It's easier to pick a phone plan when it's just for yourself. But when you need three or more lines with features that will satisfy every member of your family -- and don't want to pay a fortune every month -- it can seem overwhelming. Do you look for a plan with perks like Netflix streaming and hotspot data? Does everyone need the same features? We've picked the best plans from T-Mobile and Verizon (AT&T's plans didn't make the cut) to consider when switching from another plan or adding family members to an account.
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Best family phone plans for 2025
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Pros
- T-Mobile's 5G network is generally robust
- Plan includes 50GB of high-speed data in the US
- Phone can be used as a hotspot
- Unlimited calls, texts and data in Canada and Mexico
- Can have up to six lines on an account
- Third line free is a better deal than Essentials Saver
Cons
- Data in Canada and Mexico limited to very slow 2G speeds
- Hotspot is limited to 3G speeds
- No T-Satellite access
- No five-year price guarantee
- Everyone must be on the same plan
- Taxes and fees aren't included in monthly cost
If you compare the specifics of T-Mobile's Essentials and Essentials Saver plans, you might think the company forgot to update one or the other -- they're Essential-ly the same. With both, you get 50GB of fast Premium 5G data (depending on the network capabilities in your area), which drops to 3G speeds of still-unlimited data after that allotment is used up. You can use your phone as a mobile hotspot with unlimited data, but only at 3G speeds and restricted to paltry 2G speeds when you're in Canada or Mexico. In those two countries, calls, text and data are unlimited, while calls made from around 215 other countries are charged at 25 cents a minute.
The Essentials plan also doesn't include T-Satellite service (not even as an add-on cost), perks such as streaming video from Netflix or Apple TV Plus, nor the five-year price guarantee found on the Experience More and Experience Beyond plans.
Where Essentials comes out ahead of Essentials Saver is the number of lines you can have on your account. Essentials Saver is limited to just three, but Essentials can accommodate six lines. In fact, a trio of people will save money going with Essentials due to a free third-line deal, paying $90 a month (plus taxes and fees) for a $10 savings over Essentials Saver.
However, if you need just one or two lines, Essentials Saver is still the better deal. A single line on Saver costs $50 a month, compared with $60 for the same features on Essentials, and two lines on Saver cost $80 a month, compared with $90 for Essentials.
Why we like it
You get a solid level of basic phone service, with unlimited calls, texts and data, 50GB of premium higher-speed data and better pricing than the Essentials Saver plan for three or more lines (up to six).
Who it's best for
Essentials is great for a cost-conscious family of three or more that wants unlimited everything, even at some slower speeds.
Who shouldn't get it
This plan isn’t for people who want features such as larger amounts of premium data, regular hotspot access or included perks, or folks who need to set up a family or group with three or more lines.
Customer service options
• Online: T-Mobile
• Phone: 1-855-315-6244
• Store: Store locator
• App: T-Life app
Pros
- Verizon's 4G LTE network is a strong backbone
- Can still get perks
- Can mix and match plans
- Three-year price guarantee
Cons
- No access to Verizon's fastest 5G networks
- No hotspot data included
Verizon's Unlimited Welcome sounds like the happiest greeter in your favorite store or restaurant. And if you're looking for a bare-bones plan with just the basics, it has some compelling aspects. At the top of that list is how modular Verizon's plans are. Each person on an account can pick a different plan that suits them (unlike T-Mobile and AT&T, which require everyone to share the same plan at this relative entry level). And whereas other providers reserve perks such as streaming services for the higher-tier plans, you can add them piecemeal to customize what you need -- typically for $10 a month for each, depending on the service.
That applies to mobile hotspot data: By itself, the plan offers no way to wirelessly share your cellular connection from your phone, but for an additional $10, you can add 100GB of data.
International options include unlimited talk and text in Canada and Mexico and 2GB of high-speed data before ratcheting down to unlimited data at 3G speeds.
However, the Unlimited Welcome plan isn't as welcome when it comes to 5G data speeds. It can only tap into regular low-band 5G. Even if you had a capable device and were within range of a midband or millimeter wave 5G signal, you wouldn't be able to take advantage of Verizon's fastest 5G Ultra Wideband ("5G UW" or "5G UWB") speeds.
Why we like it
There's no set amount of high-speed data before a line is throttled, so you don't need to keep an eye on your data usage -- but at the same time, this plan only supports 5G, not 5G Ultra Wideband. We also like that each person on a Verizon account can have their own plan with different perks. In a family, for example, an adult could add hotspot data (for an extra $10), but it can be left off for a child who doesn’t need it, even if both of them are on Unlimited Welcome.
Who it's best for
Families who want to keep costs low but still have options for some perks.
Who shouldn't get it
Anyone who wants to connect at higher 5G speeds and take advantage of the capabilities they paid for when buying a phone.
Customer service options
- Online: Verizon
- Phone: 800-922-0204
- Store: Store locator
- App: My Verizon
Pros
- T-Mobile has a strong 5G network
- Free T-Satellite service through end of 2025 (then $10/mo)
- 5-year price guarantee
- Solid perks like Netflix, Apple TV Plus and international data
Cons
- T-Satellite not included in the plan price
- Taxes and fees not included in monthly cost
T-Mobile’s Experience More plan sits in the middle of its unlimited plans, but is actually quite a jump above the more value-focused Essentials and Essentials Saver plans. It includes unlimited high-speed data over its 5G network, so you don’t need to worry about whether performance will lag after you’ve used up an initial amount (although T-Mobile does reserve the right to slow data when networks are congested). It also includes 60GB of high-speed hotspot data (then unlimited at 3G speeds once that’s used up).
