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Wealth

Personal Finance

This Month

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6 ways to save an extra $14,000 every year

It’s time to get the calculator out: you may be able to save thousands by looking for a better deal on these six expenses.

If you earn $200,000 you can start to benefit from more complex tax management.

These 4 deductions could cut your tax by $121,400

These tax deductions could give someone earning $200,000 a refund cheque north of $44,000. And that’s before any charitable donations.

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How the ATO knows if you’re cheating on your taxes

Thanks to its data matching work, big brother is watching, and in this case, big brother is the Australian Taxation Office.

The sharemarkets aren’t so much gripped by complacency as blind hope.

These indicators suggest the market has hit the bottom

The Zweig Breadth Thrust is telling investors something important about the US sharemarket.

5 red flags the ATO is looking for in your tax return

Outrageous work-related and rental property claims are among the things the Tax Office will be on the hunt for at the end of this financial year.

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Why this ratio is key to wealth building

Your savings-to-investment ratio can tell you a lot about your ability to achieve long-term goals. It’s among a handful of metrics experts recommend observing.

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How the $3m super tax will change SMSFs forever

The tax and investment playbook developed for big balance SMSFs over the past 25 years is about to be ripped up. Here’s what might change.

A nine-bedroom château in Dordogne, which is in the Nouvelle-Aquitaine region roughly half-way between the Loire Valley and the Pyrenees.

Could a French chateau be the answer to your property prayers?

A lot of these magnificent properties sell for less than the price of a home in Sydney or Melbourne, but the sums don’t always add up.

A photograph of Amanda Tomsic at her home. She is pictured on the couch, smiling at the camera.

I found love (again) at 57. Here’s how I protected my finances

“Mama bear mode” helped Amanda Tomsic protect her finances when she re-partnered later in life. Here are seven other steps you can take.

Dual citizenship can create tax problems.

Costly tax traps for dual Australia-US citizens

Most American citizens working Down Under never have to pay tax in the United States, but they can face big penalties for failing to file a US tax return each year.

Those big ideas that touch on the meaning of life, might not be what you expect to hear from a financial planner, but you need to think about them before you retire.

7 ways the wealthiest will beat the $3m super tax

Investment bonds, an early inheritance for the kids or just cop it on the chin? Affected taxpayers are weighing their options

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Keeping your money in super or moving it out requires serious thought.

5 things you need to know if you have more than $3m

No doubt some people will be hit with nasty tax bills but for others moving money out of super could come with an even bigger price tag.

For love or money?

Love is in the heir: How inheritance is upending the marriage market

Finding love in 2025 can feel like a march across a barren hellscape. But it may also be the best, if not only, way to access the property market.

Mature couple splashing in paddlingpool.

How to share your superannuation so you’re both better off

You might be surprised to learn that splitting super evenly isn’t always the best financial strategy. Here’s why.

Peter and Lesley Boyle at their home in Balgownie.

How this couple earns $150,000 a year in passive income

Peter and Lesley Boyle invested in residential property to increase their wealth. Then they discovered something better.

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You can consolidate the two pensions into one fund.

How do I bring a UK pension back to Australia?

A UK pension can only be moved to Australia once you turn 57, but there are things you can do in the meantime.

Index investing has grown dramatically in popularity,

Should you swap your traditional ETFs for equal-weighted ones?

Market cap indexes are vulnerable to concentration risk, but there is an alternative in the form of equal-weighted index investing.

The proposed superannuation tax increase might end up helping the target’s children and grandchildren.

Your kids will love this strategy for beating the $3m super tax

Wealthy Australians are already searching for strategies to avoid paying more tax on their super, which could lead to a financial windfall for some.

With a hedged investment, you exchange at a predetermined rate when you purchase the asset and vice versa at sale.

Is it time to currency hedge your SMSF portfolio?

The recent downward pressure on the US dollar should cause Australian investors to review their currency position.

Wheatley’s defence team argued that bitcoin is information, not property, and therefore cannot be stolen.

This court case could make your bitcoin profits tax-free

The judgment, made public for the first time here, could open the door to millions in capital gains tax refunds.

Paul and Melissa Bennett from Canberra.

We have $250,000 a year to retire on. Here’s how to find your number

Paul and Melissa Bennett were surprised to find they could to retire at 55. But having enough money is only one part of retirement.

The ‘wealth wall’ concept reframes that goal into bite-sized, trackable wins.

This strategy makes becoming a millionaire feel very do-able

Breaking the intimidating figure of $1 million dollars into 1000 attainable chunks makes the impossible seem possible.

KIC chief executive Laura Henshaw is taking aim at “dangerous” gender beliefs she’s seeing being shared online.

‘I was terrified’: Why this CEO is taking on traditional money and gender beliefs

As more young men subscribe to stereotypical gender roles, fitness boss Laura Henshaw wants young women to be alert to the financial risks of this shift.