Collective Investment Bond

Fund Management Groups

The Collective Investment Bond enables clients to select funds from any of the groups listed below:

• Aberdeen International Fund plc (formerly Prolific) • Deutsche Investment Funds Ltd
• Aberdeen Unit Trust Managers Ltd (formerly Prolific) • Dolphin Fund
• ABN Amro Fund Managers Ltd • Dresdner International Management Services Ltd
• ABN Amro Funds (Luxembourg) (Ireland)
• Aegon Fund Management (UK) Ltd • Dresdner RCM Funds UK Ltd
• AIB Fund Managers (formerly Prudential) • Dresdner RCM Global Investor (Asia) Ltd
• Ashburton (IOM) Ltd • Dunedin Unit Trust Managers Ltd
• Ashburton (Jersey) Ltd
• AXA Fund Managers Ltd • Edinburgh Unit Trust Managers Ltd
• AXA (IOM) Ltd • Exeter Fund Managers Ltd
• AXA Sun Life
• Fidelity Funds
• Baillie Gifford & Co Ltd • Fidelity Investment Services Ltd
• Bankers Trust Fund Managers • Foreign & Colonial Emerging Market Umbrella
• Bank of Ireland Asset Management (IOM) Ltd • Foreign & Colonial Management Jersey Ltd
• Bank of Ireland Fund Managers Ltd • Foreign & Colonial Port Fund SA
• Banque Indosuez Luxembourg SA • Foreign & Colonial Unit Management Ltd
• Barclays Global Investor • Framlington Unit Management Ltd
• Barclays Investment Funds (CI) Ltd • Franklin Templeton Worldwide Funds
• Barclays Investment Funds (Luxembourg) SA • Friends Provident Unit Trust Managers
• Baring Fund Managers Ltd
• Baring International Fund Managers (Ireland) • GAM Administration Ltd
• Blackstone Franks Unit Trust Managers Ltd • GAM Fund Management Ltd
• Bordeaux Fund Services Guernsey Ltd (Appleton) • GAM Sterling Management London Ltd
• Britannia Fund Managers • Gartmore Fund Managers International Ltd
• Gartmore Fund Managers Ltd
• Capel - Cure Sharp International Funds Ltd • Gartmore Luxembourg SA
• Capel - Cure Sharp Unit Trust Managers Ltd • Guardian (UK)
• Cazenove Investment Fund Management
• CGU Luxembourg SA • Henderson Crosthwaite Investment Company
• CGU Trust Managers Ltd • Henderson Management SA
• CIBC Private Client Fund (Guernsey) Ltd • Hill Samuel (HK) Ltd
• Clerical Medical Unit Trust Managers Ltd • Hill Samuel Trust Managers
• Close Asset Management Jersey Ltd (formerly Cater • HSBC Investment Funds (Luxembourg) SA
Allen) • HSBC Investment Funds (UK) Ltd
• Close Fund Managers Ltd
• CMI Fund Management (IOM) • Impac Asset Management
• Coutts Fund Managers Ltd • Income Partners Asset Management
• Crédit Lyonnais Rouse International Asset • Insinger de Beaufort Asset Management
Management • INVESCO PERPETUAL Fund Managers Ltd
• Crédit Lyonnais Rouse Luxembourg SA • Investec Asset Management (Guernsey) Ltd
• Credit Suisse Asset Management Funds (UK) Ltd • Investec Fund Managers Ltd

• Dao Heng Fund Management • JPMorgan Fleming Asset Management

• DB Investment Management SA • Jupiter Global Funds (Luxembourg)
• DnB Investor AS • Jupiter Unit Trust Managers Ltd

