The Hidden Truths of

Wealth
By Oliver Mercer
Introduction

Have you ever wondered why some people seem to make money easily,
while others seem to always be in financial struggle? Some people seem to
make the correct decisions and meet the right people and others make
poor choices and hang--out with people who are also struggling.

In fact, you have a deeply ingrained psychological and emotional blueprint

that effects how you relate to money and abundance.
It’s buried in your subconscious mind and it influences your
choices and decisions. It comes from your past programming of things you
heard and modeled from when you were a very young child or passed
onto you from your lineage.

This isn't good or bad but it can help you to understand why some people
seem to have their path paved with gold and others
struggle and seem to lack the secrets to financial success.

Are some people destined to be wealthy and others

impoverished? No. You had no control over this blueprint. It
came from your ancestry or responses to situations that
happened in early childhood.

However, you certainly have a choice of how you respond to

those situations and how you want to be now that you are grown up and
are running your own business.

Money Self--assessment

Check the box on the list below that best describes how it is for you
regarding money and abundance attitude in your life and how you run
your business. It’s important to be honest about how it really is for you
right now, not how you want it to be.
___I am very wealthy and have complete financial freedom.
___I am rich and have my money invested wisely. ___I am
very well off and certainly feel abundant. ___I am
comfortable and have an easy lifestyle. ___I am stretched
but usually manage to get by. ___I am struggling financially
and worry too much. ___I am feeling a great lack of
resources and am depressed. ___I am very poor and just
barely scraping by. ___I am destitute and either homeless or
close to it.

Now answer these three questions.

1. Do you feel discouraged about your answer?

2. Do you wish you could have checked a box higher on

the list?
3. Have you tried to move up the list but keep getting
pushed back down?
If you answered yes to any of these three questions you
probably
want to change your money mindset. The good news is that
it is
possible to make this change. It will take a commitment to
change your behaviors, attitudes and focus. Are you ready
and willing?

Your subconscious stores your beliefs. Maybe you’ve said

positive affirmations about prosperity every day, written
them down and then nothing changed. This is because your
subconscious mind was still holding onto your past inner
tapes that included limiting thoughts.

Often people have two belief tapes' running at once: an

outer tape and an inner tape. These two tapes might be
struggling with
each other. Outwardly you might appear positive, happy and
peaceful. However, your inner tape might have a track of worry
and self--doubt.

The inner tape is way more powerful and can sabotage anything
you are doing outwardly. This 21 day process will work on the
inner levels to help make a permanent change on your inner tape.

It’s important to learn smart, sound business practices and to

learn about money management, however until you make this
change on the inside it will feel like moving a mountain to shift to
a higher number on that list.
Why 21 days?

Many experts say it takes at least 21 days of a new behavior to

successfully make a transformational change. Dr Maxwell Maltz, a
Plastic Surgeon, who wrote the bestseller Psycho--Cybernetics,
noticed that it took 21 days for amputees to cease feeling
phantom sensations in their amputated limb. He then further
observed that it took 21 days to create any new habit.
Since then, the 21--Day Habit idea has become an accepted part of
transformation programs and this book is based on that concept.
If you are in the habit of stressing about money, worrying that you
won't have enough or feel hopeless in general, then this is an
opportunity to develop new ways of being that support a
prosperity lifestyle and ultimately can change your blueprint for
good.

It takes 21 days to totally eliminate a bad habit and

incorporate a positive habit as a new belief. But what’s 21
days when the result will be having everything you’ve ever
wanted?
~Mark Victor Hansen, author Chicken Soup for the Soul.

The Money Mindset Shift

Are you ready to go forward and face the challenge of

shifting your inner tape? I know it’s hard to change a habit
that has been with you for your whole life.

All of your attitudes and beliefs are wrapped up in your

habits so the change needs to occur on every level of your
being. Some areas that need to change are not immediately
visible but in fact your money mindset affects the whole
way you live your life and run your business, every decision
you make and every response you have to every situation.

You have to be willing to shed your old skin just like a

snake does. The difference is that snakes have no choice, it
just happens. You have a conscious choice, which involves
changes on every level.
The Money Mindset Program has the 21 days all set out for
you to
follow. Are you ready? If you answered yes then sign on
the line
below. Signing this statement is the beginning of the process
and
it will confirm your commitment.

I am ready to Take The 21 Day Money Mindset Program. I

am committed to do whatever it takes to change my
money mindset.

