after notice and demand.

6.1.4 If the Contractor fails to correct defective work or persistently fails to supply materials or labor
or equipment sufficient to perform Work, the Owner may, after five (5) days written notice,
order the Contractor to stop Work until the cause for such order has been eliminated.

6.2 Termination

6.2.1 If the Owner fails to make payment under the terms of this Contract, through no fault of the
Contractor, the Contractor may, after ten (10) days written notice, terminate the Contract.
The Owner will pay for work completed and any proven loss with respect to
materials, labor, or equipment, and reasonable profit applicable to the Work.

6.2.2 If the Contractor fails to carry out the Work in accordance to the Agreement and Conditions
Statement, and Drawings and Specifications, the Owner may, after ten (10) days written
notice, terminate the Contract, and finish the Work by whatever method the Owner determines. If
the cost of completing the Work exceeds the balance due under the terms of the Contract,
the difference is to be paid to the Owner by the Contractor.

6.2.3 Any Arbitration or Termination matters described in the Contract will be submitted to the American
Arbitration Association according to its rules.

7. Project Schedule

7.1 Work commences when Building Permit is issued, weather conditions are favorable to excavate,
and Contractor's schedule allows.

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7.2 The Contractor will continue the Work in a timely fashion, and maintain progress
diligently to completion with sufficient labor and material on site at all times.

7.3 If at any time the Contractor is delayed in performing the Work by Owner requested
changes or additions, the Project Schedule will be extended by the same amount of time as
caused by the additional Work.

7.4 The Contractor will be excused from performance of Work due to riots, strikes, natural
disasters, accidents, and any Act of God. In the event that any such event prevents the
Contractor from performing Work, the Owner will not have the right to terminate the Contract.

7.5 The Date of Substantial Completion or Designated Portion of Project is the date when
construction is sufficiently complete in accordance with the Drawings and Specifications so
the Owner can occupy or utilize the Project for the use it is intended.

8. Indemnification

8.1 The Contractor will indemnify and hold harmless the Owner and the Owner's agents and
employees from all claims, damages, losses and expenses, including lawyer's fees, relating
to the performance of the Work, provided that any such claim, damage, loss or expense is
attributable to bodily injury, sickness, disease, or death or injury of any person or to
damage to property, including loss of use, caused by a negligent act of the Contractor, a
Trade Contractor or Supplier, or anyone employed by them.

8.2 In all claims against the Owner or any of the Owner's agents or employees, any
employee of the Contractor, any Trade Contractor or Suppliers, or anyone employed by
them, or anyone for whose acts any of them may be liable, the indemnification obligation will not
be limited in any way by any limitation on the amount or type of damages, compensation or
benefits payable by or for the Contractor, any Trade Contractor or Supplier under Worker's
Compensation Act, Disability Benefits Act, or any other employment benefit act.

8.3 All damage or loss to any property in whole or in part by the Contractor, any Trade
Contractor or Supplier, or anyone employed by any of them, or by anyone, for whose acts any
of them may be liable, will be remedied by the Contractor.

9. Insurance

9.1 The Contractor will procure and maintain, during the entire term of the Project, the following
insurance policies:

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9.1.1 Worker's Compensation and Employer's liability insurance;

9.1.2 General Liability, including products and completed operations;

9.1.3 Automobile Liability Insurance.

9.2 Both the General Liability and Automobile Liability coverage will have coverage with limits as
required by State law for Bodily Injury and Property Damage, and are to be with an insurance
company with a Best Rating of AA or better. The Worker’s Compensation and
Employer's Liability coverage will have minimum limits as set by law.

9.3 Certificates of insurance acceptable to the Owner pertaining to the insurance required by
Paragraph 9.1 will be filed with the Owner prior to commencement of the Work. These
Certificates will contain a provision that coverage provided in the policy will not be cancelled
until at least ten (10) day prior written notice to the Owner.

9.4 The insured's loss is to be adjusted with the Owner and made payable to the Owner;
provided that the Owner will pay to the Contractor that portion of insurance proceeds which is
attributable to Work performed by the Contractor for which the Contractor has not received
payment. The Contractor waives all rights against the Owner for damages caused by fire or
other perils to the extent covered by insurance. The Contractor will require similar waivers
by Trade Contractors and Suppliers.