The leader in MultiManager investment

Collective Investment Bond

• Lazard Asset Management (CI) Ltd • Rothschild Asset Management (CI) Ltd
• Lazard Fund Managers Ltd • Rothschild Fund Management Ltd
• Legal & General (Unit Trust) Managers
• Liberty Ermitage (Jersey) Ltd • Sage Unit Trusts Investments Limited
• Liberty Ermitage Luxembourg SA • Sarasin Fund Management Group (Guernsey) Ltd
• Lincoln Unit Trusts Ltd • Sarasin Investment Management Ltd
• Lippo Asia Ltd • Save & Prosper Group
• Lloyds TSB Bank Luxembourg SA • Schroder International Selection Fund SA
• Lloyds TSB (CI) Offshore Fund Managers Ltd • Schroder Investment Management (HK) Ltd
• Lloyds TSB Fund Managers (Guernsey) Ltd • Schroder Investment Management (Guernsey) Ltd
• Lloyds TSB Offshore Fund Managers Ltd (Jersey) • Schroder Unit Trust Ltd
(formerly Hill Samuel) • Scottish Amicable Unit Trust Managers Ltd
• Lloyds TSB Unit Trust Managers Ltd • Scottish Equitable Unit Trust Managers Ltd
• London & Manchester Trust Management Ltd • Scottish Mutual Investment Managers (formerly
N&P Unit Trust Managers)
• M&G Group Ltd • Scottish Widows Fund Managers Ltd
• Martin Currie Investment Management • SE Banken Luxembourg SA
• Martin Currie Unit Trust Managers • Singer & Friedlander Investment Funds Ltd
• Matheson PFC Hong Kong Ltd • Singer & Friedlander Unit Trust Management Ltd
• Matheson Unit Trusts Ltd • Standard Bank Fund Management (Jersey) Ltd
• MBF Unit Trust Managers Ltd • Sun Life Global Management Ltd
• Mellon Newton Fund Manager (CI) Ltd • Sun Life of Canada Unit Managers Ltd
• Mellon Newton Fund Managers Ltd
• Merrill Lynch Fund Managers IOM Ltd (formerly • Threadneedle Asset Management
Warburg) • Tyndall International (IOM)
• Merrill Lynch Investment Managers (Luxembourg)
• Merrill Lynch Investment Managers (CI) Ltd • Union Worldinvest (Jersey)
• Merrill Lynch Investment Managers SA
• Morgan Stanley Investment Management • Value Partners
• Murray Johnstone Unit Trust Management
• Waverley Unit Trust Management
• NIB International Asset Management Ltd
• Nomura Asset Management • Zurich Financial Services
• Nordbanken Kapitalforvaltning
• Norwich Union Investment Funds
• NPI Investment Managers Ltd

• Old Mutual Fund Managers Ltd

• Old Mutual International Fund Managers Ltd

• Provident Mutual Unit Trust Managers Ltd

• Prudential Unit Trusts Ltd

IMPORTANT INFORMATION
In order for each investment holding within the Bond to be of a reasonable size and benefit they should be of a minimum value
of £2,500 (or equivalent in any other acceptable currency).
The fact that an organisation is named on this list does not mean that all funds offered by the organisation are included on our
Standard menu. Our Standard menu shows the funds that can be held which include:
• funds authorised in an EEA Member State under the UCITs legislation
• other collective investment schemes (including Investment Trusts) authorised or approved by OECD countries
• collective investment schemes authorised or approved in the Channel Islands, Isle of Man and some of the
Tiger countries (eg Singapore, Hong Kong, Taiwan and South Korea).
Because of the nature of this type of Bond, we suggest that clients invest in funds offering accumulation units only.

www.royalskandia.com
This piece of literature is available on the Royal Skandia Web Site
Royal Skandia Life Assurance Limited (an incorporated company limited by shares)
Registered and Head Office: Skandia House, King Edward Road, Onchan, Isle of Man, IM99 1NU, British Isles
Phone: +44 (0)1624 655 555 Fax: +44 (0)1624 611 715 Registered Number: 24916 Isle of Man
Member of the Association of International Life Offices Authorised by the FSA
The rules and regulations made by the FSA under the Financial Services and Markets Act 2000 for the protection of investors may not apply to persons outside the UK

SK1175/22-0812 September 2002 15304.02/09/11