BALAI FARMERS

HOUSING PROGRAM
A HOUSING PROGRAM FOR AGRARIAN
REFORM BENEFICIARIES (ARBS)
“A farm is more than land and crops. It’s our family’s heritage and future.”
RATIONALE/BACKGROUND
• From 2006-2015 (9 years), farmers & fishermen consistently
posted as the poorest sectors of the society at 34% poverty
incidence (PSA)1;
• For ARBs, selling and mortgaging their lands becomes the 1st
line of solution to cope with perennial financial difficulties,

• Providing decent housing for farmers will boost their morale

and strengthen their emotional attachment to their farms

1. Philippine Statistics Authority

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FEATURES OF THE PROGRAM
• It is a multi-sectoral approach relating not only to physical
and social structure, but also access to livelihood
opportunities for the families of the Agrarian Reform
Beneficiaries (ARBs)

• It will be implemented through the convergence of the

government and private sectors such as DHSUD, DA,
DSWD, TESDA, DTI, DILG and DENR
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LEGAL BASES
• RA 11201 aka “DEPARTMENT OF HUMAN SETTLEMENT AND URBAN DEVELOPMENT ACT OF 2019”
provides that the State shall ensure that underprivileged and homeless citizen shall have access to an
adequate, safe, secure, habitable, sustainable, resilient and affordable home;
• RA 1199 aka “AGRICULTURAL TENANCY ACT OF THE PHILIPPINES OF 1954” contains the basis for the
provision of a dwelling unit as well as the area to be allocated to a tenant;
• RA3844 aka “AGRICULTURAL LAND REFORM CODE OF 1963” provides the right to an agricultural
lessee to a homelot
• RA 6657 aka “CARP LAW OF 1988” Provides basis for homelots for members of cooperatives as well as
utilization of idle, abandoned and sequestered lands for homelot purposes
• RA 11291 aka “MAGNA CARTA OF THE POOR OF 2019” provides that the basic needs of the
marginalized sector must be met such as food, education, health and housing thru partnership;
• E.O. 114 aka “BALIK PROBINSYA BAGONG PAG-ASA PROGRAM” Institutionalizing the Balik Probinsya,
Bagong Pag-asa Program as a pillar of balanced regional development, and for other purposes

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DAR/DHSUD INITIATIVES
• PARC EXECUTIVE COMMITTEE approved the ARB
Housing Program last 25 June 2018 under Resolution
No. 2018-140-02

• DAR & DSHUD signed a

Memorandum of
Agreement on 04
December 2019 for
Balai Farmers Program
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DAR–DHSUD MOA SALIENT FEATURES
SALIENT FEATURES AGENCY RESPONSIBLE LEGAL BASES
HOUSING LOANS • GFIs to provide affordable housing loans • RA 11201, 11291
BALANCED HOUSING • DHSUD/Private subdivision developers • Section 18 of RA
REQUIREMENT to be tapped as part of their compliance 7279 as
to balanced housing requirement amended by RA
10884
A FARMER’S HOUSE AS • Housing unit to be constructed shall also • RA No. 10000
A WORKING FACILITY serve as a working facility

USE OF CLOA/EP AS • Financing institutions to accept CLOA/EP • EO No. 26

HOUSING LOAN as collaterals to secure housing loans
COLLATERALS

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OFF SITE HOUSING

• shall be subdivision projects located near agrarian reform areas of

target beneficiaries and the site must be donated by the LGU or other
private party/ies or entities.

• subdivision plans and designs shall be in such a way that production

facilities such as mills, dryers and warehouse are integrated in areas
designated for open space such as parks, basketball courts and multi-
purpose centers.
HOUSE MODELS OF BALAI
FARMERS HOUSING PROGRAM
SAMPLE UNIT OF ON-SITE FARMERS HOUSING UNIT
from Futurehomes Philippines
SOLAR POWER

HOUSING UNIT - P400,000

SOLAR POWER - 50,000
HYDROPHONICS
FOR LIVELIHOOD

SPECIFICATIONS
• FA 36 sqm
• Two Bedrooms
• 1 Toilet & Bath
• Granite Kitchen
• Tiled Floor
LIVING/ GRANITE POWDER- INSULATED • Powder-Coated
BEDROOMS
DINING KITCHEN COATED CEILING Windows
ROOM COUNTERTOP WINDOWS
PILOT PROJECT OF
BALAI FARMERS HOUSING
PROGRAM
IN UMINGAN, PANGASINAN
PROJECT LAYOUT
Gross Area 26,123 sqm
Residential Area 13,800 sqm
Area of Road Lots 9,232 sqm
Area for Livelihood Components 3,091 sqm
Number of Units 184 lots
Average Lot Area 75 sqm
Project Duration 6 months

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THE SITE AT CARAYUNGAN SUR, UMINGAN, PANGASINAN
SITE DEVELOPMENT PLAN
DEVELOPMENT CONCEPT OF PILOT
PROJECT OF BALAI FARMERS HOUSING
TRADING POST & PROCESSING CENTER
BASIC HOUSE MODEL
FOR FARMERS HOUSING PROGRAM
BACKYARD GARDEN & RAINWATER HARVESTER
SOLAR PANEL & BIO-DIGESTER
SOLAR POWERED WATER SYSTEM WITH
STORAGE TANKS & DRIP IRRIGATION
ACTUAL PROJECTS OF DAR