Signature________________________________ Date
_________ How to use this book
Print out all 21 pages. By holding the papers in your hands
it adds the tactile sensations to your learning. You can easily
keep the paper by your bed or carry it with you in your
You can write notes on the margins. You can put them on
your fridge or keep them inside your daily planner. If you
keep them only on your computer it limits the possibilities.

You can put the pages on your iPad and for 21 days have
the new page appear all day as your screen saver.
Read one page each day for 21 days. Each day you will be
asked to do a simple task for that day. When you read
your page in the morning you will have all day to focus on
this intention.
If you read the page in the evening then you can breathe it
in before bed and put it into action the next day. I
encourage you to read each page in the morning and again
in the evening. This will double the power of each
suggestion.

At the end of each page is an affirmation for that day. For

added benefit repeat this affirmation throughout the day.
Old habits are sometimes very tenacious so you might
"forget" to
read your daily message. The process works optimally if you
keep
up with the challenge each day, however if you accidentally
do
miss a day make sure get back on track right away. Reading
it and following the suggestions each day is what will make
the process work.

I suggest you begin a journal of your 21--day experience. No

need to run out and get a special book. It is ok to use a
yellow pad or plain white paper. Use whatever works for
you.
Write down a few notes about each of the 21 days.
What was your experience doing the process for that day? What did you
notice? At the end you can re--read all of your notes and acknowledge
your transformation.

Your success in this program ultimately begins and ends with you. This
book provides you with the simple and effective tools. Your own attitudes
will determine the end result.

How do you replace and transform your complete belief systems with a
new money mindset? It’s similar to anything else you want to accomplish;
you begin at the beginning.

Wishing you a fun and easy transition to your new money

mindset.
Day One
Gratitude

Giving gratitude is the most powerful way to make a shift on a

deep molecular level.
Right now take a minute and close your eyes. Put your hand on
your heart and acknowledge everything and everyone you are
grateful for. Fill in the blank below over and over until nothing
else comes up.
You might be grateful to someone who you have been angry with.
That's ok. In fact being able to appreciate that person in spite of
the anger is part of the process of change.

I am grateful for
___________________________________________________
Stand up and say it aloud. I am grateful for
___________________________________________________
If you are down to your last five bucks in your bank account, be
grateful for those five dollars. The gratitude will allow it to grow.
Now notice how you feel. Breathe in that feeling and keep it with
you as you move though your day. Repeat this process in the
morning before you get out of bed and again at night before you
fall asleep. This will begin to erase the vibration of your inner
tapes and record a new positive vibration.

I give gratitude for my perfect life and to everyone in it.

Day Two
Power

Do you believe you have the power to change at the core of your
being? Or do you see yourself as someone who is disabled or
stuck?

Owning your personal power is essential to making the big shift

you desire. Here is an easy exercise to help you grow your power.
Once your power is larger it is easier to step into a new way of
being.
Close your eyes and put your hands on your solar plexus, which is
right above your navel. Feel inside at that place which is where
your personal power resides. Do you feel or sense a big fire of
energy burning or do you have trouble finding any light in that
space?

Keeping your eyes closed, recall a time you felt really empowered
and remember how you felt. Imagine that empowered feeling as a
light.

What you want is to see a bright light that is strong enough to

energize yourself to move forward and empower your prosperity.
If the light is dim or dark, close your eyes and imagine igniting a
small but strong light in your solar plexus. It might begin to look
like a candle in a dark cave.

This is your personal power and will keep burning and giving you
the needed energy to stay on track.
Throughout your day take a moment, close your eyes and
imagine, see or feel the light in your solar plexus. Breath deeply
into that area of your body and on the exhale, watch it or feel it
burn brighter and stronger.

Anytime you get off track or feel disconnected to your power

remember that all you have to do is re--light it and breathe. This is
also an excellent exercise to do before an important meeting or
presentation, as it will rekindle your power.

My power is allowing me to change my money mindset.

Day Three
Visualization

Begin your day by giving gratitude and then notice your inner
power light burning. What do you really want?
Most people know what they don't want. You don't want to have
debts. You don't want to be poor. You can't afford this. You can't
have that. On and on all day long. Sound familiar? All that does is
give energy to what you don't want.
Creation begins from an idea, a thought and a picture. Today, say
and picture exactly what you want.
For example:
"I want a new office."
"I want $15,000 in sales this week."
"I want to hire an assistant.”
Be specific and see a picture of it in your mind. The more details
you can give the better. Where, when, how will it look? Visualize
colors, textures and smells.

