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Inquiry Removal Letter 1a

The letter requests that a creditor remove an inquiry from the consumer's credit report as they did not authorize the creditor to review their credit. It states that the Fair Credit Reporting Act requires written authorization be provided, and requests the creditor either provide a copy of the signed authorization or remove the inquiry within 30 days as it is negatively impacting the consumer's credit.

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Yarod EL
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118 views

Inquiry Removal Letter 1a

The letter requests that a creditor remove an inquiry from the consumer's credit report as they did not authorize the creditor to review their credit. It states that the Fair Credit Reporting Act requires written authorization be provided, and requests the creditor either provide a copy of the signed authorization or remove the inquiry within 30 days as it is negatively impacting the consumer's credit.

Uploaded by

Yarod EL
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as TXT, PDF, TXT or read online on Scribd
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{client_first_name} {client_last_name}

{client_address}

{creditor_name}
{creditor_address}
{creditor_city}, {creditor_state} {creditor_zip}

{curr_date}

To Whom it May Concern,

According to my most recent credit report, your company is currently reporting to


the three credit bureaus that I applied for credit with your organization. I did
not grant you authorization to review my credit report.

The Fair Credit Reporting Act requires that a creditor be able to verify the
written authorization of the consumer giving the creditor permission to review
their credit. If you can provide a copy of a credit application authorizing the
disclosure of my credit files with my signature, I will accept the inquiry. If a
signed authorization cannot be found please remove the inquiry from the three main
credit bureaus.

The presence of this inquiry is adversely affecting my credit report and is


impeding my ability to obtain necessary credit. Time is of the essence so I would
greatly appreciate a response from you within thirty (30) days.

Please mail me the copy of the signed application or a letter indicating your
intention to delete the inquiry.

Thank you

{client_first_name} {client_last_name}

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