Page 1 of 4

Statement of Account

Statement Period
02/09/24 - 03/10/24
Access No. 9735265

#BWNLLSV Routing Number: 2560-7497-4

#000000P9W3URV5 2#000AMP90F
DAVID MICHAEL PLUMBING Questions about this Statement?
DAVID MICHAEL Toll-free in the U.S. 1-888-842-6328
1150 N Old US 23 For toll-free numbers when overseas,
Howell, MI 48843 visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837

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digital statements via Mobile or
Navy Federal Online Banking.

Say "Yes" to Paperless Statements

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.
To get started, select "Statements" in digital banking.*
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Summary of your deposit accounts

Previous Deposits/ Withdrawals/ Ending YTD
Balance Credits Debits Balance Dividends
Active Duty Checking
7105906782 $107,343.67 $31,421.77 $4,237.50 $134,002.94 $0.12

Totals $107,343.67 $31,421.77 $4,237.50 $134,002.94 $0.12

Checking
Active Duty Checking - 7105906782
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)

02-10 Beginning Balance 107,343.67

REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT

DAVID MICHAEL
DEPOSIT VOUCHER
9735265 (FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)
ACCOUNT NUMBER ACCOUNT TYPE AMOUNT ENCLOSED

MARK "X" TO CHANGE 7105906782 Checking

ADDRESS/ORDER
ITEMS ON REVERSE

NFCU
PO BOX 3100
TOTAL
MERRIFIELD VA 22119-3100
Page 2 of 4

Statement Period
02/09/24 - 03/10/24

Statement of Account Access No. 9735265

For DAVID MICHAEL

Active Duty Checking - 7105906782 (Continued from previous page)

Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
02-09 POS Debit- Debit Card 5683 02-09-24 Gulf Guerrero Serv Aguadilla
184.53- 107,159.14
02-14 Deposit - ACH Paid From US Food 0389488723 2,916.55 110,075.69
02-14 POS Debit- Debit Card 5683 02-14-24 Amazon Prime*j843Q Amzn.Com/Bill WA 175.21- 109,900.48
02-14 POS Debit- Debit Card 5683 02-14-24 Super Saveway No I Aguadilla 20.82- 109,879.66
02-14 Transfer To Checking 150.00- 109,729.66

Michael Emerson
7.45- 109,722.21
02-15 POS Debit- Debit Card 5683 02-15-24 Paypal *kingtools 402-935-7733 MI
41.25- 109,620.96
02-17 POS Debit- Debit Card 5683 02-17-24 Paypal *microsoft 402-935-7733 MI
14.00- 109,666.96
02-17 POS Debit- Debit Card 5683 02-17-24 Paypal *Ebay 201-935-3321 MI
15.99- 109,650.97
02-17 POS Debit- Debit Card 5683 02-17-24 Paypal *netflix.CO 402-935-7733 MI
24.99- 109,625.98
02-17 POS Debit- Debit Card 5683 02-17-24 Walmart 800-255-3700 MI
24.99- 109,600.99
02-17 POS Debit- Debit Card 5683 02-17-24 Walmart 800-255-3700 MI
250.00- 109,350.99
02-17 POS Debit- Debit Card 5683 02-17-24 Gulf Guerrero Serv Aguadilla 27.78- 109,323.21
02-17 POS Debit- Debit Card 5683 02-17-24 Paypal *truthfinde 402-375-7791
02-18 POS Debit- Debit Card 5683 02-18-24 Amzn Mktp Us*1X6Gs Amzn.Com/Bill 32.50- 109,290.71
02-18 Transfer To Checking 20.00- 109,270.71
Cyntia Harper
02-18 Transfer To Checking 66.00- 109,204.71
Adrew Johnson
02-19 Transfer To Checking 300.00- 108,904.71
Imelda Duenas
Page 3 of 4

Statement Period
02/09/24 - 03/10/24

Statement of Account Access No. 9735265

For DAVID MICHAEL

Active Duty Checking - 7105906782 (Continued from previous page)

Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
02-19 Deposit - ACH Paid From Vacp Treas 310 Xxva Benef 01Afd 170.00 109,074.71
02-22 Returned Item Fee 9140968 25.00- 109,049.71
02-24 POS Debit- Debit Card 5683 02-44-24 Claro Mmp Guaynabo 25.11- 109,024.60
02-25 Transfer To Credit Card 40.15- 108,984.45
James Keith
02-25 Transfer To Checking 150.00- 108,834,45
Adam Rodriguez
02-25 Paid To - Citi Autopay Retry Pymt Chk 9140968 100.00- 108,734.45
02-25 Deposit - ACH Paid US Trucking 0389488723 22,916.55 131,651.00
02-25 POS Debit- Debit Card 5683 02-25-24 Aaa San Juan 50.22- 131,600.78
02-26 Paid To - Ford Credit Auto Pymt Chk 2800008 420.00- 131,180.78
02-26 Paid To - Ford Credit Auto Pymt Chk 2800008 420.00- 130,760.78
02-27 Adjustment - CR 67.74 130,696.04
02-27 POS Debit- Debit Card 5683 02-27-24 Claro Mmp Guaynabo 80.00- 130,616.04
02-28 POS Debit- Debit Card 5683 02-28-24 Aee-Prepa San Juan 158.00- 130,458.04
02-28 Transfer To Shares 20.00- 130,438.04
Israel E Rosado Mejias
03-01 Paid To - Island Finance Payments Chk 2150201 776.50- 129,661.54
03-03 Transfer From Shares 1.30- 129,660.24
03-04 Transfer From Checking 50.00- 129,610.24
Israel E Rosado Mejias
03-05 Intl Transaction Fee 03-05-24 Paypal *china Base 4029357733
1.30- 129,608.94
03-06 ATM Fee - Withdrawal 03-05-24 Banco Popular Isabela
1.00- 129,607.94
03-07 POS Debit- Debit Card 5683 03-07-24 Aee-Prepa San Juan
5.00- 129,602.94
03-07 ATM Withdrawal 03-26-22Banco Popular Isabela
03-08 Deposit - ACH Paid From Vacp Treas 310 Xxva Benef 01Afd
400.00- 129,202.94
5,100.00 134,102.94
03-09 POS Debit- Debit Card 5683 03-09-24 Paypal *china Base 4029357733
625.00- 134,002.94
03-10 Ending Balance
134,002.94
Average Daily Balance - Current Cycle: $128,362.50

Items Paid
Page 4 of 4

Statement Period
02/09/24 - 03/10/24

Statement of Account Access No. 9735265

For DAVID MICHAEL

Total Total
Fee(s) this period year-to-date*

Total Returned Item Fee(s) $15.00 $414.00

*As of the first statement period that begins in January of each year.

2024 Year to Date Federal Income Tax Information

SAVINGS DIVIDENDS 0.00
CHECKING DIVIDENDS 0.63 FINANCE CHARGE CHECKING LOC 0.00

Disclosure Information
• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.
• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"
we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or unpaid interest charges.
• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance
Subject to Interest Rate" disclosed in the Interest Charge Calculation table is the "average daily balance." To calculate the "average daily balance" add up all the "daily balances" for
the billing cycle and divide the total by the number of days in the billing cycle.
• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest charges by multiplying each of the "Balances Subject to Interest Rate"
by the number of days the applicable rate was in effect and multiplying each of the results by the applicable daily periodic rate and adding the results together.
What to Do if You Think You Find a Mistake on Your Statement
Errors Related to a Checking Line of Credit Advance
If you think there is an error on your statement, write to us at:
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.
You may also contact us on the Web: navyfederal.org.
In your letter, give us the following information:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to
pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
• We cannot try to collect the amount in question or report you as delinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have
to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.
If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the
time of our investigation.
Errors Within Your Checking Account, Money Market Savings Account, or Savings Account
In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you
can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we
sent the FIRST statement on which the problem or error appeared.
• Tell us your name and account number (if any).
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
• Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,
so that you will have the use of the money during the time it takes us to complete our investigation.
Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed
envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments
for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts.

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