Find a magazine picture of your perfect office. Tape it to the wall

in front of your desk. Write yourself a $15,000 check. Create the
job description.

This is your task for today.

1. Get clear about what you want.
2. Describe it in detail and be specific.
3. Find a picture of it and put it where you will see it every day.
4. Sit and close your eyes and visualize it throughout the day.
Visualization is powerful and will help to change your inner tape.

As you go through the day notice your tendency to say what you
don't want. Catch yourself, and close your eyes and do your
visualization.

I clearly visualize my new prosperity mindset.

Day Four
Actions

Take a moment to re--state what you wanted yesterday, including

the details and timeline. Wouldn't it be wonderful and magic if
this were all you had to do to manifest your desire?

Knowing what you want, visualizing and planting the right seed is
an important first step, but what you do after is equally
important. It is about using your power to really fertilize that seed
so it grows. Growing your money mindset is exciting, and taking
right action is an integral part of the process.

Yesterday you named what you want. Today it’s important to

know how and who. How is the action? Right action is like
fertilizer in growing your prosperity seed. The who is your witness.

Let's imagine you said you wanted $15,000 in sales this week.
Maybe you think that if your mind and heart were pure this would
happen without you doing anything. It can seem like this when
you change your thoughts and then amazing things happen, but if
you put it in slow motion you would realize that your thoughts
compelled you to operate in a different way and you took right
action without being aware.

Imagine how much more powerful it could be if you were totally

conscious of what you were doing.
Today, with your what in mind, think of three powerful actions
you will take to fertilize your vision from yesterday.
1.
2.
3.

Name one person who you will share this with today. Pick a
positive and supportive person, someone who won't question you
but will say, “Good for you, go for it!" Pick someone you know is
available to talk to today for at least five minutes. Write this
person's name below.

My witness is___________________________________

I am taking right action to manifest my vision.

Day Five
Attitude

It’s a beautiful day and wonderful to be alive! Maybe you’re

thinking, "Well, I don't feel that way. It's ok for you."

If you focus on problems then you will have more problems to

focus on.

A couple days ago you decided what you wanted. You wrote it
down, you said it out loud, yesterday you told someone what you
are going to do and now you need to believe it. You have total
control of your thoughts. Don't allow your thoughts to control
you. You can control your state of mind, and in fact this is one
important key to making permanent change.

Think about something or someone that makes you feel really

good. Peter Pan called this his "happy thought," and it allowed
him to fly. It doesn't matter what it is as long as it generates good
feelings. For a few moments just soak up those good feelings and
notice what happens. It isn’t possible to feel good and be negative
at the same time.

Decide to feel good all day regardless of the situation. If someone

says, "How are you?" answer, "I feel great." Your perspective will
shift and your energy will change. Positive energy attracts positive
things to you, whereas negative energy repels and also attracts
negative situations. You are a magnet so you might as well be a
magnet for positive energy.

Whether you are talking to customers, tele--marketers,

salespeople, or the garbage collector, be positive and up beat. It
is time to be a magnet for prosperity. Today, be positive all day
regardless of the situation. At the end of the day write a few
words in your journal. Writing helps to embed the energy
into your being at another level.

Prosperity is not all about money; but it is all about

attitude.

I always have a positive attitude regardless of the

situation.
Day Six
Give

Today is all about money! "Finally!" you are probably thinking.

When you think prosperity you think money. Do you know that
many of the wealthiest people in the world are also the biggest
philanthropists? You might be thinking, “Well sure, they have a
lot of money to give away and if I could, I would as well."

Giving actually has nothing to do with the amount of money you

have. It has to do with the feeling of prosperity. The most
prosperous people began giving when they had very little in their
own pocket.
When you give, there is an energy shift in your core. Giving makes
you feel open and abundant and then opens the channels in your
own being. When you say, "I can't afford it," it makes you feel
tight, constricted and poor. When you give even a little, you begin
to see yourself as someone who has enough to give.

Today put a give jar on your desk, and put some money into it.
Some people put in 5% of their income. You can also add pocket
change everyday. Whatever amount you begin with doesn't
matter as long as you do it everyday from now on.
At the end of the week, give it away to a worthy cause. It’s your
choice what to do with it. I buy meal coupons for homeless
people. When I see someone on a street corner with a sign, I stop
and give away one of my coupons.
I have a friend who gives away 10% of his income.
Last year he paid college tuition for a student from Africa. Real
prosperity is measured not by how much you can buy, but on how
much you can give. Set--up your giving jar today. Write "Giving Jar"
on it in big letters and each time you put money into your jar give
gratitude for being able to help someone.