9.5 The Contractor agrees, at all times during the performance of the Work, to provide
insurance for the full replacement cost of the house, for the perils of fire and extended
coverage (not to include earthquake insurance), naming the Owner as the insured.
The Contractor's insurance will only cover Work to be done by the Contractor, and will not
cover any additional Work which the Owner may wish to perform on the Project. In the
event the Owner will request the Contractor to extend Contractor's insurance to cover
additional Work contracted independently by the Owner, the Owner agrees that the Owner
will pay all additional premiums required for additional insurance to Contractor on demand.

9.6 The Owner, at the Owner's option, may purchase and maintain other insurance as the Owner
may deem appropriate.

10. Prevention of Liens

10.1 The Contractor agrees to pay, when due, all claims for labor and/or materials furnished for
Work, and to prevent the filing of any liens by mechanics or material men, or attachments,
garnishments or suits involving the title of the property on which the Work is performed. The

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Contractor agrees, within fifteen (15) days after written demand is mailed to the
Contractor, at the address stated in this Contract by United States mail, to cause the effect of
any such suit or lien to be removed from the premises. In the event the Contractor has a
dispute with a Trade Contractor, Supplier, or person supplying labor or materials to
the Project, the Contractor will bond the Owner against any loss from any such claim of
liens and then have the right to prosecute the claim of lien to a completion at the Contractor's
sole cost and expense. In the event the Contractor can cause lien to be removed from any policy
of title insurance which the Owner may obtain covering the real property subject to this
Contract, then the Contractor will have no obligation to bond against mechanic's lien and the
Owner will accept title insurance policy as sufficient security to the Owner to permit the
Contractor to litigate claim of lien, without the necessity of posting a bond.

11. Work Safety

11.1 The Contractor will be responsible for establishing, supervising, and maintaining all safety
precautions and programs in connection with Work performed on the Project.

11.2 The Contractor and Owner will comply with all federal, state, and local laws and regulations
applicable to the Project.

11.3 The Contractor will take all reasonable steps to prevent damages, injury, or loss to:

11.3.1 All employees performing the Work and all other persons who may be affected;

11.3.2 All of the Work and materials, equipment, or products to be used on the Project, whether in
storage or on or off the site, and in the care, custody or control of the Contractor, or any
Trade Contractor or Supplier;

11.3.3 All property on the site or adjacent to the site including trees, shrubs, lawns, lots,
pavements, roadways, utilities, and structures not designated for removal, relocation, or
replacement.

12. Assignment and Subcontracting

12.1 The Contractor will not assign any portion of the Work to any person or other Contractor;
however, the Contractor will have the right to subcontract portions of the Work to Trade
Contractors of the Contractor's choosing without the necessity of obtaining permission,
either written or oral, from the Owner.

12.2 The Contractor will pay each Trade Contractor, on receipt of payment from the
Owner, amounts he may determine appropriate, but consistent with lender's requirements or
of this Contract.

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13. Guarantees

13.1 The Contractor guarantees the Owner, and the Owner's successors in interest, against any loss
or damage arising from any defect in materials furnished or workmanship performed under this
Contract for a period of one (6) years from the date of Certificate of Occupancy issued
by the Building Department

13.2 Nothing in this Contract will derogate the Contractor's liability for patent or latent defects
under applicable law.

This agreement is made (date).

Signature of Owner___________________________________________

Signature of Contractor________________________________________

REMEMBER: DO NOT use this document "as-is." Take the time to adapt similar ideas to your project.
If you decide to act as the General Contractor, you'll need to create individual Agreement and
Condition documents for each Trade Contractor. Also, a Purchase Order system will be required to
coordinate Supplier activities.

By assuming the responsibilities of a General Contractor, the B.Y.O.B. Owner becomes

involved with a myriad of contractual details but this is the only way to gain personal control on a
daily basis. Otherwise, you must be willing to relinquish control and trust a General Contractor to
build your home as if it were his/her own project with a written Agreement to follow your
Drawings, Specifications, and Conditions. If this is the case, a set of Contract Documents
with your General Contractor will suffice. The General Contractor will then be responsible for
creation of individual Agreement and Condition documents for each Trade Contractor and a Purchase
Order system to coordinate Suppliers.

Acting as a B.Y.O.B. Owner makes you responsible for managing scope of work. You’ll be in
charge of all activities necessary to perform Drawings and Specifications and then coordinating
the Conditions under which the work will be performed with each individual Trade Contractor
and Supplier. You must be assertive, confident, and organized to act as a B.Y.O.B. Owner!

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Trades
Traditionally, the practice of General Contracting was to perform the majority of field work with
employees under the guidance of a master craftsman. A General Contractor's reputation was
often based on the expertise of skilled workers who had been with the company for a number of
years combined with the qualifications of a well-rounded journeyman/business owner.

