LifeLock identity theft protection

Advantage

LifeLock Advantage provides enhanced identity theft protection beyond financial and credit fraud. It includes:

• Identity & Social Security Number Alerts – Get notified if your personal information is misused. 

• Dark Web Monitoring – Helps detect your stolen data on hidden marketplaces.

• Bank & Credit Card Activity Alerts – Receive alerts for suspicious cash withdrawals, balance transfers, and large purchases. 

• Identity Lock and Payday Loan Lock – Helps block unauthorized account openings with a simple toggle.

• Privacy Monitor – Scans people-search sites and helps remove your personal data. 

• Stolen Wallet Protection – Get assistance replacing lost or stolen cards and IDs.

• $100,000 Stolen Funds Reimbursement – If identity theft leads to financial loss. 

• Up to $1 million in legal coverage – To help cover legal fees if fraud occurs.

While LifeLock Standard provides core identity monitoring and restoration support, LifeLock Advantage offers additional protection:

• Higher Stolen Funds Reimbursement – Up to $100,000 (vs. $25,000 in Standard). 

• Bank & Credit Card Activity Alerts – Get notified of unusual financial transactions.

• Identity Lock & Payday Loan Lock – Helps prevent unauthorized credit applications. 

• Buy Now Pay Later Alerts – Helps detect fraudulent BNPL account openings.

• Fictitious Identity Monitoring – Scans for fake identities linked to your Social Security number.

Identity Lock gives you control over who can access your credit file. It helps:

• Prevent unauthorized credit applications by locking your TransUnion credit file. 

• Block payday loan fraud by restricting unauthorized payday loan requests.

• Easily unlock your file when needed for legitimate credit applications.

If LifeLock detects suspicious activity, you’ll get an alert via text, phone, email, or mobile app. You can review and confirm if the activity was legitimate or take action if it was fraudulent. If needed, a U.S.-Based Personal Restoration Specialist will guide you through the next steps.

LifeLock Advantage provides Bank & Credit Card Activity Alerts, notifying you of suspicious withdrawals, large transactions, or balance transfers. This helps detect fraud before it escalates.