I give money each and every day.

Day Seven
Receive

Most people pay themselves last. Money goes in and money

goes out in order to pay bills, rent, and other necessities.

Sound familiar? Necessities can eat up all of your income

and make you feel very un--prosperous!
It’s important to pay yourself first. Today. Create another jar
called Prosperity. The money that goes in this jar is only to
be used for investing in your financial freedom. I put 10%
of all my income into this jar and then transfer it into a
special bank account each week. This money is not to be
used for emergencies like car repairs or a new hot water
heater. It's not a savings account. It's an investment
account, which is very different. Investments are real estate,
stocks, or a new business venture.

It doesn't matter how much you put it this jar. When I

began doing this I didn't think I had enough to amount to
any
investment, but I created a sub--account at my bank and
kept
adding as much as I was able. In 18 months I had over
$2,000. It
was like magic. Suddenly, I had the closing costs to buy a
house
with a 100% mortgage. In one year my house appreciated
over $30,000. So I earned $30,000 that year and it all
began from making a prosperity jar and adding money to it
every week.

So, pay yourself first. Any amount. Begin this process today
by finding a jar and label it "Prosperity Fund." Watch your
prosperity increase each month as your account grows and
you begin to invest in yourself. It is magic.
Value

How do you add value to other people's lives? You may be so

focused on your struggle that you are not fully acknowledging
your value in the world. Everyone has something to offer and an
important key to creating more prosperity is to acknowledge how
you are helping other people every day.

Today, be aware of what you do that has a positive effect on

someone else. In order to shift your prosperity mindset you need
to acknowledge that what you are doing is making a difference
everyday.
At the end of the day, think through your day and write down
three ways you have added value to other people.
1.__________________________________________________
2.__________________________________________________
3.__________________________________________________

Giving value needs to begin with your mind--set. Prosperous

people feel abundant in their minds first and then enjoy giving,
helping people and making a difference. It might seem small to
you but to the person on the receiving end, it can be very
significant.

Begin now with valuing your contribution to the world.

Everyday I give value to other people's lives.

Day Nine
Self--worth

Do you believe that you were born with the same intrinsic
value and worth, as others who may be seem more
prosperous?

Remember yourself as a newborn baby just coming into this

world. Imagine if you cannot actually remember. You will
have an energetic sense of your birth, as your being stores
every experience you’ve had. You began pure and full of
love and opportunity. This is your natural entitlement that
can never be taken from you regardless of what may have
happened later.

Unconditional self--worth is not dependent upon what you

do, what you have, or what anyone thinks about you. It is
not dependent on who your parents are or what they told
you. It is not dependent on any trauma you have
experienced.

Put your focus on yourself as a newborn, no problems, and

no issues. You as a little baby had a higher purpose for
being here in
spite of the obstacles. This is your entitlement for being
alive.

If you have ever thought you weren't good enough or

perfect
enough, those ideas are part of your old picture and it’s
now time to allow them to dissolve. So let go of what you
did or didn't do in your life up until now. Let go of
whoever might have wronged you or didn't fully appreciate
your true worth.

On a piece of blank paper write down the words: “Old Self--

worth Beliefs.” Make a list of what beliefs you have held on
to. Write them all down. Take that paper and light a match
to it and watch that old mindset dissolve into ashes. Take
Be at peace with the pureness of your soul, your
entitlement, as that is the place where your prosperity lives.

I have unconditional self--worth now.

Day Ten
Forgive

Money mindset is about opening up an abundant channel or flow.

There is no shortage of wealth and abundance in the world. The
shortage is only in your own mind and that in turn, affects your
actions.

In order to increase the flow, it's important to look at what's

blocking it. Your own unresolved emotional baggage can act like a
plug in the pipeline. One thing that can create this block is holding
on to past resentments or unfinished issues.

You may already know this, and are still holding on to something
from the past; some wrong that was done to you, self--blame or
guilt. Maybe there is someone you are still directing anger
toward.