Currently, the trend in building construction places LESS emphasis on General Contracting and more
emphasis on Construction Management. The reasons for this shift are primarily economic and
technological considerations because a specialist is usually more efficient and
knowledgeable so GC’s are turning more to managers of a building process rather than craftsmen
involved in every phase of work. Many factors enter into the decision to primarily rely on Trade
Contractors (Trades) for each specific phase of a construction project. The advantages of “managing”
a project begin to outweigh the disadvantages of do-it-yourself when deciding how to delegate
responsibilities.

Advantages

• Greater flexibility
• Less waste
• Less overhead
• Improved quality
• Improved schedule
• Less detailed supervision
• Less risk
• Less capital investment
• Less bookkeeping

Disadvantages

• More coordination of external resources

• Possibility of unqualified contractors
• Supply and demand makes contractors less available
• Requires more contract negotiation
• Quality Control of other people’s work
• Requires accurate Drawings and Specifications

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For the purpose of this guide we assume that you are hiring Trade Contractors as a
B.Y.O.B. Owner. Locating a qualified contractor can be a hard task but the reward for
perseverance is the successful completion of your project with a contractor you know and
trust. This list of ways to qualify a contractor is comprehensive and may seem
overwhelming but it's your first step toward quality control of your remodel or new home
construction project. This list will assist you in your search for a qualified contractor!

1. Ask the contractor for full documentation. This will include:

• Contractor's License & Registration Number
• Proof of Liability Insurance covering property damage and personal claims
• Proof of Bond Coverage for total replacement cost of your project
• Proof of Worker's Compensation Insurance for employees

2. Call your state's agency having jurisdiction over contractor's license registration to
verify the contractor is currently licensed as required by state law.

3. Ask the contractor for a resume. This will include:

• Legal name, street address, city, zip code, phone number
• Number of years in contracting business, education, and training
• Financial stability of business and relationship to your Bank
• Credit standing with suppliers and terms of payment
• References of previous customers with jobs similar to yours

4. Call the Better Business Bureau in your region to find out if past customers have
complained about the contractor.

5. If you can, visit the contractor's current site to see if the contractor:
• Maintains a stable and reliable crew
• Performs their craft in a skillful and professional manner
• Provides adequate site supervision
• Cooperates well with other trades
• Offers fair prices and remains cost conscious
• Uses material efficiently & effectively
• Keeps site clean and safe

6. Ask the current client of the contractor these questions:

• Does the contractor begin/end on schedule?
• Is the crew adequate for size and scope of work?
• Does the work successfully pass inspections?
• How responsive is the contractor to problems?
• Is the contractor available by voice mail, beeper, or email?

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7. Be sure to ask the contractor for a copy of the standard contract for your review. Never
sign a blank, standard contract. Check the contract for terms on these issues:
• Total Contract Price & Terms of payment
• Change Order practices
• Reference to Drawings and Specifications
• Responsibility for Permit Application & Inspection Schedule
• Start Date & Completion Date
• Contractor's Mark-up on Labor & Materials
• Conflict Resolution & Termination
• Use of Lien Waiver AT TIME OF EVERY PAYMENT

Locating a qualified Trade Contractor can be an arduous task. You start with the products and
materials that you know you’ll be using in your home. As the end user, you know what you want
better than anyone else! This description of materials specifies what products you’ll be
incorporating into your home style.

Do you have a set of specifications to complement the drawings?

Specs are a written description of all the products and materials you'll be using in your
Drawings. Drawings and Specifications go hand in hand toward successful control of your
project.

Once you have your Specs, you can find your local suppliers by networking through the product
manufacturers that you've identified in your Specs. Your local suppliers are located as a result
of your product choices.

This creates an ACCOUNTABILITY CHANNEL for pricing of products and materials you'll be
using in your new home. Work with Trade Contractors who originate from each supplier who
distribute the manufacturers’ products that you've specified for your new home. To find good
Trade Contractors, discover them through your material supplier, asking for their PREFERRED
CONTRACTOR LIST.

For every phase of work, each respective supplier knows the contractors who pay their bills on
time, create few problems, follow manufacturer’s installation instructions, and adhere to a
schedule. For instance, the sales manager at your local building supplier or lumber yard will refer
you to framing contractors; at your local plumbing supplier, you will be given their preferred
contractor list; and, so forth.

AS AN EXAMPLE: You need to decide what type of cabinets appeal to you. Once you've
chosen a type of cabinet (you can do this online), you'll contact the manufacturer for a list of the
suppliers in your area.