SOLAR POWERED WATER SYSTEM

CP WASH
BIO-DIGESTER
MAKING THE HOUSING PACKAGE
FINANCIALLY INCLUSIVE FOR
FARMERS
PARTICIPATION OF PRIVATE DEVELOPERS
Section 18 of RA 7279 as amended by RA 10884 or Balance Housing Compliance
A developer must allocate for Socialized Housing at least:
15% of Subdivision Project Cost
or 5% of Condominium Project Cost

INCENTIVIZED MODE OF COMPLIANCE (Section 11, HLURB Res No. 965 Series 2017)
HLURB grants additional incentives in the availment and utilization compliance ….
11.1 Any developer, who shall participate in any socialized housing project
under the BALAI programs of HUDCC…
11.2 Considering the cost incurred is non-recoverable, the computation of the
value …. shall be in the amount equivalent to at least 20% percent of the
total project cost to be credited the entire socialized housing project …
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PROJECT COMPONENTS
OF PILOT PROJECT OF BALAI FARMERS HOUSING
PARTICULARS AGENCY

Land – 2.6 Hectares (184 units) Donated by LGU

Estimated Value - P6.5Million

Land Development – P26Million Financed by Ayala Land (thru DHSUD)

credited to Balance Housing Compliance

Housing Component – P55Million SHFC (thru Community Mortgage Program)

or NHMFC (thru BALAI Berde Program)

Livelihood Components - P5Million Department of Agrarian Reform

- Food Processing and Marketing Center
- Solar Power Water System with Storage
Tanks and Drip Irrigation
- Rainwater Catchment facilities
- Individual Backyard Garden
- CP Wash & Bio-Digester
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SUMMARY
PARTICULARS AMOUNT FUND SOURCE
Land Free To be donated by host LGU
To be provided by Private Developers thru DHSUD
Land Development Free under RA 7279 (Balance Housing Compliance)

Livelihood Free To be provided by DAR and other government

Component agencies
To be financed by SHFC under CMP or NHMFC under
Housing Component +/- P300,000 Balai Berde Program with Interest Rate for as low as
2% per annum

In summary, a beautiful housing unit valued at approximately P1million with livelihood

facilities that will provide monthly income of around P8k per family and
sustainable/green components that will provide household savings of around P5k a
month will be made available to the farmers
for as low as P1,100 per month
BALAI Farmers Housing Projects for 2021
AREA EST. NO. OF AREA EST. NO. OF
NO. REGION SITE (hectares) UNITS NO. REGION SITE (hectares) UNITS
1 1 UMINGAN, PANGASINAN 2.6 184 14 4-A NAIC, CAVITE  on site 7
2 1 MAPANDAN, PANGASINAN 2 150 15 5 CAMARINES NORTE 2 150
3 1 CANDON, ILOCOS SUR 1 25 16 6 SAN JOSE, ANTIQUE 10 700
4 1 STA. LUCIA, ILOCOS SUR 1.8 120 17 6 MALAY, AKLAN 2.6 71
5 2 BATANES ISLAND 1.5 120 18 7 ARGAO, CEBU 2 145
6 2 ILAGAN, ISABELA 15 750 19 8 TACLOBAN CITY, LEYTE 2 145
7 2 NAGUILIAN, ISABELA 2.5 180 20 8 BASEY, SAMAR 10 1,000
8 2 BAYOMBONG, N. VIZCAYA 2 78 21 8 DARAM, SAMAR 3 200
9 3 SAN LEONARDO, N. ECIJA 3 268 22 8 AGUSAN DEL NORTE/SUR 35 2,317
10 3 SAN JOSE CITY, N. ECIJA 2 150 23 11 PANABO, DAVAO 1 83
11 3 TARLAC CITY 2 150 24 11 CALINAN, DAVAO CITY 1.6 378
12 3 LUBAO, PAMPANGA 7.8 560 25 12 GENERAL SANTOS CITY 10 700
13 3 BACOLOR, PAMPANGA 3 200 26 13 SISON, SURIGAO DEL NORTE 5 350

Total Area : 130.4 hectares

Total No. of Units : 9,181 units
Total Cost of Land Development : P1.304 Billion (DHSUD)
Total Cost of Housing Components : P2.754 Billion (NHMFC)
Total Cost of Livelihood Components : P 229 Million (DAR/DA/DTI)
Total Cost of Solar Power Components : P 459 Million (PNOC Renewable)
TOTAL COST : P4.747 Billion
How do we move forward?
1. Submission of LGU of copy of lot plan & TCT of
proposed site
2. Validation of DAR of the site & proposed beneficiaries
(submission of soil test, if necessary)
3. Signing of MOU between LGU, DAR & DHSUD
4. Formation of Local Implementing Team
5. Signing of MOA between LGU, DAR, DHSUD, ARBO &
Developer
6. Signing of MOU between LGU, NHMFC & ARBO for
end-user’s financing of housing units
7. Signing of Developer, LGU & Contractor
8. Project Implementation Proper
ROADMAP
Submission of LGU of Signing of MOA with
LGU, DHSUD, DAR, Full Implementation
copy of lot plan & TCT
Developer & ARBO; of the Project
of proposed site
Signing of MOU with - Land Development
- Orientation of
LGU, ARBO & NHMFC & Construction of
DAR to LGU
- Preparation of Site Housing Units
- Validation of site
& ownership Development Plans
documents - Processing of Permits &
Licenses

First 2nd Third Fourth Final

2 weeks Stage 2 weeks Stage 4 Weeks Stage 2 weeks Stage 2 weeks Stage

Signing of Service
Signing of MOU Agreement with LGU,
- Submission of Soil Testing, if Developer &
necessary Contractor
- Formation of Local Implementing - Relocation/Topo
Team Survey Works
- Orientation of Beneficiaries - Establishment of
ROW if necessary