Close your eyes and ask yourself to think of one unfinished issue
that comes to mind that may be creating a block. It might seem
small but could be having a big effect. Just listen and see what
comes up. Usually it’s the first thing that comes to you. With that
issue in mind do the following:

Take a deep breath and breathe in forgiveness for this issue and
for everything and everyone involved as well. As you exhale, feel
the channel of prosperity open wider. Do this three times and
notice, feel or imagine the channel getting bigger and the flow
becoming stronger. Holding onto old issues only keeps your
prosperity channel blocked; so just let it all go with forgiveness.

I forgive everyone and I unblock the flow of prosperity.

Day Eleven
Seed

Mother Nature has created the most beautiful examples of

prosperity right in your own backyard. Whether it be trees
or flowers, find something that is growing large, profusely
and beautiful. If it’s in the cold of winter, look for evergreen
trees.

Find a park or a sanctuary by a creek and just sit and breath

in the magic of the plant kingdom. All these abundant living
things began from one small seed.

No one ever told a tree it couldn't grow big and no one

ever told a flower it couldn't bloom. Flowers and trees are
inherently prosperous. They only need the sun, soil and
water to turn their seed into a large beautiful plant.
Sit next to a tree or other plant today and meditate with it.
Do this in your own way. Ask it to share its prosperity
secrets with you. Be quiet and listen. Once you hear the
message, breath it in, give
thanks and feel the blessing of the natural forces working
through
you. If you don't hear a message just acknowledge the
feeling
and state of being.

Take this bit of wisdom one step further. Buy a packet of

flower seeds. Keeping your message in mind, plant your
seeds in a pot with good soil, and place it in a sunny spot.
Everyday talk to the seeds and gives thanks for the message
you received, knowing that as the seed sprouts and grows,
so does your prosperity.

The seeds of prosperity are growing within my being.

Day Twelve
Space

In order to adopt a new prosperity mind--set it’s important

to make space for it to live. This might sound a bit strange,
but every part of your life is now reflecting your old mind--
set.
Look at your work and office environment through the eyes
of a wealthy visitor. Notice what feels good, healthy and
abundant and what feels shabby, meager and needs to be
cleared or changed.
Notice your home office and take note of any clutter, or old,
broken or unused objects that are no longer of any use.
Look for dust collectors. How do you feel being in your
space?
Maybe your house is nice but there are old papers stacked
somewhere or things that need to be cleared out.
Clearing your space changes the energy and can open up
room for prosperity to come in. Have you ever noticed of
the change in
energy after you sweep the floors in your house? Just
removing
the dust and grit on the floors makes a big difference.
Today clear some space in your business space and office.
Remove clutter and get rid of something that needs to go.
After you finish, notice the openness you have created for
the prosperity and abundance to move in.
Your new money blueprint needs to have a space to grow.
Until you let go of what you’re holding on to there will be
no room for the new.

I have space in my life for prosperity.

Day Thirteen
Presentation

Today's message is all about being present in a way that

reflects your prosperity. You might think it doesn't matter,
but in fact it does. Why do you think expensive products
are offered in fancy packaging?
As you go through your day today, notice the people you
see as you move through your world; people in stores, on
the train, at the bank, wherever you are today. Notice how
quickly you feel attracted or repelled by how someone is
dressed. When I see a woman with a gorgeous coat I often
speak to her and say, "great coat." This can begin an
interaction. If I see someone with an old, dirty coat with
stains I have a very different reaction. Certainly, if that
person smiles I will overcome my first reaction.

When you receive a gift, isn't it wonderful when it’s

wrapped in beautiful paper?
Today, when you are out and about, notice people and how
they
are presented. Who looks prosperous and why. What can
you do
with your own presentation to begin to emanate prosperity?

Shine your shoes, wear cleanly pressed clothes and pay

attention to how you speak.
Transformation can begin with just one small shift. When
you change your presentation it will begin to change how
you feel about yourself inside and that will have a chain
reaction in how you act and talk to people on the outside.

I always present myself as a prosperous person.

Day Fourteen
Focus

Your mind has the power to move mountains and the ability to
create whatever it can imagine.
Training your mind to focus on what you want is a skill that will
allow you to create and then manifest your vision. Often people
let their minds attach itself to a myriad of fears or scenarios that
are not what you want.
When you keep your focus on what you want, all kinds of events,
people or situations will rearrange around your focus.
Begin this day with one focus. One short thought that feels
positive, powerful and in the present; something you want to
keep your sharp focus on.