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You can visit the suppliers’ showrooms (assuming that you'll contact several different
businesses) to discuss the product line, the cost of product plus installation AND ask for their
preferred contractor list.

If you're trying to find contractors to install your products, then you want to start with drawings
and Specs...especially Specifications.

Follow the accountability channel from manufacturer, then to your supplier, and finally to the
contractors recommended out of the local store in your area.

If the local supplier isn't helpful, send an email to the customer service representative at the
manufacturer’s web site explaining that their local supplier is not helpful to you providing product
and installer information...and, ask who the local supplier might be who's responsive to your
needs and inquiries.

Once a Trade Contractor is chosen, you must have the managerial ability to schedule, coordinate,
and control the contractor's work on your job so that work proceeds on time, within the established
budget, and according to the quality specified. Always be prepared to pay fair market value for work
performed so the contractor will be able to meet payroll and overhead costs, pay their suppliers,
and still make a profit. The best Trade Contractors are always busy so there should be no problem
visiting their projects to observe the crew and the quality of work.

CHEAP CONTRACTORS ARE NEVER INEXPENSIVE.

Cheap Trade Contractors may get the job for a cheap price, but you can probably count on work that
is just as cheap. If you are paying a fair price for the work to be performed you will foster trust and
cooperation with your contractor from the beginning of the project. You can make the job run even
smoother by being ready when contractors when they arrive on your site. In addition, provide as
much lead time as possible to inform the contractor of the status of your job and any
unexpected conditions which must be met.

REMEMBER: If you don’t have the time or inclination to manage your own project, then a General Contractor
or Construction Manager will go this job for you. A GC or CM will go through the same process of finding the
right Trade Contractors to perform the work according to Drawings and Specifications under a prescribed set
of Conditions. No matter which way you turn, the general trend in the construction industry is to delegate
responsibilities through a standard bidding process.

Here is a “Standard Bidding Process” which summarizes how bid proposals are solicited from Trade
Contractors and Suppliers. Follow it as a general guide adapting the process to fit your situation.

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Follow A Standard Bidding Process:
• Finalize Drawings and Specifications • Submit counter-offers to Suppliers and
• Locate potential Suppliers & Trade Trade Contractors
Contractors 1. Clarify Drawings and Specifications
• Finalize design and product requirements 2. Review Supplier/Trade Contractor
• Prepare each Supplier and Trade Qualifications
Contractor file
1. Information sheets • Negotiate with prospective Suppliers and
2. Preliminary Agreement and Conditions Trade Contractors
documents 1. Refine Contract Documents
3. Preliminary Purchase Order form 2. Refine Purchase Orders
• Contact Supplier and Trade Contractors
1. Mention project requirements • Select “best” Supplier and Trade
2. Discuss Contract terms Contractor
3. Develop Purchase Order form 1. Sign Agreement with Suppliers & Trade
Contractors
• Ask Suppliers and Trade Contractors to 2. Reiterate Conditions based on
submit proposal Drawings/Specifications
• Receive and evaluate completed proposals 3. Mail completed Purchase Orders to
1. Review for completeness: Disclosure and Suppliers & Trade Contractors
Legal statements
2. Require full documentation: warranty & • Contact contractors who were not awarded
installation instructions the contract
1. Use standard form letter
• Select the best bids 2. Let them know as soon as possible
1. Price, quality, schedule, conditions
2. Supplier/Trade Contractor Qualifications • Maintain communications with Suppliers and
3. Compare Bids against Budget Trade Contractors
• Schedule work to be performed
• Check work with Drawings and
Specifications
• Compare Invoice to Conditions and
Purchase Order
• Obtain notarized “Lien Waiver” from Trade
Contractors and Suppliers
• Make Payment for work performed

Don’t forget: Follow the Accountability Channel!

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Suppliers
Good Suppliers are just as important as good Trade Contractors, and very likely more important. You
must have a mutually supportive relationship with your sales representatives: s/he will not
only be the person most familiar with installation instructions and warranties but s/he will provide
you with a PREFERRED CONTRACTOR LIST for product installation. If you are able to
personalize your relationship with your Suppliers, there will be mutual respect and understanding
for the products and services required for your project.