The Experience More plan also carries T-Mobile’s five-year price guarantee. The T-Satellite feature for texting via satellite when you’re away from a cellular network is not included in the plan, but it can be added as a free service once it begins operation in July through the end of 2025; after that date, it will cost $10 per month.
Internationally, Experience More includes unlimited talk and text while traveling in Canada and Mexico, plus 15GB of high-speed data (then unlimited at 256Kbps). In more than 215 other countries outside the US, you get unlimited texting and 5GB of high-speed data (then unlimited at 256Kbps), plus calling charged at 25 cents per minute.
The Experience More plan also includes a few attractive perks above the 5G and data speed allotments. Included in the price are Netflix Standard (with ads) and Apple TV Plus, which includes the MLS Season Pass, at 4K resolution where available. A one-year AAA membership can also help when you’re traveling. T-Mobile’s Magenta Status adds even more perks, such as 15% discounts on Hilton hotel stays, 25% off tickets to “more than 8,000 shows at over 120 venues nationwide,” and T-Mobile Tuesdays, a series of deals that can include perks like cheap movie tickets and discounts at national restaurants.
Why we like it
Although it’s more expensive, Experience More packs a lot of perks into one plan. Unlimited high-speed data means you don’t need to monitor your app and streaming usage.
Who it’s best for
Individuals and families who want to get the most for their monthly cost.
Who shouldn’t get it
People looking to pay less per month who don’t need hotspot data or a multitude of perks.
Customer service options
• Online: T-Mobile
• Phone: 1-855-315-6244
• Store: Store locator
• App: T-Life app
Best family phone plans compared
| Plan | Cost 1 line (AutoPay) | Cost 4 lines (AutoPay) | High-speed data | Hotspot data limit | Price guarantee | Max number of lines | Streaming resolution | |
|---|---|---|---|---|---|---|---|---|
| T-Mobile | Essentials | $60 | $105 | 50GB | Unlimited 3G | n/a | 6 | 480p (SD) |
| T-Mobile | Experience More | $85 | $170 | Unlimited 5G | 60GB | Five years | 12 | Up to 4K |
| Verizon | Unlimited Welcome | $65 | $120 | Unlimited 5G (but no access to 5G UW/5G UWB) | Not included; 100GB can be added as a perk for $10 per month | Three years | 12 | 480p (SD) |
Recent updates
T-Mobile shook up its plans (again) in early 2025, replacing its Go5G Plus and Go5G Next plans with Experience More and Experience Beyond. And yet, the stalwart Essentials and Essentials Saver plans are still in the lineup as lower-cost alternatives to the bells-and-whistles Experience plans.
Since we updated this guide, Verizon has added a three-year price guarantee to its plans.
Factors to consider
A wireless carrier saying it offers 5G is like me saying I have a car. Good for me -- but what make and model is it? Does it run reliably? Can it actually get up to the top speed on the speedometer or will it sputter when I try to merge onto the freeway? And could I have gotten the same performance if I'd paid less for a model without extras like heated seats and a TruCoat sealant?
As you're evaluating carriers, keep the following things in mind.
Know your deals and discounts
One other thing to keep in mind: discounts. All the carriers offer additional discounts you could be eligible for, depending on your employer, military status, student status or age.
First responders, military members, veterans, nurses and teachers can get discounts on every major carrier. Verizon has discounts for students, while T-Mobile's Work perk could knock 15% off the monthly price of an Experience More or Experience Beyond plan, with AT&T offering a similar program for its Unlimited Premium PL plan. AT&T also has a promotion for teachers that offers 25% off its latest unlimited plans.
If you're 55 or older, you may also be eligible for a discounted plan: T-Mobile offers discounted plans nationwide for as low as $55 a month for two lines, and Verizon and AT&T offer similar options but only for Florida residents.
It's also worth noting that on their websites, some carriers sometimes advertise different rates geared toward switchers, for example if you bring your own phone (not trade in and finance a new one on an installment plan). Our recommendations reflect the actual rate outside of these very specific promotions.
How we test
Picking a wireless plan and carrier is a very individualized process. What works for you and your family's needs may be vastly different from what your friends or neighbors are looking for. Even geographically, some areas have better AT&T coverage while others work best on Verizon or T-Mobile. The picks we make are based on more than a decade of covering and evaluating wireless carriers, their offerings and overall performance.
Specifically, we take into account coverage, price/value and perks.
Coverage
Since all three major providers cover most of the country with good 4G LTE or 5G, this is largely a toss-up on a macro level. It's why we recommend a variety of eSIM options for figuring out what works best for you in your particular location, so you can best decide what's right for you. Looking at coverage maps on each provider's website will likely show that you get good coverage even if your experience isn't full bars or the fastest speeds.
Price/value
Value is factoring in the total experience you might get, such as how much high-speed data you get and what's included in the sticker price. We also take into account whether a plan includes typical taxes and fees, or whether those are charged separately, inching your monthly bill higher.
Perks
Perks are add-ons beyond the core components of wireless service (talk, text and data). This could range from bundling in or discounting on streaming services to extra hotspot data or the ability to use your phone internationally.