Stand up and say this thought out loud three times. Spend the
whole day with that one thought. Write it on a card and put it in
your pocket. Put it on your desk, on your car dashboard and say it
aloud in the shower. Share this thought with at least three people.
Send it in an e--mail to your group. Post is on social media.

Say it as the last thing before you go to sleep and the first thing
when you wake up. Notice what happens.

My mind is sharp, focused and clear.

Day Fifteen
Expansion

What does it mean to expand? It means to "grow bigger."

Everyone identifies in some way with what they believe they

can accomplish. This is your place of comfort. If you are
used to struggling or getting by, then struggle is your
comfort level even if you don't like it.
You know your own place of comfort and safety and most
likely this is not the place where your new prosperity lives.

Your prosperity lives in a much more expansive and more

affluent space, and it just might be that you shy away from
this space, as it doesn't feel like home to you.

In order to live with new prosperity, it’s important to expand

into this new home, this new identity of yourself that allows
you to set your sights higher.

I am wondering what your new identity looks like; your new

home. Are you ready to expand and to own your new
identity?

What ways do you keep yourself small? What are three

ways you can expand in your life as it is right now?
1. ____________________________________________________

2. ____________________________________________________
3. ____________________________________________________
As you move through your day look for opportunities to
move
I easily move into my expansive prosperity space.
Day Sixteen
Team

Do you have a money success team? This is a special group

of people who you choose specifically to fit this purpose.
Your team may be people who are already your friends, but
more likely they will be new people who you intentionally
seek out because they will support your intentions and
prosperity success goals.
As a successful person you need to be surrounded by
supportive people who see more in you than you see in
yourself. These are people who you can count on to
constantly and absolutely see you in your new prosperity
identity.

Take a moment and name any people who are already part
of your team. What do they bring to you? Make sure you
formally ask them to be in this role and a part of your
team.
Now think about who else you want on your team. You may
know the kind of people you want but haven’t met them
yet. Write
down all the characteristics you are looking for and begin to
put
out your antennas.
Maybe you do know someone, but are afraid to ask. Push
through your fear today. They will benefit as well, so go for
it.

As your team grows give acknowledgement and appreciation

to each person as this will build intimacy and trust that will
go a long way.

I have a strong, supportive money team.

Day Seventeen
Purpose

One important component to realizing prosperity is to

acknowledge your unique purpose. Your purpose is what
propels you forward, what gives meaning to your life and
what you do in the world.
Everyone has one, and it’s important to not confuse your
purpose with the vehicle for actualizing it.
Oprah's purpose is to be a teacher and missionary. Donald
Trump's was to change the skyline of New York. Martin
Luther King’s was to be in service to others.

Some people say that as human beings we are unique, in

that we can choose our purpose, however I think it is about
being aware of your dharma, or your reason for being here.
People who don’t acknowledge their purpose are never
totally happy and are never able to obtain the level of
success they want.
How you express this purpose is one of the keys to
prosperity.
Knowing your purpose is only half the equation. The other
half is
in knowing how to use it as a catalyst in your work in the
world.
The first step is to acknowledge your purpose.

The second step is to know what the world needs from you
and how you can actualize it.
The third step is to write it down and hang it on your wall.

I know my purpose and what the world needs from me.

Day Eighteen
Alone Time

Yesterday you focused on your life purpose. Maybe you are not
clear about what it is. Maybe you know what it is but you’re not
sure that the world needs what you have to offer. If you struggle
financially or are stressed about money, your energy is always
siphoned off in that direction. It’s essential to know your purpose
and to know what to do to express it. If you have that aligned, the
prosperity will come with it.

If you are confused, the best remedy is to spend time in a

personal retreat somewhere that is uncluttered and will allow you
to hear the messages you seek. If you do know your purpose and
want to really settle into it, the alone time is essential as well.
Here are a few suggestions.

1. Go away to a retreat center somewhere beautiful and

peaceful so you can quiet your mind and listen.
2. Sit on the beach and allow the ocean to bring peace to your
mind.
3. Go for a hike in the mountains or visit a natural hot springs
and ask for the nature spirits to help you.
If you cannot go away immediately, find a sanctuary near where
you live and spend time there. While you spend time alone, really
meditate on your purpose and what you need to fulfill it.

Personal retreat is essential to a life of prosperity and abundance.

Today plan your retreat, even if it is on a Saturday afternoon by
the river.

I give myself alone time to hear and listen.

Day Nineteen
Laughter

Prosperity lives in an atmosphere of lightness and freedom.