When Selecting A Supplier Consider

• Is their location near your site?
• Are you dealing directly with a manufacturer?
• Can you limit the number of suppliers with whom you deal?
• Are you able to open a builder account?
• Size of company
• Condition of the supplier's yard and/or shop
• Rate of turnover of sales staff
• Quality of products/materials
• Type of warranty/guarantee
• Will installation instructions be immediately available?
• Determine if you can return unused material
• Cost of products/materials
• Are discounts offered for early payments?
• Itemized billing and Lien Waiver

When purchasing products and materials for your project, you should be ready to compare your
"Purchase Order Terms" with terms which may appear on your Supplier's "Invoice." Remind the
sales representative of your terms and notice if there are any discrepancies between your
requirements and their policies. For instance, most Suppliers insist there be "No returns on Special
Orders." Only standard, current stock items are returnable and the usual practice is to require a 20% to
25% restocking fee for stock items. Another example of differences which may occur is the issue of
"acceptability" of purchases. There may be slight variations in shade, color, or patterns of
products/materials as they appeared in the showroom versus as they appear at delivery. In this case,
any question of acceptability as to shade, color, or pattern must be resolved prior to installation.
Inquire what may be considered acceptable “variations.”

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Remember: Avoid conflict by communicating your terms early in negotiations. If you're not
sure what terms fit your situation, then discuss your concerns with both Supplier and Trade
Contractor, then take your time to weigh and consider the possibilities. You must state your terms
on the "Purchase Order” then assert your position at time of purchase.

When Purchasing Material

• Research product choices to fit your situation
• Use Drawings and Specifications to do a material take-off
• Solicit several bid proposals based on Drawings/Specifications
• Follow standard bidding process
• Control purchases with "Purchase Order" forms
• Initiate Orders from your home/office and mail them to Suppliers to authorize Orders
• Coordinate Orders with field to double-check quantities and dimensions
• Place will-call status on Order to allow for changing site conditions

When scheduling delivery of products and materials for your project, be aware that conditions
of sale may stipulate the ownership of products/materials, and responsibility for its good
keeping, transfer to the customer as soon as it leaves the loading dock of the supplier. This
means when this shipment was provided to the Transportation Company, their agent
accepted it in good condition. The transportation company agrees to deliver it to you in the same
perfect condition. Any claims which you may have must be reported to the Transportation Company
immediately to avoid forfeiting claims for damage.

When Scheduling Material Delivery

• Request delivery per field conditions
• Avoid delivery just prior to weekends or holidays
• Provide site address, phone numbers, and directions
• Instructions should stipulate that delivered materials are stacked with the materials to be
used first on top

Note: One way to accomplish this is to list those items required on top of the pile at the bottom of
the Purchase Order. These items are likely to be loaded on the truck last and therefore end
up on top of the load.

• Have materials delivered close to where they will be used

section thirteen point one|| page 2

• Include site plan for delivery drivers if they must avoid areas such as septic tanks and leach
fields
• Avoid handling materials multiple times
• Minimize site inventory until time of use

Suppliers do not want damaged goods returned to them unless the Supplier previously
assumed responsibility for transportation. Whether or not the Supplier provided transportation, be
prepared to inspect and check your shipment for concealed damage, visible damage, or missing
cartons. Note any problem on copy of Bill of Lading, keep your copy of the Bill of Lading, and
immediately contact the Transportation Company and Supplier in writing.

When Conducting Material Inspections

• Inspect material as it arrives on site for correct sizes, quantities, and free from defects or
damages. Contact sales representative immediately to report problems.
• Keep materials protected from weather
• Place materials on dunnage
• What can be done to prevent vandalism or theft?
• Create a plan for contending with waste
1. Use materials based on modular
2. Store excess or end cuts
3. Reduce-Reuse-Recycle-Refuse
4. Place refuse in dumpster

Note: If this is impractical, sign delivery slip with caveat that final acceptance of material is based on
your inspection and ask driver to co-sign that inspection was not made.

When paying for products and materials for your project, you'll want to protect your property from
construction liens. Contact a Lawyer in your area to discuss this issue. Two of the more commonly
used methods of protection are writing dual checks and obtaining lien waivers. Writing a dual check
makes the dollar amount payable jointly to the Trade Contractor providing the labor and the Supplier
providing the material. A "Lien Waiver" is a legal document signed and dated by a Trade Contractor or
Supplier in the presence of a Notary stating payment has been received for work, services, and
material provided for your project. In many states, the lien waiver is the ONLY means to protect you from
a lien!

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When Paying For Material
• Match Purchase Orders with Invoices
• Make allowances for damaged or defective materials
• Take advantage of discounts for early payment
• Use float time for billing cycles
• Obtain Lien Waiver AS PAYMENT IS MADE

Your construction project will require products from all over the United States and possibly from all
over the world. Consequently, one should create Specifications for their project early in the
design process to understand the products required and arrange for Suppliers. Once you have
specified products and located Suppliers, there will be a need to formalize procedures for
purchase, delivery, inspection, and payment prior to installation. These procedures may seem
unnecessary; however, should you receive unwanted, damaged, or late delivery of materials, your
project schedule can be delayed for days and often weeks.

Remember: Your relationship with your product supplier is mutually supportive!

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Purchasing
As a B.Y.O.B. Owner solicits and coordinates bid proposals from Trade Contractors and Suppliers,
there’ll be a need to organize a system for tracking expenditures. A Purchase Order system tracks
the costs of your project. The complexity of your Purchase Order system will depend on the complexity
of your Drawings and Specifications because a good system requires that ALL materials and
labor have a written Purchase Order. So, the more sophisticated your project, there will likely be a more
sophisticated means to track costs.

Standard forms are available; however, it may be more appropriate to first understand the meaning
and usefulness of a Purchase Order system before buying standard forms which may be ill-suited for
your project. You may decide NOT to purchase a pre-made form, and simply create your own format for
authorizing a purchase.

In other words, create the Purchase Order system around the specific requirements of your
project and what suits your personal style. Just as your Drawings and Specifications reflect the
unique circumstances surrounding your home style, your Purchase Order system will match these
same unique qualities.

The rudimentary form of a Purchase Order system first takes shape as the B.Y.O.B. Owner follows a
process of progressive approximation. The B.Y.O.B. Owner should allow for flexibility in how
the tracking system is fully developed. What you’re trying to get into writing is the terms of
purchase and delivery to your site of all labor and material required to complete the project.

To be competitive, it’s important that the B.Y.O.B. Owner obtain bid proposals from as many Trade
Contractors and Suppliers as possible. The information in the bid proposals extrapolates from
Drawings and Specifications, into Agreements regarding the Conditions under which the work
will be performed, and then these terms extend into your Purchase Order system. The Purchase
Order system turns bid proposals into terms of purchase and delivery based on the Conditions of
Agreement.

AFTER you receive bid proposals from different Trade Contractors and Suppliers, and BEFORE you
sign Agreement and Condition statements with each firm, you’ll certainly be thinking about ways to
track expenditures to guarantee that what you pay is consistent with the price and terms agreed on for
the materials and labor to be purchased. This is the purpose of the Purchase Order system.

Awarding the contract will normally be placed with the bidder whose price, quality, service, delivery,
product installation cost, and manufacturer warranty, taken as a whole, will offer the B.Y.O.B. Owner the
best possible deal for the work to be accomplished. Purchase Orders will be based on

section sixteen|| page 1

Drawings and Specifications and reiterate terms stated in the Agreement and Conditions documents.
Purchase Orders are issued based on the owner's requirements to provide the seller with the
required information.

A Purchase Order Should Include

• Your name, address, and phone number
• Site address and phone number
• Supplier/Contractor's name, address, and phone number
• Project name
• Date of issue
• Type of delivery
• Date of delivery or “Will Call” for delivery
• Payment terms and Lien Waiver
• Quantity
• Description of Goods or Services
• Unit Price
• Total Amount
• Space for purchase and receipt authorizations

The simplest type of Purchase Order is a simple statement that reiterates the Conditions of
Agreement based on Drawings and Specifications. Duplicate copies are made of the Purchase
Order: one for the buyer and another for the seller. The Purchase Order is sent to the seller
immediately after Agreement is made. When the materials are delivered or the work is completed,
the B.Y.O.B. Owner reviews the Purchase Order to ensure there are no inconsistencies. When the
seller presents an Invoice for payment to the Owner, the Owner re-checks the Invoice to ensure that it
matches the Purchase Order.

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A Purchase Order Terms Should Include
• Warranties and Guarantees of Product Manufacturer
• Product Installation Instructions & Warranties and Guarantees of Workmanship
• Special Order or Delivery instructions if long lead time is required
• The right to cancel the Purchase Order if seller alters the Conditions of Agreement
• Seller will fix damages which occurs during delivery to site

Quite often, you’ll place an order for materials or labor over the phone or make a deal over a
handshake. This type of informal transaction may get the job done, but what do you do if or when
there’s a problem?

No doubt, variances may occur. For cost increases, the questions of "how" and "why" must be
answered prior to the Owner's payment. Change orders need to be made in writing by mutual
agreement! In some instances, the B.Y.O.B. Owner will be responsible for additional costs; but
more often, the differences will be generated by the seller and in the seller's favor. The concern
should be for accountability: the seller must explain the change AND the buyer must be willing to pay for
the change.