Life can feel a bit too serious and heavy sometimes. Prosperity is
like a free child. It flows and has boundless energy. There is no
shortage and no problems with prosperity. It’s available for all
who want some. Prosperity is like Santa Claus and can be
everywhere at once and will visit anyone who believes.
Laughter is a wonderful way to open the channels to your
freedom. Real laughter is that deep belly laugh where you laugh
so much you cry.

When was the last time you really let yourself laugh? If you don't
laugh, it means you are constricted and controlled. Laughter
allows you to let go of your control so you can accept the new.

Rent a really funny movie.

Get together with friends and tell funny stories.
Play board games, Frisbee or charades.

Be funny, be prosperous, and be free!

I live a life of laughter, freedom and lightness.

Day Twenty
Tenacity

Walking into a new life is exciting and hopeful. There’s energy of

promise that keeps you moving forward. It takes tenacity to stick
with it when challenges arise.

A few committed people will carry on and stay focused regardless

of the obstacles. It’s that kind of tenacity that breeds success.
Changing your prosperity mindset requires this kind of stick--to--it--
ness.
Be one of those few people who don't give up on your goals.
Complete what you start and take pride in all the changes you’re
making. Success can be just around the corner and staying with it
is like a fire walk. If you stop your feet will get burned. Keep
walking with clarity of purpose stay focused on your goal. Nurture
tenacity.
Today as you go through your day, focus on being persistent and
determined in everything you do. Give gratitude, keep a positive
attitude, stretch and expand in your choices, present yourself as a
prosperous person and tell at least one person what your goal is.

I am tenacious in my commitment to change my money mindset.

Day Twenty--one
Re--birth

Congratulations! You have followed through on your

commitment to permanently change your money mindset.
You’ve gradually moved through the cycle shown below and
have shifted in very small steps. Remember that the circle
is actually a spiral of re--birth. You are birthing yourself into
a new abundant, prosperous identity.
So don't stop now, begin at the beginning again with day
one and you’ll be on the second level of the circle. Each
round takes you deeper into your new mindset.

I welcome the birth of my new money mindset.

Money Mindset in 21 Days

I give gratitude for my perfect life and for everyone in

it.
My power is helping me to change my money mindset.

I clearly visualize my new prosperity mindset.

I am taking right action to manifest my vision.

I have a positive attitude regardless of the situation.

I give money to a worthy cause or person each and

every day.
I always receive and pay myself first.

Everyday I give value to other people's lives.

I have unconditional self--worth now.

I forgive everyone and I unblock the flow of prosperity.

The seeds of prosperity are growing within my being.

I have space in my life for prosperity.

I always present myself as a prosperous person.

My mind is sharp, focused and clear.

I easily move into my expansive prosperity space.

I have a strong, supportive money team.

I know my purpose and what the world needs from me.

I give myself alone time to hear and listen.

I live a life of laughter, freedom and lightness.

I am tenacious in my commitment to change my money

mindset.
I welcome the birth of my new money mindset.

The end is the beginning

What can you do now that you have completed the 21
days?

This is only the beginning of your change and

transformation into a new life of prosperity. Here are a
few ideas of what you can do next to keep this new
mindset energized and growing.

1. Keep this book nearby and repeat the entire 21 days

every three months. Notice how your experience is
different and your responses evolve.

2. Organize a prosperity group where you can share your

new awareness with others.
Embarking on Your Abundant Journey

As you arrive at the culmination of "Cash Code," it's not just the
end of a book, but the commencement of a profound expedition
towards abundance. These closing thoughts encapsulate the
essence of your journey—a journey marked by self-discovery,
empowerment, and transformation.

Embracing your abundant journey requires a fundamental shift in

perspective—a shift from scarcity to abundance, from doubt to
belief, from fear to faith. It's about recognizing that you hold
within you the power to shape your reality, to manifest your
deepest desires, and to live a life of unparalleled richness and
fulfillment.
You are the architect of your reality

Your thoughts, beliefs, and actions shape the reality you

experience. The concept of manifestation is rooted in the
understanding that you have the power to influence your
circumstances through the energy you emit into the universe. By
aligning your thoughts and intentions with your goals, you
activate the law of attraction and draw your desires towards you.

Manifestation isn't about merely wishing for something to

happen; it's about taking intentional and inspired action towards
your goals while maintaining unwavering belief in their
attainment. When you visualize your desired outcomes with
clarity and conviction, you signal to the universe that you are
ready to receive them.