Remember: A Purchase Order system is simple to implement but requires discipline. The B.Y.O.B.
Owner is required to solicit bid proposals based on Drawings and Specifications, negotiate Conditions
under which work will be performed, sign Agreements, and issue Purchase Orders before the work
begins. Any new changes must be in writing.

Most Trade Contractors and Suppliers are accustom to providing this level of detail to B.Y.O.B.
Owners and getting all information ahead of time for residential construction. The advantage for the
B.Y.O.B. Owner is worth the effort because the major benefit is to track costs throughout the
building process. Other benefits include catching sellers' billing mistakes, controlling the delivery
schedule, and avoiding disputes as a result of poor communication.

To gain further financial accountability of your project, the B.Y.O.B. Owner will want to maintain a Check
Register/Job Cost Journal. One way to approach this concern is to utilize a product provided by
New England Business Services, a company that sells standard forms to small business
owners. “NEBS” incorporates a Personal One-Write Check System into a single payment log. As
each check is written an imprint is made directly in the Register, and then the cost can be extended
across the page into the log. This eliminates transcription errors, helps classify expenses, and provides
an easy audit trail showing at a glance what you’ve spent on your project.

Assuming a separate checking account is opened for construction purposes, the NEBS
system allows the Owner to include a personalized heading, bank name and address, and the bank's
magnetic encoding that usually appears on the bottom of a standard, bank-issued check.

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Bookkeeping is made easier by maintaining construction-related expenses separate from a personal
account. For recordkeeping purposes, there's one source in your files if there's ever a need in the
future to refer back to construction expenses.

Standard practice in the construction industry for billing is to submit an Invoice for payment on the
30th of the month in which the work was performed, and payment is expected by the 10th of the
following month. Unless other terms are specified, the B.Y.O.B. Owner can expect to follow this
billing practice. If early payment is requested, ask for a special discount; it's not unusual to receive a 1%
to 10% discount for immediate payment by check. Cash "deals" should be avoided and always insist on
getting a lien waiver at each payment with check!

One more time: A Purchase system encourages the B.Y.O.B. Owner to create an Order for all
materials and labor included in the Drawings and Specifications. Suppliers and Contractors
offer to provide materials and labor under specific Conditions, and a Purchase Order will be issued
based on your Agreement with them. After the materials/products are provided to the
Owner's satisfaction, payment is made from the Check Register, and the expense entered into a Job Cost
Journal.

Don’t forget: You need to organize a system for tracking expenditures based on Drawings and
Specifications according to the Conditions of Agreement!

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Safety
According to the U.S. Department of Labor, worker carelessness and neglect of good safety
practices cause 80% of job site injuries. Few problems can affect your project more adversely than the
death or injury of one of the crew members or a neighbor's child. Encouraging an interest in safety may
be the most important of your Project Management responsibilities.

In 1970, Congress passed the Occupational Safety and Health Act "...to assure so far as possible every
working man and woman in the nation safe and healthful working conditions and to preserve our human
resources." The agency with primary responsibility for worker safety was created in the Department of
Labor and is called the Occupational Safety and Health Administration. In each State, a similar
governmental agency is mandated with responsibility for worker safety. What's important to note is that
these Federal and State agencies have developed and published standards for safe and healthy
working conditions, and it is your responsibility to be familiar with these standards.

The most common construction fatalities are: falling from a roof or ladder, being struck by an object or
equipment, and receiving an electrical shock. These common fatalities can be avoided by proper use of
tools, ladders, and personal protection equipment.

The following checklist is a general guideline. A more comprehensive guide is available from your
State's Department of Labor and Industries and the Occupational Safety and Health Administration
which outlines safety standards for construction work. Write or call for safety standards prior to
construction. You should allow ample time to develop a SAFETY PLAN for the unique circumstances
surrounding your project.