Clarify Your Vision: Take time to envision your ideal life in vivid
detail. What does financial abundance look and feel like to you?
Write down your goals and aspirations, being as specific as
possible.

Practice Mindfulness: Cultivate awareness of your thoughts and

beliefs throughout the day. Notice any patterns of negativity or
self-doubt that may be holding you back from manifesting your
desires.

Take Aligned Action: Break down your goals into actionable steps
and take consistent action towards their achievement. Trust that
each step you take brings you closer to your desired outcome.
Abundance is your inherent birthright

Abundance is not a finite resource reserved for a select few;

it is the natural state of the universe. Recognizing your
inherent worthiness and deservingness of abundance is
essential to shifting your money mindset from scarcity to
abundance. When you release limiting beliefs and embrace
the truth that abundance is available to all, you open yourself
to a world of limitless possibilities.

Challenge Scarcity-Based Beliefs: Identify any beliefs or thought

patterns that reinforce feelings of lack or limitation. Ask
yourself whether these beliefs are based on reality or
conditioned perceptions.

Shift Your Perspective: Cultivate a mindset of abundance by

focusing on the abundance that already exists in your life. Take
inventory of your blessings, both big and small, and express
gratitude for them.

Affirm Your Worthiness: Repeat affirmations that affirm your

inherent worthiness of abundance. Remind yourself daily
that you are deserving of all the wealth, success, and
happiness that life has to offer.
Gratitude is the gateway to opulence

Gratitude is a transformative practice that amplifies abundance

in your life. When you express gratitude for the blessings you
already have, you shift your focus from what is lacking to what is
abundant, thereby attracting more blessings into your
experience. Gratitude is not just a fleeting emotion but a
powerful tool for cultivating joy, contentment, and prosperity.

Start a Gratitude Journal: Dedicate time each day to write down

three things you're grateful for. Reflect on the people,
experiences, and opportunities that enrich your life.
Express Gratitude Freely: Make it a habit to express gratitude to
others for their kindness, support, and contributions. Whether
through words, gestures, or acts of kindness, show appreciation
for the people in your life.

Use Gratitude as a Reframe: When faced with challenges or

setbacks, reframe them through the lens of gratitude. Look for
the lessons and growth opportunities they provide, and express
gratitude for the strength and resilience they cultivate within
you.
Believe in your intrinsic capabilities

Belief in yourself is the bedrock upon which all success is built.

When you trust in your abilities and cultivate unwavering faith in
your potential, you become a magnet for opportunities and
blessings. However, self-doubt and limiting beliefs can sabotage
your progress and hinder your ability to manifest your desires. By
challenging these beliefs and embracing a mindset of possibility
and potential, you unlock your innate power to create the life of
your dreams.

Identify Limiting Beliefs: Take inventory of any beliefs that

undermine your confidence and self-worth. Common examples
include "I'm not good enough," "I don't deserve success," or "I'll
never be able to achieve my goals."

Replace Negative Self-Talk: Challenge negative self-talk whenever

it arises and replace it with affirmations of self-belief and
empowerment. Repeat positive affirmations that reinforce your
capabilities and worthiness.

Celebrate Your Successes: Acknowledge and celebrate your

achievements, no matter how small they may seem. Recognize
that each success is a testament to your abilities and a stepping
stone towards your larger goals.
Conclusion

As you reflect on these principles and the journey you've

embarked upon, remember that transformation is a continuous
process. It requires patience, persistence, and a willingness to
embrace change. Each step you take brings you closer to your
goals and aspirations, and each challenge you overcome
strengthens your resolve and fortitude.

As you prepare to navigate the complexities of life and finance,

know that you are not alone. Draw strength from the wisdom
of those who've walked this path before you and be a source
of inspiration for those who follow in your footsteps. Your
journey towards financial abundance is a testament to your
resilience, determination, and unwavering belief in your ability
to create the life you desire.

May you continue to walk your path with courage, grace, and an
open heart. May you manifest your deepest desires and fulfill
your highest potential. And may your life be filled with an
abundance of joy, prosperity, and fulfillment.

With gratitude and optimism,

Unknown
In the grand tapestry of existence, may your journey be a testament
to the power of belief, the resilience of the human spirit, and the
boundless potential that resides within each of us. May you walk
your path with purpose and passion, knowing that the universe
conspires in your favor.