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Safety Checklist
• Arrange for a portable toilet on site. • Open holes and trenches fenced properly.
• Provide adequate drinking water. • Open holes in sub-floor properly covered or
• Safety rules communicated to each Trade protected.
Contractor.
• Safe access for all types of scaffolds.
• Accessible first-aid kit available.
• Guardrails provided for open-sided floors or
• Certified first-aid personnel available on site.
platforms.
• Phone numbers for police, ambulance, and
fire station. • Workers on roof with proper equipment.
• Temporary electrical service grounded. • Stair rail system constructed on stair ways of
• All electrical tools grounded. four or more risers.
• All electrical cords kept away from water. • Excess and/or flammable scrap not left lying
• Use li sted, l abeled, or certif ied around.
equipment in accordance wit h • General housekeeping must be on-going as
manufacturer's instructions. the job progresses.
• Warning and danger signs posted in • No nails sticking-out of boards or other
appropriate areas. materials.
• Hard hats and steel tipped shoes worn • Use approved containers or tanks for storing
where needed. or handling flammable or combustible liquids.
• Cap protruding steel rebar to eliminate • Gas cans and other flammable liquids to
hazard of impalement. remain in secure area.
• Careful ladder use. • Welding tanks shut off tightly when not in
• Power tools with proper guards in place. use.
• Protective gear available such as goggles, • Stored secure in upright position.
gloves, and respirators. • Area where soldering work performed
• Always use protective goggles when flying checked for smoldering or burning wood.
fragments are possible. • Proper clearance from all power lines.
• Require wearing of personal protective • Spread oily or paint rags outside to dry so
equipment. they will not ignite.
• Set a good example as a safety minded • Material Safety Data Sheet on site for
individual. hazardous chemicals.
• Adequate slope on edges of all ditches and • Frequent, daily safety checks are most
trenches over four feet deep. effective.
• Place excavated material at least two feet
from edge of ditches and trenches.

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Accidents Are Caused!
Accidents don't occur without reason. There are two reasons accidents happen: either
workplace conditions are unsafe or workplace actions are unsafe.

Typical unsafe conditions:

• Defective equipment and tools

• Clutter from poor housekeeping
• Exposure to hazardous substances
• Poor layout of work and storage areas
• Lack of proper protective clothing and gear

Typical unsafe actions:

• Using the wrong equipment or tool

• Rushing to complete task
• Failure to observe warning labels
• Following improper work procedures
• Not wearing personal protective equipment

Together, unsafe conditions and unsafe actions create hazards. Job hazards are most likely to
cause a problem and the point is to identify each hazard and create actions to correct the problem.
The B.Y.O.B. Owner (or General Contractor if you’re hiring a GC) is directly liable for safety hazards.

Safety Plan
As a B.Y.O.B. Owner, you should have Course of Construction Insurance covering your
building site and accidents which may occur. You'll want insurance coverage against loss due to
theft, vandalism, and fire on your residence. Coverage should also be provided for personal injury
of yourself and others. However, you are NOT HIRING EMPLOYEES. You are contracting with
specialty Trade Contractors to perform each phase of work on your project.

Each Trade Contractor, besides showing evidence of license and bond, will provide proof of
Builder's Liability Insurance for the project and Worker's Compensation for their employees to cover
their risk while working on your project. If you’re not acting as a B.Y.O.B. Owner but hiring a General

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Contractor, the GC must also show evidence of license, bond, liability insurance, and workman’s
compensation coverage.

How can a SAFETY PLAN be implemented? Most important is the leadership you provide to the
entire construction organization. This begins at your first meeting with a Trade Contractor to discuss
your project and solicit a bid proposal. Mention your commitment to safety rules and
procedures emphasizing their incorporation into site operations. As negotiations progress,
include language in the "Conditions" portion of Contract Documents which stipulate compliance
with federal, state, and local safety regulations. For each Trade Contractor there must a clear
assignment of responsibility to a designated field superintendent.

Next, post signs on your project indicating site hazards. "Danger" and "Caution" signs should
only be placed in areas where an immediate or potential hazard exists. It does no good to plaster
warnings around the site in a ridiculous manner. Also, post a sign adjacent to the phone on site
listing emergency phone numbers such as a local physician, hospital, ambulance, fire
department, and police station. Another important precaution is to collect a Material Safety
Data Sheet for all hazardous substances being used on your project and start a SAFETY FILE. This is
a ready reference when using materials with possible hazardous substance exposures.

Another procedure is to keep on site an approved first-aid kit which is accessible to all Trade
Contractors. In addition, each Trade Contractor should provide a first-aid kit. Ask each
Contractor if their field superintendent is trained and certified to offer first-aid. If not, suggest ways to
make medical services immediately available should an injury occur.

For a SAFETY PLAN to be effective, the B.Y.O.B. Owner and Trade Contractors must be
committed to safety. This commitment is primarily attitudinal representing a set of values which
recognize the worth of human life and endeavor. Posting slogans and phone numbers or paying lip
service to the idea of safety does nothing to directly correct a problem. Look for ways to improve the
work place by anticipating hazards on a daily basis.

Safety must be integrated into the production of the house from the standpoint of methods,
materials, and machines.

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